Skip to content
Skip to content
TopHapOpen in map
Single Family ResidenceResidential
$723,221$376 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 93How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $382,500 on Jun 21, 2006

45 HOWARD ST

MILFORD, MA 01757
3
Beds
3 / 1
Baths
1,924 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
1.13 ac
Lot SizeThe size of the land the home sits on, from county records.
1996
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.
6
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.
2
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$723K
$675K low$772K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$382,500 · Jun 21, 2006
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$390,721
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$312,577
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.47%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$332,500
FINANCE AMERICA · recorded Jun 3, 2016

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$7,898 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$617,000 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$218,800
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$398,200
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$589,800

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Colonial
CountyWorcester
Lot (acres)The size of the land the home sits on, from county records.1.13
ConstructionThe main material the home's frame and walls are built from.Frame (Unspecified)
RoofThe main material covering the roof, such as asphalt shingle or tile.Asphalt
HeatingThe type of heating system in the home.Forced Air
CoolingThe type of cooling or air conditioning in the home.Yes
FireplaceWhether the home has a fireplace, and what kind.Yes
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Basement
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(8)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

M
Stacy Middle SchoolC-
Middle · Grades 6–8 · 1.5 mi
E
Memorial
Elementary · Grades KG–2 · 1.6 mi
H
Milford High SchoolC
High · Grades 9–12 · 2.3 mi

District: Milford School District

Neighborhood · ZIP 01757These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.74
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.103
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.65

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.97%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.22%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.9.7%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.5%
PopulationHow many people live in this area.30,920
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.2,071 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$92,236
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$118,375
Average tempThe average temperature here across a full year.48°F
Annual precipHow much rain and melted snow falls here in a typical year.48 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.50%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

45 Howard St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 87% of homes in Milford 01757
  • Costs more per square foot than 86% of homes in Milford 01757
  • Has a bigger lot than 93% of homes in Milford 01757
  • Newer than 81% of homes in Milford 01757

What homes are worth in Milford 01757

Each bar is how many homes fall in that price range. The marker is this home.

This home
$262K$898K

This home is worth more than 87% of homes in Milford 01757.

How it measures up in Milford 01757

The dot is this home. The mark in the middle is the typical home in Milford 01757.

Estimated value$723,221
CheaperTypical $541,938Pricier

Pricier than 87% of homes nearby

Price per ft²$376
CheaperTypical $306Pricier

Pricier than 86% of homes nearby

Living area1,924 ft²
SmallerTypical 1,860 ft²Bigger

Bigger than 54% of homes nearby

Lot size1.13 ac
SmallerTypical 0.31 acBigger

Bigger than 93% of homes nearby

Year built1996
OlderTypical 1970Newer

Newer than 81% of homes nearby

How 45 Howard St ranks against every home in each area.
MeasureThis homeMilford 01757Worcester County
Estimated valuepricier than$723,22187% of homes84% of homes
Price per ft²pricier than$37686% of homes81% of homes
Living areabigger than1,924 ft²54% of homes60% of homes
Lot sizebigger than1.13 ac93% of homes72% of homes
Year builtnewer than199681% of homes79% of homes

About 45 Howard St

How much is 45 Howard St, Milford, MA worth?

The TopHap Estimate for 45 Howard St, Milford, MA is $723,221 as of Jul 14, 2026. The likely range is $674,619 to $771,823. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 45 Howard St, Milford, MA last sell?

45 Howard St, Milford, MA last sold on Jun 21, 2006 for $382,500, according to the county's recorded deed. TopHap holds 2 recorded sales for this parcel.

How big is 45 Howard St, Milford, MA?

45 Howard St, Milford, MA has 3 bedrooms, 3 bathrooms, 1,924 square feet of living space and a 1.13-acre lot.

When was 45 Howard St, Milford, MA built?

45 Howard St, Milford, MA was built in 1996, making it 30 years old. It is a colonial home. The building has 2 stories.

What schools serve 45 Howard St, Milford, MA?

45 Howard St, Milford, MA is assigned to Stacy Middle School (middle), rated C-; Memorial (elementary); Milford High School (high), rated C. All sit in Milford School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 45 Howard St, Milford, MA compare to other homes in Milford 01757?

Among the 8,863 homes in Milford 01757, it is worth more than 87% of them ($723,221 against a typical $541,938), its price per square foot is higher than 86% of them ($376 against a typical $306), it is bigger than 54% of them (1,924 ft² against a typical 1,860 ft²), its lot is bigger than 93% of them (1.13 ac against a typical 0.31 ac) and it is newer than 81% of them (1996 against a typical 1970). Measured against all of Worcester County, it is worth more than 84% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 45 Howard St, Milford, MA?

The 2025 property tax bill for 45 Howard St, Milford, MA was $7,898. The county assessed it at $617,000.

Closest homes

More homes in Milford 01757

Assigned schools

Explore the area

See this home in context

Open 45 Howard St on TopHap’s interactive map to compare it against every sale nearby, overlay school zones and flood risk, and run a CMA.

Open in map
A flyover of TopHap's photorealistic 3D map, with recorded sale prices pinned to homes
Search any address, city, zip, or county…3D$1.9M$6.25MOpen in map