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Single Family ResidenceResidential
$65,975$98 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 84How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

45 DOWNEY LN

EAGLE ROCK, VA 24085
2
Beds
1
Baths
672 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.52 ac
Lot SizeThe size of the land the home sits on, from county records.
1970
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
4
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Valuation

$66K
$55K low$77K high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$40,975
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$32,780
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.36%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$25,000
MEMBERS 1ST FEDERAL CREDI · recorded Jul 30, 2010

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$557 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$79,600 (2026)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$15,000
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$64,600
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$79,600
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$79,600

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.169 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.34%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.0.2 percent flood zone

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Rustic
CountyBOTETOURT
Lot (acres)The size of the land the home sits on, from county records.0.52
ConstructionThe main material the home's frame and walls are built from.Concrete
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.No Foundation
RoofThe main material covering the roof, such as asphalt shingle or tile.Metal
HeatingThe type of heating system in the home.None
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Deck · 192 ft²Patio · 192 ft²Porch · 192 ft²

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Eagle Rock Elementary SchoolB+
Elementary · Grades PK–5 · 2.6 mi
M
Central Academy Middle SchoolA+
Middle · Grades 6–8 · 10.8 mi
H
James River High SchoolB+
High · Grades 9–12 · 10.8 mi

District: Botetourt County Public Schools

Neighborhood · ZIP 24085These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.165
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.102
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.54

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.77%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.9.6%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.18%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.7%
PopulationHow many people live in this area.2,733
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.15 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$49,897
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$68,192
Average tempThe average temperature here across a full year.55°F
Annual precipHow much rain and melted snow falls here in a typical year.41 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.59%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Absentee owner
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

45 Downey Ln measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 96% of homes in Botetourt County
  • Costs less per square foot than 96% of homes in Botetourt County
  • Smaller than 98% of homes in Botetourt County
  • Has a smaller lot than 83% of homes in Eagle Rock 24085
  • Older than 71% of homes in Botetourt County

What homes are worth in Eagle Rock 24085

Each bar is how many homes fall in that price range. The marker is this home.

This home
$30K$598K

This home is worth more than 20% of homes in Eagle Rock 24085.

How it measures up in Eagle Rock 24085

The dot is this home. The mark in the middle is the typical home in Eagle Rock 24085.

Estimated value$65,975
CheaperTypical $164,290Pricier

Pricier than 20% of homes nearby

Price per ft²$98
CheaperTypical $150Pricier

Pricier than 20% of homes nearby

Living area672 ft²
SmallerTypical 1,404 ft²Bigger

Bigger than 7% of homes nearby

Lot size0.52 ac
SmallerTypical 2.42 acBigger

Bigger than 17% of homes nearby

Year built1970
OlderTypical 1975Newer

Newer than 47% of homes nearby

How 45 Downey Ln ranks against every home in each area.
MeasureThis homeEagle Rock 24085Botetourt County
Estimated valuepricier than$65,97520% of homes4% of homes
Price per ft²pricier than$9820% of homes4% of homes
Living areabigger than672 ft²7% of homes2% of homes
Lot sizebigger than0.52 ac17% of homes24% of homes
Year builtnewer than197047% of homes29% of homes

About 45 Downey Ln

How much is 45 Downey Ln, Eagle Rock, VA worth?

The TopHap Estimate for 45 Downey Ln, Eagle Rock, VA is $65,975 as of Jul 14, 2026. The likely range is $55,238 to $76,712. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 45 Downey Ln, Eagle Rock, VA last sell?

45 Downey Ln, Eagle Rock, VA last sold on Jan 1, 1900, according to the county's recorded deed.

How big is 45 Downey Ln, Eagle Rock, VA?

45 Downey Ln, Eagle Rock, VA has 2 bedrooms, 1 bathrooms, 672 square feet of living space and a 0.52-acre lot.

When was 45 Downey Ln, Eagle Rock, VA built?

45 Downey Ln, Eagle Rock, VA was built in 1970, making it 56 years old. It is a rustic home. The building has 1 story.

What schools serve 45 Downey Ln, Eagle Rock, VA?

45 Downey Ln, Eagle Rock, VA is assigned to Eagle Rock Elementary School (elementary), rated B+; Central Academy Middle School (middle), rated A+; James River High School (high), rated B+. All sit in Botetourt County Public Schools. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 45 Downey Ln, Eagle Rock, VA compare to other homes in Eagle Rock 24085?

Among the 1,457 homes in Eagle Rock 24085, it is worth more than 20% of them ($65,975 against a typical $164,290), its price per square foot is higher than 20% of them ($98 against a typical $150), it is bigger than 7% of them (672 ft² against a typical 1,404 ft²), its lot is bigger than 17% of them (0.52 ac against a typical 2.42 ac) and it is newer than 47% of them (1970 against a typical 1975). Measured against all of Botetourt County, it is worth more than 4% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 45 Downey Ln, Eagle Rock, VA?

The 2025 property tax bill for 45 Downey Ln, Eagle Rock, VA was $557. The county assessed it at $79,600.

Closest homes

More homes in Eagle Rock 24085

Assigned schools

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