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Single Family ResidenceResidential
$377,801$401 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 92How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $295,000 on Sep 14, 2021

45 LAKE DR

RISING SUN, MD 21911
2
Baths
943 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.49 ac
Lot SizeThe size of the land the home sits on, from county records.
1998
Year BuiltThe year the home was originally built, according to county records.
3
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$378K
$346K low$409K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$295,000 · Sep 14, 2021
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$88,145
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$70,516
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.72%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$289,656
NATIONWIDE MORTGAGE BANKERS INC · recorded Sep 14, 2021

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$3,071 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$285,667 (2026)
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$283,300
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$290,400

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Split Foyer
CountyCECIL
Lot (acres)The size of the land the home sits on, from county records.0.49
RoofThe main material covering the roof, such as asphalt shingle or tile.Composition Shingle
HeatingThe type of heating system in the home.Heat Pump
CoolingThe type of cooling or air conditioning in the home.Yes
GarageWhether the property has a garage, and details like whether it is attached to the home.Mixed
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Deck · 100 ft²Patio · 192 ft²

Transaction History(4)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Bay View Elementary SchoolC
Elementary · Grades PK–5 · 2.3 mi
M
North East Middle SchoolC-
Middle · Grades 6–8 · 4.9 mi
H
North East High SchoolD+
High · Grades 9–12 · 5.9 mi

District: Cecil County Public Schools

Neighborhood · ZIP 21911These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.59
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.86
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.67

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.96%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.15%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.5.5%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.1%
PopulationHow many people live in this area.11,499
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.308 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$90,580
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$104,366
Average tempThe average temperature here across a full year.54°F
Annual precipHow much rain and melted snow falls here in a typical year.47 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.57%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

45 Lake Dr measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Among the highest price per square foot in Rising Sun 21911
  • Smaller than 97% of homes in Rising Sun 21911
  • Has a smaller lot than 70% of homes in Rising Sun 21911
  • Newer than 75% of homes in Rising Sun 21911

What homes are worth in Rising Sun 21911

Each bar is how many homes fall in that price range. The marker is this home.

This home
$214K$798K

This home is worth more than 54% of homes in Rising Sun 21911.

How it measures up in Rising Sun 21911

The dot is this home. The mark in the middle is the typical home in Rising Sun 21911.

Estimated value$377,801
CheaperTypical $366,282Pricier

Pricier than 54% of homes nearby

Price per ft²$401
CheaperTypical $227Pricier

Pricier than almost all homes nearby

Living area943 ft²
SmallerTypical 1,600 ft²Bigger

Bigger than 3% of homes nearby

Lot size0.49 ac
SmallerTypical 0.9 acBigger

Bigger than 30% of homes nearby

Year built1998
OlderTypical 1987Newer

Newer than 75% of homes nearby

How 45 Lake Dr ranks against every home in each area.
MeasureThis homeRising Sun 21911Cecil County
Estimated valuepricier than$377,80154% of homes55% of homes
Price per ft²pricier than$401almost all homes97% of homes
Living areabigger than943 ft²3% of homes7% of homes
Lot sizebigger than0.49 ac30% of homes49% of homes
Year builtnewer than199875% of homes72% of homes

About 45 Lake Dr

How much is 45 Lake Dr, Rising Sun, MD worth?

The TopHap Estimate for 45 Lake Dr, Rising Sun, MD is $377,801 as of Jul 14, 2026. The likely range is $346,141 to $409,461. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 45 Lake Dr, Rising Sun, MD last sell?

45 Lake Dr, Rising Sun, MD last sold on Sep 14, 2021 for $295,000, according to the county's recorded deed. TopHap holds 3 recorded sales for this parcel.

How big is 45 Lake Dr, Rising Sun, MD?

45 Lake Dr, Rising Sun, MD has 2 bathrooms, 943 square feet of living space and a 0.49-acre lot.

When was 45 Lake Dr, Rising Sun, MD built?

45 Lake Dr, Rising Sun, MD was built in 1998, making it 28 years old. It is a split foyer home.

What schools serve 45 Lake Dr, Rising Sun, MD?

45 Lake Dr, Rising Sun, MD is assigned to Bay View Elementary School (elementary), rated C; North East Middle School (middle), rated C-; North East High School (high), rated D+. All sit in Cecil County Public Schools. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 45 Lake Dr, Rising Sun, MD compare to other homes in Rising Sun 21911?

Among the 3,546 homes in Rising Sun 21911, it is worth more than 54% of them ($377,801 against a typical $366,282), its price per square foot is higher than almost all of them ($401 against a typical $227), it is bigger than 3% of them (943 ft² against a typical 1,600 ft²), its lot is bigger than 30% of them (0.49 ac against a typical 0.9 ac) and it is newer than 75% of them (1998 against a typical 1987). Measured against all of Cecil County, it is worth more than 55% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 45 Lake Dr, Rising Sun, MD?

The 2025 property tax bill for 45 Lake Dr, Rising Sun, MD was $3,071. The county assessed it at $285,667.

Closest homes

More homes in Rising Sun 21911

Assigned schools

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