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Single Family ResidenceResidential
$855,827$530 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 84How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Oct 21, 2026
Last sold for $399,900 on Sep 26, 2012

446 HARBOR DR S

INDIAN ROCKS BEACH, FL 33785
3
Beds
2 / 1
Baths
1,614 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.16 ac
Lot SizeThe size of the land the home sits on, from county records.
1956
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
2
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$856K
$720K low$992K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$399,900 · Sep 26, 2012

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$5,445 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$360,962 (2025)
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$380,352
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$955,155

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.78 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.99%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.1 percent flood zone

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Custom Design
CountyPINELLAS
Effective Year BuiltAn adjusted build year that accounts for condition and major remodels. A big renovation can make a home count as newer than it is.1996
Lot (acres)The size of the land the home sits on, from county records.0.17
ConstructionThe main material the home's frame and walls are built from.Masonry/Concrete Masonry Units (Cmus)
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.Footing
RoofThe main material covering the roof, such as asphalt shingle or tile.Metal
HeatingThe type of heating system in the home.Central
CoolingThe type of cooling or air conditioning in the home.Central
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Attached
PoolWhether the property has a pool, and what kind, such as in-ground.Yes
ViewThe type of view from the property, or another feature of the site that affects value.Intracoastal
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Boat liftDeck · 400 ft²Patio · 400 ft²Porch · 230 ft²Boat access

Transaction History(3)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Anona ElementaryA
Elementary · Grades PK–5 · 1.5 mi
H
Largo High SchoolB-
High · Grades 9–12 · 3.4 mi
M
Seminole Middle SchoolB
Middle · Grades 6–8 · 3.9 mi

District: Pinellas County School District

Neighborhood · ZIP 33785These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.168
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.74
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.11

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.49%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.31%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.9.0%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.9%
PopulationHow many people live in this area.5,060
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.1,575 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$96,827
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$128,722
Average tempThe average temperature here across a full year.73°F
Annual precipHow much rain and melted snow falls here in a typical year.51 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.66%

Owner Tools

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

446 Harbor Dr S measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 90% of homes in Pinellas County
  • Costs more per square foot than 93% of homes in Pinellas County
  • Bigger than 70% of homes in Indian Rocks Beach 33785
  • Has a smaller lot than 70% of homes in Indian Rocks Beach 33785
  • Older than 91% of homes in Indian Rocks Beach 33785

What homes are worth in Indian Rocks Beach 33785

Each bar is how many homes fall in that price range. The marker is this home.

This home
$340K$3M

This home is worth more than 59% of homes in Indian Rocks Beach 33785.

How it measures up in Indian Rocks Beach 33785

The dot is this home. The mark in the middle is the typical home in Indian Rocks Beach 33785.

Estimated value$855,827
CheaperTypical $769,529Pricier

Pricier than 59% of homes nearby

Price per ft²$530
CheaperTypical $575Pricier

Pricier than 38% of homes nearby

Living area1,614 ft²
SmallerTypical 1,340 ft²Bigger

Bigger than 70% of homes nearby

Lot size0.16 ac
SmallerTypical 0.31 acBigger

Bigger than 30% of homes nearby

Year built1956
OlderTypical 1981Newer

Newer than 9% of homes nearby

How 446 Harbor Dr S ranks against every home in each area.
MeasureThis homeIndian Rocks Beach 33785Pinellas County
Estimated valuepricier than$855,82759% of homes90% of homes
Price per ft²pricier than$53038% of homes93% of homes
Living areabigger than1,614 ft²70% of homes68% of homes
Lot sizebigger than0.16 ac30% of homes31% of homes
Year builtnewer than19569% of homes17% of homes

About 446 Harbor Dr S

How much is 446 Harbor Dr S, Indian Rocks Beach, FL worth?

The TopHap Estimate for 446 Harbor Dr S, Indian Rocks Beach, FL is $855,827 as of Oct 21, 2026. The likely range is $719,557 to $992,097. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 446 Harbor Dr S, Indian Rocks Beach, FL last sell?

446 Harbor Dr S, Indian Rocks Beach, FL last sold on Sep 26, 2012 for $399,900, according to the county's recorded deed. TopHap holds 3 recorded sales for this parcel.

How big is 446 Harbor Dr S, Indian Rocks Beach, FL?

446 Harbor Dr S, Indian Rocks Beach, FL has 3 bedrooms, 2 bathrooms, 1,614 square feet of living space and a 0.17-acre lot.

When was 446 Harbor Dr S, Indian Rocks Beach, FL built?

446 Harbor Dr S, Indian Rocks Beach, FL was built in 1956, making it 70 years old. It is a custom design home. The building has 1 story.

What schools serve 446 Harbor Dr S, Indian Rocks Beach, FL?

446 Harbor Dr S, Indian Rocks Beach, FL is assigned to Anona Elementary (elementary), rated A; Largo High School (high), rated B-; Seminole Middle School (middle), rated B. All sit in Pinellas County School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 446 Harbor Dr S, Indian Rocks Beach, FL compare to other homes in Indian Rocks Beach 33785?

Among the 5,390 homes in Indian Rocks Beach 33785, it is worth more than 59% of them ($855,827 against a typical $769,529), its price per square foot is higher than 38% of them ($530 against a typical $575), it is bigger than 70% of them (1,614 ft² against a typical 1,340 ft²), its lot is bigger than 30% of them (0.16 ac against a typical 0.31 ac) and it is newer than 9% of them (1956 against a typical 1981). Measured against all of Pinellas County, it is worth more than 90% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 446 Harbor Dr S, Indian Rocks Beach, FL?

The 2025 property tax bill for 446 Harbor Dr S, Indian Rocks Beach, FL was $5,445. The county assessed it at $360,962.

More homes on Harbor Dr S

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