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Single Family Residence w/ ADUResidential
$278,005$138 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 91How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $160,500 on Feb 5, 2021

4497 STATE ROUTE 28

NORTH RIVER, NY 12856
4
Beds
3 / 1
Baths
2,016 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
1.07 ac
Lot SizeThe size of the land the home sits on, from county records.
1920
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.
9
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.
2
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$278K
$253K low$303K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$160,500 · Feb 5, 2021
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$178,005
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$142,404
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.34%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$100,000
JOEL BEAUDIN · P · recorded Feb 5, 2021

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$2,791 (2024)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$160,500 (2024)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$38,600
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$121,900
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$160,500
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$203,939

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.75 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence w/ ADU
StyleThe architectural style of the home, such as ranch or colonial.Traditional/Old
CountyWarren
Effective Year BuiltAn adjusted build year that accounts for condition and major remodels. A big renovation can make a home count as newer than it is.1975
Lot (acres)The size of the land the home sits on, from county records.1.07
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.Raised (Unspecified)
HeatingThe type of heating system in the home.Hot Water
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Detached
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Porch · 112 ft²

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Johnsburg Central SchoolD+
Elementary · Grades PK–12 · 4.4 mi

District: Johnsburg Central School District

Neighborhood · ZIP 12856These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.123
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.80
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.82

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.46%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.20%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.11%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.9%
PopulationHow many people live in this area.756
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.6 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$60,837
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$79,669
Average tempThe average temperature here across a full year.40°F
Annual precipHow much rain and melted snow falls here in a typical year.50 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.52%

Ownership

Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

4497 State Route 28 measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 67% of homes in Warren County
  • Costs less per square foot than 92% of homes in Warren County
  • Bigger than 82% of homes in North River 12856
  • Has a smaller lot than 82% of homes in North River 12856
  • Older than 86% of homes in Warren County

What homes are worth in North River 12856

Each bar is how many homes fall in that price range. The marker is this home.

This home
$47K$939K

This home is worth more than 34% of homes in North River 12856.

How it measures up in North River 12856

The dot is this home. The mark in the middle is the typical home in North River 12856.

Estimated value$278,005
CheaperTypical $423,314Pricier

Pricier than 34% of homes nearby

Price per ft²$138
CheaperTypical $303Pricier

Pricier than 15% of homes nearby

Living area2,016 ft²
SmallerTypical 1,414 ft²Bigger

Bigger than 82% of homes nearby

Lot size1.07 ac
SmallerTypical 2.78 acBigger

Bigger than 18% of homes nearby

Year built1920
OlderTypical 1978Newer

Newer than 21% of homes nearby

How 4497 State Route 28 ranks against every home in each area.
MeasureThis homeNorth River 12856Warren County
Estimated valuepricier than$278,00534% of homes33% of homes
Price per ft²pricier than$13815% of homes8% of homes
Living areabigger than2,016 ft²82% of homes75% of homes
Lot sizebigger than1.07 ac18% of homes68% of homes
Year builtnewer than192021% of homes14% of homes

About 4497 State Route 28

How much is 4497 State Route 28, North River, NY worth?

The TopHap Estimate for 4497 State Route 28, North River, NY is $278,005 as of Jul 14, 2026. The likely range is $252,635 to $303,375. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 4497 State Route 28, North River, NY last sell?

4497 State Route 28, North River, NY last sold on Feb 5, 2021 for $160,500, according to the county's recorded deed.

How big is 4497 State Route 28, North River, NY?

4497 State Route 28, North River, NY has 4 bedrooms, 3 bathrooms, 2,016 square feet of living space and a 1.07-acre lot.

When was 4497 State Route 28, North River, NY built?

4497 State Route 28, North River, NY was built in 1920, making it 106 years old. It is a traditional/old home. The building has 2 stories.

What schools serve 4497 State Route 28, North River, NY?

4497 State Route 28, North River, NY is assigned to Johnsburg Central School (elementary), rated D+. All sit in Johnsburg Central School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 4497 State Route 28, North River, NY compare to other homes in North River 12856?

Among the 331 homes in North River 12856, it is worth more than 34% of them ($278,005 against a typical $423,314), its price per square foot is higher than 15% of them ($138 against a typical $303), it is bigger than 82% of them (2,016 ft² against a typical 1,414 ft²), its lot is bigger than 18% of them (1.07 ac against a typical 2.78 ac) and it is newer than 21% of them (1920 against a typical 1978). Measured against all of Warren County, it is worth more than 33% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 4497 State Route 28, North River, NY?

The 2024 property tax bill for 4497 State Route 28, North River, NY was $2,791. The county assessed it at $160,500.

Closest homes

More homes in North River 12856

Assigned schools

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