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Single Family ResidenceResidential
$383,785$308 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 94How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

45 NATCHAUG ST

CHAPLIN, CT 06235
3
Beds
1.5
Baths
1,248 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
1.5 ac
Lot SizeThe size of the land the home sits on, from county records.
2021
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
5
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.
1
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$384K
$360K low$408K high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$238,020
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$190,416
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.37%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$130,000
MOREQUITY INC · recorded Mar 27, 2003
2nd MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$15,765
CITIFINANCIAL INC

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$5,733 (2024)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$182,700 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$27,400
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$155,300
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$127,890

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.45
45
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
16
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
53
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
94
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
21
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.8 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.34%

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Ranch
CountyNORTHEASTERN CONNECTICUT
Lot (acres)The size of the land the home sits on, from county records.1.50
RoofThe main material covering the roof, such as asphalt shingle or tile.Asphalt
HeatingThe type of heating system in the home.Baseboard
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(5)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Chaplin Elementary SchoolC-
Elementary · Grades PK–6 · 2.7 mi
H
Parish Hill High SchoolC-
High · Grades 9–12 · 4.5 mi

District: Chaplin School District

Neighborhood · ZIP 06235These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.143
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.106
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.64

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.94%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.12%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.6.3%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.0%
PopulationHow many people live in this area.2,130
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.111 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$93,365
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$106,866
Average tempThe average temperature here across a full year.48°F
Annual precipHow much rain and melted snow falls here in a typical year.51 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.56%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

45 Natchaug St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Costs more per square foot than 84% of homes in Chaplin 06235
  • Smaller than 67% of homes in Northeastern Connecticut County
  • Has a smaller lot than 72% of homes in Chaplin 06235
  • Among the newest homes in Chaplin 06235

What homes are worth in Chaplin 06235

Each bar is how many homes fall in that price range. The marker is this home.

This home
$189K$635K

This home is worth more than 61% of homes in Chaplin 06235.

How it measures up in Chaplin 06235

The dot is this home. The mark in the middle is the typical home in Chaplin 06235.

Estimated value$383,785
CheaperTypical $359,306Pricier

Pricier than 61% of homes nearby

Price per ft²$308
CheaperTypical $243Pricier

Pricier than 84% of homes nearby

Living area1,248 ft²
SmallerTypical 1,464 ft²Bigger

Bigger than 36% of homes nearby

Lot size1.5 ac
SmallerTypical 2.25 acBigger

Bigger than 28% of homes nearby

Year built2021
OlderTypical 1976Newer

Newer than almost all homes nearby

How 45 Natchaug St ranks against every home in each area.
MeasureThis homeChaplin 06235Northeastern Connecticut County
Estimated valuepricier than$383,78561% of homes49% of homes
Price per ft²pricier than$30884% of homes73% of homes
Living areabigger than1,248 ft²36% of homes33% of homes
Lot sizebigger than1.5 ac28% of homes51% of homes
Year builtnewer than2021almost all homesalmost all homes

About 45 Natchaug St

How much is 45 Natchaug St, Chaplin, CT worth?

The TopHap Estimate for 45 Natchaug St, Chaplin, CT is $383,785 as of Jul 14, 2026. The likely range is $359,778 to $407,792. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 45 Natchaug St, Chaplin, CT last sell?

45 Natchaug St, Chaplin, CT last sold on Jan 1, 1900, according to the county's recorded deed.

How big is 45 Natchaug St, Chaplin, CT?

45 Natchaug St, Chaplin, CT has 3 bedrooms, 1.5 bathrooms, 1,248 square feet of living space and a 1.50-acre lot.

When was 45 Natchaug St, Chaplin, CT built?

45 Natchaug St, Chaplin, CT was built in 2021, making it 5 years old. It is a ranch home. The building has 1 story.

What schools serve 45 Natchaug St, Chaplin, CT?

45 Natchaug St, Chaplin, CT is assigned to Chaplin Elementary School (elementary), rated C-; Parish Hill High School (high), rated C-. All sit in Chaplin School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 45 Natchaug St, Chaplin, CT compare to other homes in Chaplin 06235?

Among the 856 homes in Chaplin 06235, it is worth more than 61% of them ($383,785 against a typical $359,306), its price per square foot is higher than 84% of them ($308 against a typical $243), it is bigger than 36% of them (1,248 ft² against a typical 1,464 ft²), its lot is bigger than 28% of them (1.5 ac against a typical 2.25 ac) and it is newer than almost all of them (2021 against a typical 1976). Measured against all of Northeastern Connecticut County, it is worth more than 49% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 45 Natchaug St, Chaplin, CT?

The 2024 property tax bill for 45 Natchaug St, Chaplin, CT was $5,733. The county assessed it at $182,700.

Closest homes

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Assigned schools

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