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Single Family ResidenceResidential
$419,835$436 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 94How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $181,000 on Nov 7, 2007

45 MOSENA DR

CHARLESTOWN, RI 02813
2
Beds
1
Baths
962 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
3.32 ac
Lot SizeThe size of the land the home sits on, from county records.
1933
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.
5
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Valuation

$420K
$394K low$446K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$181,000 · Nov 7, 2007
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$256,935
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$205,548
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.39%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$144,800
WASHINGTON TRUST CO · recorded Nov 7, 2007
3rd MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$18,100

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$2,718 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$382,300 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$181,600
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$200,700
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$266,200

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.47
52
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
16
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
52
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
86
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
29
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.36 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Conventional
CountyWASHINGTON
Lot (acres)The size of the land the home sits on, from county records.3.32
RoofThe main material covering the roof, such as asphalt shingle or tile.Asphalt
HeatingThe type of heating system in the home.Forced Air With Air Conditioning
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(2)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Dunn's Corners Elementary SchoolC+
Elementary · Grades KG–4 · 3.0 mi
M
Westerly Middle SchoolB
Middle · Grades 5–8 · 3.4 mi
H
Westerly High SchoolB+
High · Grades 9–12 · 4.6 mi

District: Westerly School District

Neighborhood · ZIP 02813These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.89
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.103
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.52

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.67%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.25%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.5.0%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.1%
PopulationHow many people live in this area.8,123
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.190 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$104,379
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$130,389
Average tempThe average temperature here across a full year.50°F
Annual precipHow much rain and melted snow falls here in a typical year.48 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.58%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

45 Mosena Dr measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 91% of homes in Charlestown 02813
  • Smaller than 86% of homes in Washington County
  • Has a bigger lot than 92% of homes in Charlestown 02813
  • Older than 95% of homes in Charlestown 02813

What homes are worth in Charlestown 02813

Each bar is how many homes fall in that price range. The marker is this home.

This home
$287K$3.7M

This home is worth more than 9% of homes in Charlestown 02813.

How it measures up in Charlestown 02813

The dot is this home. The mark in the middle is the typical home in Charlestown 02813.

Estimated value$419,835
CheaperTypical $751,907Pricier

Pricier than 9% of homes nearby

Price per ft²$436
CheaperTypical $473Pricier

Pricier than 41% of homes nearby

Living area962 ft²
SmallerTypical 1,538 ft²Bigger

Bigger than 19% of homes nearby

Lot size3.32 ac
SmallerTypical 0.91 acBigger

Bigger than 92% of homes nearby

Year built1933
OlderTypical 1984Newer

Newer than 5% of homes nearby

How 45 Mosena Dr ranks against every home in each area.
MeasureThis homeCharlestown 02813Washington County
Estimated valuepricier than$419,8359% of homes11% of homes
Price per ft²pricier than$43641% of homes56% of homes
Living areabigger than962 ft²19% of homes14% of homes
Lot sizebigger than3.32 ac92% of homes92% of homes
Year builtnewer than19335% of homes11% of homes

About 45 Mosena Dr

How much is 45 Mosena Dr, Charlestown, RI worth?

The TopHap Estimate for 45 Mosena Dr, Charlestown, RI is $419,835 as of Jul 14, 2026. The likely range is $394,122 to $445,548. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 45 Mosena Dr, Charlestown, RI last sell?

45 Mosena Dr, Charlestown, RI last sold on Nov 7, 2007 for $181,000, according to the county's recorded deed. TopHap holds 2 recorded sales for this parcel.

How big is 45 Mosena Dr, Charlestown, RI?

45 Mosena Dr, Charlestown, RI has 2 bedrooms, 1 bathrooms, 962 square feet of living space and a 3.32-acre lot.

When was 45 Mosena Dr, Charlestown, RI built?

45 Mosena Dr, Charlestown, RI was built in 1933, making it 93 years old. It is a conventional home. The building has 2 stories.

What schools serve 45 Mosena Dr, Charlestown, RI?

45 Mosena Dr, Charlestown, RI is assigned to Dunn's Corners Elementary School (elementary), rated C+; Westerly Middle School (middle), rated B; Westerly High School (high), rated B+. All sit in Westerly School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 45 Mosena Dr, Charlestown, RI compare to other homes in Charlestown 02813?

Among the 5,227 homes in Charlestown 02813, it is worth more than 9% of them ($419,835 against a typical $751,907), its price per square foot is higher than 41% of them ($436 against a typical $473), it is bigger than 19% of them (962 ft² against a typical 1,538 ft²), its lot is bigger than 92% of them (3.32 ac against a typical 0.91 ac) and it is newer than 5% of them (1933 against a typical 1984). Measured against all of Washington County, it is worth more than 11% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 45 Mosena Dr, Charlestown, RI?

The 2025 property tax bill for 45 Mosena Dr, Charlestown, RI was $2,718. The county assessed it at $382,300.

Closest homes

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Assigned schools

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