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Single Family ResidenceResidential
$401,483$309 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 94How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $115,000 on Nov 9, 1992

45 HOY AVE

FORDS, NJ 08863
0
Baths
1,300 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.14 ac
Lot SizeThe size of the land the home sits on, from county records.
1905
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.

Valuation

$401K
$377K low$426K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$115,000 · Nov 9, 1992
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$309,483
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$247,586
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.22%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$92,000
CARTERET SAVINGS BANK · recorded Nov 24, 1992

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$8,692 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$66,500 (2026)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$23,200
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$43,300
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$66,500
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$66,500

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyMIDDLESEX
Lot (acres)The size of the land the home sits on, from county records.0.14
ConstructionThe main material the home's frame and walls are built from.Brick
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Detached
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

M
Fords Middle SchoolD+
Middle · Grades 6–8 · 1.0 mi
E
Menlo Park Terrace Elementary SchoolC+
Elementary · Grades KG–5 · 2.0 mi
H
Woodbridge High SchoolC-
High · Grades 9–12 · 2.9 mi

District: Woodbridge Township School District

Neighborhood · ZIP 08863These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.86
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.95
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.105

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.96%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.24%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.6.6%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.5%
PopulationHow many people live in this area.13,888
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.6,215 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$111,026
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$133,425
Average tempThe average temperature here across a full year.53°F
Annual precipHow much rain and melted snow falls here in a typical year.49 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.56%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

45 Hoy Ave measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 92% of homes in Fords 08863
  • Costs less per square foot than 88% of homes in Fords 08863
  • Smaller than 71% of homes in Middlesex County
  • Older than 98% of homes in Middlesex County

What homes are worth in Fords 08863

Each bar is how many homes fall in that price range. The marker is this home.

This home
$363K$793K

This home is worth more than 8% of homes in Fords 08863.

How it measures up in Fords 08863

The dot is this home. The mark in the middle is the typical home in Fords 08863.

Estimated value$401,483
CheaperTypical $525,103Pricier

Pricier than 8% of homes nearby

Price per ft²$309
CheaperTypical $391Pricier

Pricier than 12% of homes nearby

Living area1,300 ft²
SmallerTypical 1,332 ft²Bigger

Bigger than 48% of homes nearby

Lot size0.14 ac
SmallerTypical 0.14 acBigger

Bigger than 57% of homes nearby

Year built1905
OlderTypical 1949Newer

Newer than 4% of homes nearby

How 45 Hoy Ave ranks against every home in each area.
MeasureThis homeFords 08863Middlesex County
Estimated valuepricier than$401,4838% of homes11% of homes
Price per ft²pricier than$30912% of homes22% of homes
Living areabigger than1,300 ft²48% of homes29% of homes
Lot sizebigger than0.14 ac57% of homes48% of homes
Year builtnewer than19054% of homes2% of homes

About 45 Hoy Ave

How much is 45 Hoy Ave, Fords, NJ worth?

The TopHap Estimate for 45 Hoy Ave, Fords, NJ is $401,483 as of Jul 14, 2026. The likely range is $377,100 to $425,866. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 45 Hoy Ave, Fords, NJ last sell?

45 Hoy Ave, Fords, NJ last sold on Nov 9, 1992 for $115,000, according to the county's recorded deed.

How big is 45 Hoy Ave, Fords, NJ?

45 Hoy Ave, Fords, NJ has 1,300 square feet of living space and a 0.14-acre lot.

When was 45 Hoy Ave, Fords, NJ built?

45 Hoy Ave, Fords, NJ was built in 1905, making it 121 years old. The building has 2 stories.

What schools serve 45 Hoy Ave, Fords, NJ?

45 Hoy Ave, Fords, NJ is assigned to Fords Middle School (middle), rated D+; Menlo Park Terrace Elementary School (elementary), rated C+; Woodbridge High School (high), rated C-. All sit in Woodbridge Township School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 45 Hoy Ave, Fords, NJ compare to other homes in Fords 08863?

Among the 3,468 homes in Fords 08863, it is worth more than 8% of them ($401,483 against a typical $525,103), its price per square foot is higher than 12% of them ($309 against a typical $391), it is bigger than 48% of them (1,300 ft² against a typical 1,332 ft²), its lot is bigger than 57% of them (0.14 ac against a typical 0.14 ac) and it is newer than 4% of them (1905 against a typical 1949). Measured against all of Middlesex County, it is worth more than 11% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 45 Hoy Ave, Fords, NJ?

The 2025 property tax bill for 45 Hoy Ave, Fords, NJ was $8,692. The county assessed it at $66,500.

Closest homes

More homes in Fords 08863

Assigned schools

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