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Rural ResidenceResidential
$315,531$45 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 93How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $190,000 on Mar 5, 2021

4464 RIVER RD

CHERRY VALLEY, IL 61016
6
Beds
2
Baths
7,040 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
2.66 ac
Lot SizeThe size of the land the home sits on, from county records.
1861
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.
14
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Valuation

$316K
$293K low$338K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$190,000 · Mar 5, 2021
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$0
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$0
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.160%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$180,500
THINK MUTUAL BANK · recorded Jan 11, 2021
2nd MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$293,900
THINK MUTUAL BANK

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$7,182 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$107,477 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$17,228
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$90,249
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$97,220
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$322,431

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Rural Residence
CountyWINNEBAGO
ConstructionThe main material the home's frame and walls are built from.Frame (Unspecified)
RoofThe main material covering the roof, such as asphalt shingle or tile.Asphalt
HeatingThe type of heating system in the home.Central
CoolingThe type of cooling or air conditioning in the home.Central
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Deck

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Cherry Valley Elementary SchoolB+
Elementary · Grades KG–5 · 2.1 mi
H
Jefferson High SchoolF
High · Grades 9–12 · 4.7 mi
M
Flinn Middle SchoolC-
Middle · Grades 6–8 · 5.3 mi

District: Rockford School District 205

Neighborhood · ZIP 61016These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.64
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.87
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.39

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.96%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.21%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.5.7%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.6%
PopulationHow many people live in this area.4,775
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.163 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$87,713
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$110,451
Average tempThe average temperature here across a full year.48°F
Annual precipHow much rain and melted snow falls here in a typical year.35 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.53%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

4464 River Rd measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 84% of homes in Winnebago County
  • Among the lowest price per square foot in Cherry Valley 61016
  • Among the largest homes in Cherry Valley 61016
  • Has a bigger lot than 94% of homes in Winnebago County
  • Among the oldest homes in Cherry Valley 61016

What homes are worth in Cherry Valley 61016

Each bar is how many homes fall in that price range. The marker is this home.

This home
$135K$505K

This home is worth more than 57% of homes in Cherry Valley 61016.

How it measures up in Cherry Valley 61016

The dot is this home. The mark in the middle is the typical home in Cherry Valley 61016.

Estimated value$315,531
CheaperTypical $295,607Pricier

Pricier than 57% of homes nearby

Price per ft²$45
CheaperTypical $96Pricier

Cheaper than almost all homes nearby

Living area7,040 ft²
SmallerTypical 3,100 ft²Bigger

Bigger than almost all homes nearby

Lot size2.66 ac
SmallerTypical 0.41 acBigger

Bigger than 88% of homes nearby

Year built1861
OlderTypical 1987Newer

Older than almost all homes nearby

How 4464 River Rd ranks against every home in each area.
MeasureThis homeCherry Valley 61016Winnebago County
Estimated valuepricier than$315,53157% of homes84% of homes
Price per ft²pricier than$45almost no homesalmost no homes
Living areabigger than7,040 ft²almost all homesalmost all homes
Lot sizebigger than2.66 ac88% of homes94% of homes
Year builtnewer than1861almost no homesalmost no homes

About 4464 River Rd

How much is 4464 River Rd, Cherry Valley, IL worth?

The TopHap Estimate for 4464 River Rd, Cherry Valley, IL is $315,531 as of Jul 14, 2026. The likely range is $292,666 to $338,396. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 4464 River Rd, Cherry Valley, IL last sell?

4464 River Rd, Cherry Valley, IL last sold on Mar 5, 2021 for $190,000, according to the county's recorded deed.

How big is 4464 River Rd, Cherry Valley, IL?

4464 River Rd, Cherry Valley, IL has 6 bedrooms, 2 bathrooms and 7,040 square feet of living space.

When was 4464 River Rd, Cherry Valley, IL built?

4464 River Rd, Cherry Valley, IL was built in 1861, making it 165 years old. The building has 2 stories.

What schools serve 4464 River Rd, Cherry Valley, IL?

4464 River Rd, Cherry Valley, IL is assigned to Cherry Valley Elementary School (elementary), rated B+; Jefferson High School (high), rated F; Flinn Middle School (middle), rated C-. All sit in Rockford School District 205. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 4464 River Rd, Cherry Valley, IL compare to other homes in Cherry Valley 61016?

Among the 1,944 homes in Cherry Valley 61016, it is worth more than 57% of them ($315,531 against a typical $295,607), its price per square foot is higher than almost none of them ($45 against a typical $96), it is bigger than almost all of them (7,040 ft² against a typical 3,100 ft²), its lot is bigger than 88% of them (2.66 ac against a typical 0.41 ac) and it is newer than almost none of them (1861 against a typical 1987). Measured against all of Winnebago County, it is worth more than 84% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 4464 River Rd, Cherry Valley, IL?

The 2025 property tax bill for 4464 River Rd, Cherry Valley, IL was $7,182. The county assessed it at $107,477.

Closest homes

More homes in Cherry Valley 61016

Assigned schools

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