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Single Family ResidenceResidential
$368,133$305 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 96How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

45 FESSENDEN ST

BALDWINVILLE, MA 01436
3
Beds
1
Baths
1,206 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.18 ac
Lot SizeThe size of the land the home sits on, from county records.
1927
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.
6
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Valuation

$368K
$354K low$383K high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$265,133
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$212,106
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.27%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$80,000
COLONIAL COOP BANK · recorded Oct 8, 2003
2nd MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$23,000
COLONIAL COOP BANK

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$3,483 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$287,400 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$42,300
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$245,100
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$289,655

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.39
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
13
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
52
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
90
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
42
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.unmapped

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Conventional
CountyWORCESTER
Lot (acres)The size of the land the home sits on, from county records.0.18
RoofThe main material covering the roof, such as asphalt shingle or tile.Asphalt
HeatingThe type of heating system in the home.Steam
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(3)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

M
Narragansett Middle SchoolC
Middle · Grades 5–8 · 1.6 mi
H
Narragansett Regional High SchoolC-
High · Grades 9–12 · 1.6 mi
E
Templeton Center Elementary SchoolD
Elementary · Grades KG–1 · 4.0 mi

District: Narragansett School District

Neighborhood · ZIP 01436These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.62
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.94
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.62

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.96%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.15%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.4.9%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.2%
PopulationHow many people live in this area.3,339
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.296 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$84,002
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$94,670
Average tempThe average temperature here across a full year.45°F
Annual precipHow much rain and melted snow falls here in a typical year.47 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.50%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

45 Fessenden St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 81% of homes in Worcester County
  • Costs more per square foot than 68% of homes in Baldwinville 01436
  • Smaller than 78% of homes in Worcester County
  • Has a smaller lot than 95% of homes in Baldwinville 01436
  • Older than 77% of homes in Worcester County

What homes are worth in Baldwinville 01436

Each bar is how many homes fall in that price range. The marker is this home.

This home
$257K$608K

This home is worth more than 39% of homes in Baldwinville 01436.

How it measures up in Baldwinville 01436

The dot is this home. The mark in the middle is the typical home in Baldwinville 01436.

Estimated value$368,133
CheaperTypical $388,911Pricier

Pricier than 39% of homes nearby

Price per ft²$305
CheaperTypical $273Pricier

Pricier than 68% of homes nearby

Living area1,206 ft²
SmallerTypical 1,482 ft²Bigger

Bigger than 27% of homes nearby

Lot size0.18 ac
SmallerTypical 0.61 acBigger

Bigger than 5% of homes nearby

Year built1927
OlderTypical 1952Newer

Newer than 32% of homes nearby

How 45 Fessenden St ranks against every home in each area.
MeasureThis homeBaldwinville 01436Worcester County
Estimated valuepricier than$368,13339% of homes19% of homes
Price per ft²pricier than$30568% of homes49% of homes
Living areabigger than1,206 ft²27% of homes22% of homes
Lot sizebigger than0.18 ac5% of homes15% of homes
Year builtnewer than192732% of homes23% of homes

About 45 Fessenden St

How much is 45 Fessenden St, Baldwinville, MA worth?

The TopHap Estimate for 45 Fessenden St, Baldwinville, MA is $368,133 as of Jul 14, 2026. The likely range is $353,697 to $382,569. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 45 Fessenden St, Baldwinville, MA last sell?

45 Fessenden St, Baldwinville, MA last sold on Jan 1, 1900, according to the county's recorded deed.

How big is 45 Fessenden St, Baldwinville, MA?

45 Fessenden St, Baldwinville, MA has 3 bedrooms, 1 bathrooms, 1,206 square feet of living space and a 0.18-acre lot.

When was 45 Fessenden St, Baldwinville, MA built?

45 Fessenden St, Baldwinville, MA was built in 1927, making it 99 years old. It is a conventional home. The building has 2 stories.

What schools serve 45 Fessenden St, Baldwinville, MA?

45 Fessenden St, Baldwinville, MA is assigned to Narragansett Middle School (middle), rated C; Narragansett Regional High School (high), rated C-; Templeton Center Elementary School (elementary), rated D. All sit in Narragansett School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 45 Fessenden St, Baldwinville, MA compare to other homes in Baldwinville 01436?

Among the 909 homes in Baldwinville 01436, it is worth more than 39% of them ($368,133 against a typical $388,911), its price per square foot is higher than 68% of them ($305 against a typical $273), it is bigger than 27% of them (1,206 ft² against a typical 1,482 ft²), its lot is bigger than 5% of them (0.18 ac against a typical 0.61 ac) and it is newer than 32% of them (1927 against a typical 1952). Measured against all of Worcester County, it is worth more than 19% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 45 Fessenden St, Baldwinville, MA?

The 2025 property tax bill for 45 Fessenden St, Baldwinville, MA was $3,483. The county assessed it at $287,400.

Closest homes

More homes in Baldwinville 01436

Assigned schools

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