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Single Family ResidenceResidential
$361,668$154 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 94How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $210,000 on Apr 28, 2020

445 VETERANS ROW

ELGIN, SC 29045
0
Baths
2,350 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
3.25 ac
Lot SizeThe size of the land the home sits on, from county records.
2001
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.

Valuation

$362K
$339K low$384K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$210,000 · Apr 28, 2020
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$226,668
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$181,334
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.40%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$110,000
GUILD MTG · recorded May 8, 2020
2nd MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$25,000
ALLSOUTH FCU

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$1,327 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$210,600 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$29,400
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$181,200
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$210,600
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$210,600

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.11
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
28
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
30
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyKershaw
Lot (acres)The size of the land the home sits on, from county records.3.25
HeatingThe type of heating system in the home.None
FireplaceWhether the home has a fireplace, and what kind.Yes
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Porch · 364 ft²

Transaction History(2)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Blaney Elementary SchoolC
Elementary · Grades KG–5 · 3.6 mi
M
Leslie M. Stover Middle SchoolC-
Middle · Grades 6–8 · 3.7 mi
H
Lugoff-Elgin High SchoolC+
High · Grades 9–12 · 5.4 mi

District: Kershaw County School District

Neighborhood · ZIP 29045These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.73
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.82
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.137

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.94%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.19%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.9.9%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.2%
PopulationHow many people live in this area.30,447
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.411 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$84,786
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$105,104
Average tempThe average temperature here across a full year.63°F
Annual precipHow much rain and melted snow falls here in a typical year.47 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.64%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

445 Veterans Row measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 77% of homes in Kershaw County
  • Costs more per square foot than 85% of homes in Kershaw County
  • Has a bigger lot than 92% of homes in Elgin 29045

What homes are worth in Elgin 29045

Each bar is how many homes fall in that price range. The marker is this home.

This home
$90K$885K

This home is worth more than 70% of homes in Elgin 29045.

How it measures up in Elgin 29045

The dot is this home. The mark in the middle is the typical home in Elgin 29045.

Estimated value$361,668
CheaperTypical $298,427Pricier

Pricier than 70% of homes nearby

Price per ft²$154
CheaperTypical $131Pricier

Pricier than 72% of homes nearby

Living area2,350 ft²
SmallerTypical 2,298 ft²Bigger

Bigger than 52% of homes nearby

Lot size3.25 ac
SmallerTypical 0.41 acBigger

Bigger than 92% of homes nearby

Year built2001
OlderTypical 2007Newer

Newer than 38% of homes nearby

How 445 Veterans Row ranks against every home in each area.
MeasureThis homeElgin 29045Kershaw County
Estimated valuepricier than$361,66870% of homes77% of homes
Price per ft²pricier than$15472% of homes85% of homes
Living areabigger than2,350 ft²52% of homes60% of homes
Lot sizebigger than3.25 ac92% of homes81% of homes
Year builtnewer than200138% of homes56% of homes

About 445 Veterans Row

How much is 445 Veterans Row, Elgin, SC worth?

The TopHap Estimate for 445 Veterans Row, Elgin, SC is $361,668 as of Jul 14, 2026. The likely range is $339,215 to $384,121. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 445 Veterans Row, Elgin, SC last sell?

445 Veterans Row, Elgin, SC last sold on Apr 28, 2020 for $210,000, according to the county's recorded deed. TopHap holds 2 recorded sales for this parcel.

How big is 445 Veterans Row, Elgin, SC?

445 Veterans Row, Elgin, SC has 2,350 square feet of living space and a 3.25-acre lot.

When was 445 Veterans Row, Elgin, SC built?

445 Veterans Row, Elgin, SC was built in 2001, making it 25 years old. The building has 2 stories.

What schools serve 445 Veterans Row, Elgin, SC?

445 Veterans Row, Elgin, SC is assigned to Blaney Elementary School (elementary), rated C; Leslie M. Stover Middle School (middle), rated C-; Lugoff-Elgin High School (high), rated C+. All sit in Kershaw County School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 445 Veterans Row, Elgin, SC compare to other homes in Elgin 29045?

Among the 12,801 homes in Elgin 29045, it is worth more than 70% of them ($361,668 against a typical $298,427), its price per square foot is higher than 72% of them ($154 against a typical $131), it is bigger than 52% of them (2,350 ft² against a typical 2,298 ft²), its lot is bigger than 92% of them (3.25 ac against a typical 0.41 ac) and it is newer than 38% of them (2001 against a typical 2007). Measured against all of Kershaw County, it is worth more than 77% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 445 Veterans Row, Elgin, SC?

The 2025 property tax bill for 445 Veterans Row, Elgin, SC was $1,327. The county assessed it at $210,600.

Closest homes

More homes in Elgin 29045

Assigned schools

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