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Single Family ResidenceResidential
$406,854$220 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 93How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $250,000 on Mar 13, 2020

45 ASH ST

SPENCER, MA 01562
3
Beds
1
Baths
1,853 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
2.63 ac
Lot SizeThe size of the land the home sits on, from county records.
1780
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.
6
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Valuation

$407K
$378K low$436K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$250,000 · Mar 13, 2020

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$3,924 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$334,200 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$55,200
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$279,000
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$319,000

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.41
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
15
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
59
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
94
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
36
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Conventional
CountyWorcester
Lot (acres)The size of the land the home sits on, from county records.2.63
RoofThe main material covering the roof, such as asphalt shingle or tile.Asphalt
HeatingThe type of heating system in the home.Hot Water
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(3)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

M
Knox Trail Middle SchoolC
Middle · Grades 5–8 · 0.1 mi
H
David Prouty High SchoolD+
High · Grades 9–12 · 0.7 mi
E
Wire Village SchoolC-
Elementary · Grades KG–4 · 1.3 mi

District: Spencer-East Brookfield School District

Neighborhood · ZIP 01562These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.109
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.107
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.58

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.94%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.14%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.6.2%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.2%
PopulationHow many people live in this area.12,315
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.362 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$75,330
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$99,868
Average tempThe average temperature here across a full year.46°F
Annual precipHow much rain and melted snow falls here in a typical year.49 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.50%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

45 Ash St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 71% of homes in Worcester County
  • Costs less per square foot than 91% of homes in Worcester County
  • Has a bigger lot than 87% of homes in Spencer 01562
  • Among the oldest homes in Spencer 01562

What homes are worth in Spencer 01562

Each bar is how many homes fall in that price range. The marker is this home.

This home
$226K$809K

This home is worth more than 44% of homes in Spencer 01562.

How it measures up in Spencer 01562

The dot is this home. The mark in the middle is the typical home in Spencer 01562.

Estimated value$406,854
CheaperTypical $423,370Pricier

Pricier than 44% of homes nearby

Price per ft²$220
CheaperTypical $285Pricier

Pricier than 14% of homes nearby

Living area1,853 ft²
SmallerTypical 1,632 ft²Bigger

Bigger than 61% of homes nearby

Lot size2.63 ac
SmallerTypical 0.6 acBigger

Bigger than 87% of homes nearby

Year built1780
OlderTypical 1968Newer

Older than almost all homes nearby

How 45 Ash St ranks against every home in each area.
MeasureThis homeSpencer 01562Worcester County
Estimated valuepricier than$406,85444% of homes29% of homes
Price per ft²pricier than$22014% of homes9% of homes
Living areabigger than1,853 ft²61% of homes57% of homes
Lot sizebigger than2.63 ac87% of homes87% of homes
Year builtnewer than1780almost no homesalmost no homes

About 45 Ash St

How much is 45 Ash St, Spencer, MA worth?

The TopHap Estimate for 45 Ash St, Spencer, MA is $406,854 as of Jul 14, 2026. The likely range is $377,801 to $435,907. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 45 Ash St, Spencer, MA last sell?

45 Ash St, Spencer, MA last sold on Mar 13, 2020 for $250,000, according to the county's recorded deed. TopHap holds 2 recorded sales for this parcel.

How big is 45 Ash St, Spencer, MA?

45 Ash St, Spencer, MA has 3 bedrooms, 1 bathrooms, 1,853 square feet of living space and a 2.63-acre lot.

When was 45 Ash St, Spencer, MA built?

45 Ash St, Spencer, MA was built in 1780, making it 246 years old. It is a conventional home. The building has 2 stories.

What schools serve 45 Ash St, Spencer, MA?

45 Ash St, Spencer, MA is assigned to Knox Trail Middle School (middle), rated C; David Prouty High School (high), rated D+; Wire Village School (elementary), rated C-. All sit in Spencer-East Brookfield School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 45 Ash St, Spencer, MA compare to other homes in Spencer 01562?

Among the 3,927 homes in Spencer 01562, it is worth more than 44% of them ($406,854 against a typical $423,370), its price per square foot is higher than 14% of them ($220 against a typical $285), it is bigger than 61% of them (1,853 ft² against a typical 1,632 ft²), its lot is bigger than 87% of them (2.63 ac against a typical 0.6 ac) and it is newer than almost none of them (1780 against a typical 1968). Measured against all of Worcester County, it is worth more than 29% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 45 Ash St, Spencer, MA?

The 2025 property tax bill for 45 Ash St, Spencer, MA was $3,924. The county assessed it at $334,200.

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