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Single Family ResidenceResidential
$272,928$214 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 90How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $265,000 on Dec 12, 2025

445 W 40TH ST

FREMONT, MI 49412
1
Baths
1,276 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
3.16 ac
Lot SizeThe size of the land the home sits on, from county records.

Valuation

$273K
$246K low$300K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$265,000 · Dec 12, 2025
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$272,928
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$218,342

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$2,700 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$101,900 (2026)
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$86,900
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$203,800

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.14 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyNEWAYGO
Lot (acres)The size of the land the home sits on, from county records.3.16
HeatingThe type of heating system in the home.Forced Air With Air Conditioning
PoolWhether the property has a pool, and what kind, such as in-ground.No

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Pathfinder Elementary School
Elementary · Grades KG–2 · 6.9 mi
H
Fremont High SchoolA-
High · Grades 9–12 · 7.0 mi
M
Fremont Middle SchoolA-
Middle · Grades 7–8 · 7.3 mi

District: Fremont Public School District

Neighborhood · ZIP 49412These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.104
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.84
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.14

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.88%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.18%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.14%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.5%
PopulationHow many people live in this area.13,102
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.114 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$62,948
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$78,002
Average tempThe average temperature here across a full year.46°F
Annual precipHow much rain and melted snow falls here in a typical year.36 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.50%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

445 W 40th St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 70% of homes in Newaygo County
  • Costs more per square foot than 71% of homes in Fremont 49412
  • Smaller than 69% of homes in Fremont 49412
  • Has a bigger lot than 70% of homes in Fremont 49412

What homes are worth in Fremont 49412

Each bar is how many homes fall in that price range. The marker is this home.

This home
$102K$574K

This home is worth more than 64% of homes in Fremont 49412.

How it measures up in Fremont 49412

The dot is this home. The mark in the middle is the typical home in Fremont 49412.

Estimated value$272,928
CheaperTypical $235,935Pricier

Pricier than 64% of homes nearby

Price per ft²$214
CheaperTypical $184Pricier

Pricier than 71% of homes nearby

Living area1,276 ft²
SmallerTypical 1,496 ft²Bigger

Bigger than 31% of homes nearby

Lot size3.16 ac
SmallerTypical 1 acBigger

Bigger than 70% of homes nearby

How 445 W 40th St ranks against every home in each area.
MeasureThis homeFremont 49412Newaygo County
Estimated valuepricier than$272,92864% of homes70% of homes
Price per ft²pricier than$21471% of homes60% of homes
Living areabigger than1,276 ft²31% of homes47% of homes
Lot sizebigger than3.16 ac70% of homes59% of homes

About 445 W 40th St

How much is 445 W 40th St, Fremont, MI worth?

The TopHap Estimate for 445 W 40th St, Fremont, MI is $272,928 as of Jul 14, 2026. The likely range is $245,559 to $300,297. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 445 W 40th St, Fremont, MI last sell?

445 W 40th St, Fremont, MI last sold on Dec 12, 2025 for $265,000, according to the county's recorded deed.

How big is 445 W 40th St, Fremont, MI?

445 W 40th St, Fremont, MI has 1 bathrooms, 1,276 square feet of living space and a 3.16-acre lot.

What schools serve 445 W 40th St, Fremont, MI?

445 W 40th St, Fremont, MI is assigned to Pathfinder Elementary School (elementary); Fremont High School (high), rated A-; Fremont Middle School (middle), rated A-. All sit in Fremont Public School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 445 W 40th St, Fremont, MI compare to other homes in Fremont 49412?

Among the 4,391 homes in Fremont 49412, it is worth more than 64% of them ($272,928 against a typical $235,935), its price per square foot is higher than 71% of them ($214 against a typical $184), it is bigger than 31% of them (1,276 ft² against a typical 1,496 ft²) and its lot is bigger than 70% of them (3.16 ac against a typical 1 ac). Measured against all of Newaygo County, it is worth more than 70% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 445 W 40th St, Fremont, MI?

The 2025 property tax bill for 445 W 40th St, Fremont, MI was $2,700. The county assessed it at $101,900.

Closest homes

More homes in Fremont 49412

Assigned schools

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See this home in context

Open 445 W 40th St on TopHap’s interactive map to compare it against every sale nearby, overlay school zones and flood risk, and run a CMA.

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