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CondominiumResidential
$303,423$254 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 93How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Aug 30, 2026
Last sold for $280,000 on May 7, 2025

45 MAIN ST # 3

SPENCER, MA 01562
Building report
2
Beds
2
Baths
1,196 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
1870
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
6
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Valuation

$303K
$282K low$325K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$280,000 · May 7, 2025

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$3,392 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$288,900 (2025)
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$288,900
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$288,900

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Condominium
StyleThe architectural style of the home, such as ranch or colonial.Condo/Apartment
CountyWorcester
HeatingThe type of heating system in the home.Forced Air
CoolingThe type of cooling or air conditioning in the home.Yes
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(3)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

M
Knox Trail Middle SchoolC
Middle · Grades 5–8 · 0.8 mi
H
David Prouty High SchoolD+
High · Grades 9–12 · 1.3 mi
E
Wire Village SchoolC-
Elementary · Grades KG–4 · 1.8 mi

District: Spencer-East Brookfield School District

Neighborhood · ZIP 01562These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.109
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.107
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.58

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.94%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.14%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.6.2%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.2%
PopulationHow many people live in this area.12,315
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.362 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$75,330
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$99,868
Average tempThe average temperature here across a full year.46°F
Annual precipHow much rain and melted snow falls here in a typical year.49 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.50%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

45 Main St # 3 measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 92% of homes in Worcester County
  • Costs less per square foot than 79% of homes in Worcester County
  • Smaller than 79% of homes in Worcester County
  • Older than 97% of homes in Worcester County

What homes are worth in Spencer 01562

Each bar is how many homes fall in that price range. The marker is this home.

This home
$222K$800K

This home is worth more than 9% of homes in Spencer 01562.

How it measures up in Spencer 01562

The dot is this home. The mark in the middle is the typical home in Spencer 01562.

Estimated value$303,423
CheaperTypical $428,347Pricier

Pricier than 9% of homes nearby

Price per ft²$254
CheaperTypical $284Pricier

Pricier than 31% of homes nearby

Living area1,196 ft²
SmallerTypical 1,635 ft²Bigger

Bigger than 26% of homes nearby

Year built1870
OlderTypical 1968Newer

Newer than 6% of homes nearby

How 45 Main St # 3 ranks against every home in each area.
MeasureThis homeSpencer 01562Worcester County
Estimated valuepricier than$303,4239% of homes8% of homes
Price per ft²pricier than$25431% of homes21% of homes
Living areabigger than1,196 ft²26% of homes21% of homes
Year builtnewer than18706% of homes3% of homes

About 45 Main St # 3

How much is 45 Main St # 3, Spencer, MA worth?

The TopHap Estimate for 45 Main St # 3, Spencer, MA is $303,423 as of Aug 30, 2026. The likely range is $282,218 to $324,628. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 45 Main St # 3, Spencer, MA last sell?

45 Main St # 3, Spencer, MA last sold on May 7, 2025 for $280,000, according to the county's recorded deed. TopHap holds 3 recorded sales for this parcel.

How big is 45 Main St # 3, Spencer, MA?

45 Main St # 3, Spencer, MA has 2 bedrooms, 2 bathrooms and 1,196 square feet of living space.

When was 45 Main St # 3, Spencer, MA built?

45 Main St # 3, Spencer, MA was built in 1870, making it 156 years old. It is a condo/apartment home. The building has 1 story.

What schools serve 45 Main St # 3, Spencer, MA?

45 Main St # 3, Spencer, MA is assigned to Knox Trail Middle School (middle), rated C; David Prouty High School (high), rated D+; Wire Village School (elementary), rated C-. All sit in Spencer-East Brookfield School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 45 Main St # 3, Spencer, MA compare to other homes in Spencer 01562?

Among the 3,927 homes in Spencer 01562, it is worth more than 9% of them ($303,423 against a typical $428,347), its price per square foot is higher than 31% of them ($254 against a typical $284), it is bigger than 26% of them (1,196 ft² against a typical 1,635 ft²) and it is newer than 6% of them (1870 against a typical 1968). Measured against all of Worcester County, it is worth more than 8% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 45 Main St # 3, Spencer, MA?

The 2025 property tax bill for 45 Main St # 3, Spencer, MA was $3,392. The county assessed it at $288,900.

More homes on Main St # 3

Closest homes

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Assigned schools

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