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Single Family ResidentialResidential
$147,602$106 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 76How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jun 23, 2026

45 COMMERCE ST

WEST POINT, MS 39773
2
Beds
0
Baths
1,390 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
1940
Year BuiltThe year the home was originally built, according to county records.
5
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.
4
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$148K
$112K low$183K high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$72,602
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$58,082
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.51%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$75,000
QUICKEN LOANS INC · recorded Aug 30, 2021

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$658 (2023)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$7,329 (2024)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$1,125
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$6,204
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$6,040
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$73,291

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residential
CountyClay
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.Concrete
RoofThe main material covering the roof, such as asphalt shingle or tile.Shingle

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Church Hill Elementary SchoolB+
Elementary · Grades 1–2 · 0.6 mi
H
West Point High SchoolD+
High · Grades 8–12 · 1.0 mi
M
Fifth Street SchoolC-
Middle · Grades 5–7 · 1.1 mi

District: West Point Consolidated School District

Neighborhood · ZIP 39773These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.118
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.85
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.46

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.87%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.9.8%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.23%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.9%
PopulationHow many people live in this area.15,054
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.68 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$43,287
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$63,468
Average tempThe average temperature here across a full year.63°F
Annual precipHow much rain and melted snow falls here in a typical year.57 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.64%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

45 Commerce St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Costs more per square foot than 71% of homes in Clay County
  • Older than 92% of homes in Clay County

What homes are worth in West Point 39773

Each bar is how many homes fall in that price range. The marker is this home.

This home
$56K$676K

This home is worth more than 53% of homes in West Point 39773.

How it measures up in West Point 39773

The dot is this home. The mark in the middle is the typical home in West Point 39773.

Estimated value$147,602
CheaperTypical $139,868Pricier

Pricier than 53% of homes nearby

Price per ft²$106
CheaperTypical $91Pricier

Pricier than 68% of homes nearby

Living area1,390 ft²
SmallerTypical 1,542 ft²Bigger

Bigger than 40% of homes nearby

Year built1940
OlderTypical 1975Newer

Newer than 9% of homes nearby

How 45 Commerce St ranks against every home in each area.
MeasureThis homeWest Point 39773Clay County
Estimated valuepricier than$147,60253% of homes53% of homes
Price per ft²pricier than$10668% of homes71% of homes
Living areabigger than1,390 ft²40% of homes41% of homes
Year builtnewer than19409% of homes8% of homes

About 45 Commerce St

How much is 45 Commerce St, West Point, MS worth?

The TopHap Estimate for 45 Commerce St, West Point, MS is $147,602 as of Jun 23, 2026. The likely range is $112,177 to $183,026. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 45 Commerce St, West Point, MS last sell?

45 Commerce St, West Point, MS last sold on Dec 17, 2015, according to the county's recorded deed.

How big is 45 Commerce St, West Point, MS?

45 Commerce St, West Point, MS has 2 bedrooms and 1,390 square feet of living space.

When was 45 Commerce St, West Point, MS built?

45 Commerce St, West Point, MS was built in 1940, making it 86 years old.

What schools serve 45 Commerce St, West Point, MS?

45 Commerce St, West Point, MS is assigned to Church Hill Elementary School (elementary), rated B+; West Point High School (high), rated D+; Fifth Street School (middle), rated C-. All sit in West Point Consolidated School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 45 Commerce St, West Point, MS compare to other homes in West Point 39773?

Among the 5,593 homes in West Point 39773, it is worth more than 53% of them ($147,602 against a typical $139,868), its price per square foot is higher than 68% of them ($106 against a typical $91), it is bigger than 40% of them (1,390 ft² against a typical 1,542 ft²) and it is newer than 9% of them (1940 against a typical 1975). Measured against all of Clay County, it is worth more than 53% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 45 Commerce St, West Point, MS?

The 2023 property tax bill for 45 Commerce St, West Point, MS was $658. The county assessed it at $7,329.

Closest homes

More homes in West Point 39773

Assigned schools

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