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Single Family ResidenceResidential
$315,168$183 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 91How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

4495 RIVER RD

SCOTTSVILLE, NY 14546
2
Beds
1.5
Baths
1,720 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
4.6 ac
Lot SizeThe size of the land the home sits on, from county records.
1988
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.

Valuation

$315K
$287K low$343K high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$305,168
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$244,134
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.3%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$10,000
FAMILY FIRST/NY FCU · recorded Nov 29, 2016

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$5,250 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$183,700 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$32,300
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$151,400
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$183,700
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$270,100

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.39
45
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
12
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
56
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
71
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
14
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.8 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.34%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Rustic
CountyMONROE
Lot (acres)The size of the land the home sits on, from county records.4.60
HeatingThe type of heating system in the home.Forced Air With Air Conditioning
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Porch · 608 ft²

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
T J Connor Elementary SchoolC+
Elementary · Grades PK–5 · 1.0 mi
M
Wheatland-Chili High SchoolB-
Middle · Grades 6–12 · 1.3 mi

District: Wheatland-Chili Central School District

Neighborhood · ZIP 14546These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.92
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.88
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.60

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.95%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.29%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.8.4%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.3%
PopulationHow many people live in this area.6,225
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.177 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$88,217
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$100,281
Average tempThe average temperature here across a full year.48°F
Annual precipHow much rain and melted snow falls here in a typical year.34 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.51%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

4495 River Rd measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 81% of homes in Scottsville 14546
  • Costs more per square foot than 84% of homes in Scottsville 14546
  • Has a bigger lot than 97% of homes in Monroe County
  • Newer than 83% of homes in Scottsville 14546

What homes are worth in Scottsville 14546

Each bar is how many homes fall in that price range. The marker is this home.

This home
$110K$562K

This home is worth more than 81% of homes in Scottsville 14546.

How it measures up in Scottsville 14546

The dot is this home. The mark in the middle is the typical home in Scottsville 14546.

Estimated value$315,168
CheaperTypical $236,260Pricier

Pricier than 81% of homes nearby

Price per ft²$183
CheaperTypical $152Pricier

Pricier than 84% of homes nearby

Living area1,720 ft²
SmallerTypical 1,597 ft²Bigger

Bigger than 59% of homes nearby

Lot size4.6 ac
SmallerTypical 0.62 acBigger

Bigger than 83% of homes nearby

Year built1988
OlderTypical 1959Newer

Newer than 83% of homes nearby

How 4495 River Rd ranks against every home in each area.
MeasureThis homeScottsville 14546Monroe County
Estimated valuepricier than$315,16881% of homes64% of homes
Price per ft²pricier than$18384% of homes58% of homes
Living areabigger than1,720 ft²59% of homes55% of homes
Lot sizebigger than4.6 ac83% of homes97% of homes
Year builtnewer than198883% of homes82% of homes

About 4495 River Rd

How much is 4495 River Rd, Scottsville, NY worth?

The TopHap Estimate for 4495 River Rd, Scottsville, NY is $315,168 as of Jul 14, 2026. The likely range is $287,369 to $342,967. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 4495 River Rd, Scottsville, NY last sell?

4495 River Rd, Scottsville, NY last sold on Jan 1, 1900, according to the county's recorded deed.

How big is 4495 River Rd, Scottsville, NY?

4495 River Rd, Scottsville, NY has 2 bedrooms, 1.5 bathrooms, 1,720 square feet of living space and a 4.60-acre lot.

When was 4495 River Rd, Scottsville, NY built?

4495 River Rd, Scottsville, NY was built in 1988, making it 38 years old. It is a rustic home. The building has 2 stories.

What schools serve 4495 River Rd, Scottsville, NY?

4495 River Rd, Scottsville, NY is assigned to T J Connor Elementary School (elementary), rated C+; Wheatland-Chili High School (middle), rated B-. All sit in Wheatland-Chili Central School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 4495 River Rd, Scottsville, NY compare to other homes in Scottsville 14546?

Among the 1,634 homes in Scottsville 14546, it is worth more than 81% of them ($315,168 against a typical $236,260), its price per square foot is higher than 84% of them ($183 against a typical $152), it is bigger than 59% of them (1,720 ft² against a typical 1,597 ft²), its lot is bigger than 83% of them (4.6 ac against a typical 0.62 ac) and it is newer than 83% of them (1988 against a typical 1959). Measured against all of Monroe County, it is worth more than 64% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 4495 River Rd, Scottsville, NY?

The 2025 property tax bill for 4495 River Rd, Scottsville, NY was $5,250. The county assessed it at $183,700.

Closest homes

More homes in Scottsville 14546

Assigned schools

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