Skip to content
Skip to content
TopHapOpen in map
Single Family ResidenceResidential
$562,650$494 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 93How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $460,000 on Feb 1, 2024

45 CLEVELAND ST

CALDWELL, NJ 07006
0
Baths
1,140 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
1,950 ft²
Lot SizeThe size of the land the home sits on, from county records.
1900
Year BuiltThe year the home was originally built, according to county records.

Valuation

$563K
$524K low$602K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$460,000 · Feb 1, 2024
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$88,650
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$70,920
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.88%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$374,000
LUMINATE BANK · recorded Dec 9, 2025
2nd MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$100,000
PNC BANK NA

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$10,768 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$330,600 (2026)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$209,700
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$120,900
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$330,600
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$330,600

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.16 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.6%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyESSEX
Lot (acres)The size of the land the home sits on, from county records.0.04
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(2)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Foreclosure Filings(3)

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

M
Grover Cleveland Middle SchoolB+
Middle · Grades 6–8 · 0.3 mi
E
Lincoln Elementary SchoolA-
Elementary · Grades KG–5 · 0.7 mi
H
James Caldwell High SchoolB
High · Grades 9–12 · 0.9 mi

District: Caldwell-West Caldwell School District

Neighborhood · ZIP 07006These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.43
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.101
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.112

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.97%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.36%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.2.5%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.8%
PopulationHow many people live in this area.26,947
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.2,900 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$138,034
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$181,893
Average tempThe average temperature here across a full year.51°F
Annual precipHow much rain and melted snow falls here in a typical year.52 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.56%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

45 Cleveland St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 94% of homes in Caldwell 07006
  • Costs more per square foot than 80% of homes in Caldwell 07006
  • Smaller than 95% of homes in Caldwell 07006
  • Has a smaller lot than 94% of homes in Caldwell 07006
  • Older than 96% of homes in Caldwell 07006

What homes are worth in Caldwell 07006

Each bar is how many homes fall in that price range. The marker is this home.

This home
$388K$2M

This home is worth more than 6% of homes in Caldwell 07006.

How it measures up in Caldwell 07006

The dot is this home. The mark in the middle is the typical home in Caldwell 07006.

Estimated value$562,650
CheaperTypical $885,514Pricier

Pricier than 6% of homes nearby

Price per ft²$494
CheaperTypical $428Pricier

Pricier than 80% of homes nearby

Living area1,140 ft²
SmallerTypical 2,103 ft²Bigger

Bigger than 5% of homes nearby

Lot size1,950 ft²
SmallerTypical 0.31 acBigger

Bigger than 6% of homes nearby

Year built1900
OlderTypical 1957Newer

Newer than 4% of homes nearby

How 45 Cleveland St ranks against every home in each area.
MeasureThis homeCaldwell 07006Essex County
Estimated valuepricier than$562,6506% of homes32% of homes
Price per ft²pricier than$49480% of homes76% of homes
Living areabigger than1,140 ft²5% of homes8% of homes
Lot sizebigger than1,950 ft²6% of homes6% of homes
Year builtnewer than19004% of homes9% of homes

About 45 Cleveland St

How much is 45 Cleveland St, Caldwell, NJ worth?

The TopHap Estimate for 45 Cleveland St, Caldwell, NJ is $562,650 as of Jul 14, 2026. The likely range is $523,628 to $601,672. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 45 Cleveland St, Caldwell, NJ last sell?

45 Cleveland St, Caldwell, NJ last sold on Feb 1, 2024 for $460,000, according to the county's recorded deed. TopHap holds 2 recorded sales for this parcel.

How big is 45 Cleveland St, Caldwell, NJ?

45 Cleveland St, Caldwell, NJ has 1,140 square feet of living space and a 0.04-acre lot.

When was 45 Cleveland St, Caldwell, NJ built?

45 Cleveland St, Caldwell, NJ was built in 1900, making it 126 years old.

What schools serve 45 Cleveland St, Caldwell, NJ?

45 Cleveland St, Caldwell, NJ is assigned to Grover Cleveland Middle School (middle), rated B+; Lincoln Elementary School (elementary), rated A-; James Caldwell High School (high), rated B. All sit in Caldwell-West Caldwell School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 45 Cleveland St, Caldwell, NJ compare to other homes in Caldwell 07006?

Among the 7,868 homes in Caldwell 07006, it is worth more than 6% of them ($562,650 against a typical $885,514), its price per square foot is higher than 80% of them ($494 against a typical $428), it is bigger than 5% of them (1,140 ft² against a typical 2,103 ft²), its lot is bigger than 6% of them (1,950 ft² against a typical 0.31 ac) and it is newer than 4% of them (1900 against a typical 1957). Measured against all of Essex County, it is worth more than 32% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 45 Cleveland St, Caldwell, NJ?

The 2025 property tax bill for 45 Cleveland St, Caldwell, NJ was $10,768. The county assessed it at $330,600.

Closest homes

More homes in Caldwell 07006

Assigned schools

Explore the area

See this home in context

Open 45 Cleveland St on TopHap’s interactive map to compare it against every sale nearby, overlay school zones and flood risk, and run a CMA.

Open in map
A flyover of TopHap's photorealistic 3D map, with recorded sale prices pinned to homes
Search any address, city, zip, or county…3D$1.9M$6.25MOpen in map