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Single Family ResidenceResidential
$801,356$973 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 92How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

45 RIVER RD

CHATHAM, NJ 07928
0
Baths
824 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.2 ac
Lot SizeThe size of the land the home sits on, from county records.
1920
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.

Valuation

$801K
$737K low$866K high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$801,356
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$641,085

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$7,831 (2024)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$483,700 (2026)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$339,100
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$144,600
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$483,700
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$483,700

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.43
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
9
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
64
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
97
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
47
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyMORRIS
Lot (acres)The size of the land the home sits on, from county records.0.20
ConstructionThe main material the home's frame and walls are built from.Frame (Unspecified)
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(2)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Washington Avenue SchoolA+
Elementary · Grades PK–3 · 0.7 mi
H
Chatham High SchoolB+
High · Grades 9–12 · 1.0 mi
M
Chatham Middle SchoolB+
Middle · Grades 6–8 · 1.3 mi

District: The Chathams School District

Neighborhood · ZIP 07928These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.57
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.100
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.112

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.96%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.42%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.2.1%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.2%
PopulationHow many people live in this area.19,451
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.2,233 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$208,392
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$282,042
Average tempThe average temperature here across a full year.51°F
Annual precipHow much rain and melted snow falls here in a typical year.51 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.56%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Absentee owner
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

45 River Rd measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 85% of homes in Chatham 07928
  • Among the highest price per square foot in Morris County
  • Smaller than 98% of homes in Chatham 07928
  • Has a smaller lot than 70% of homes in Chatham 07928
  • Older than 94% of homes in Chatham 07928

What homes are worth in Chatham 07928

Each bar is how many homes fall in that price range. The marker is this home.

This home
$434K$3.5M

This home is worth more than 15% of homes in Chatham 07928.

How it measures up in Chatham 07928

The dot is this home. The mark in the middle is the typical home in Chatham 07928.

Estimated value$801,356
CheaperTypical $1,445,981Pricier

Pricier than 15% of homes nearby

Price per ft²$973
CheaperTypical $637Pricier

Pricier than 98% of homes nearby

Living area824 ft²
SmallerTypical 2,227 ft²Bigger

Bigger than 2% of homes nearby

Lot size0.2 ac
SmallerTypical 0.33 acBigger

Bigger than 30% of homes nearby

Year built1920
OlderTypical 1959Newer

Newer than 6% of homes nearby

How 45 River Rd ranks against every home in each area.
MeasureThis homeChatham 07928Morris County
Estimated valuepricier than$801,35615% of homes61% of homes
Price per ft²pricier than$97398% of homesalmost all homes
Living areabigger than824 ft²2% of homes3% of homes
Lot sizebigger than0.2 ac30% of homes30% of homes
Year builtnewer than19206% of homes8% of homes

About 45 River Rd

How much is 45 River Rd, Chatham, NJ worth?

The TopHap Estimate for 45 River Rd, Chatham, NJ is $801,356 as of Jul 14, 2026. The likely range is $737,156 to $865,556. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 45 River Rd, Chatham, NJ last sell?

45 River Rd, Chatham, NJ last sold on Jan 1, 1900, according to the county's recorded deed.

How big is 45 River Rd, Chatham, NJ?

45 River Rd, Chatham, NJ has 824 square feet of living space and a 0.20-acre lot.

When was 45 River Rd, Chatham, NJ built?

45 River Rd, Chatham, NJ was built in 1920, making it 106 years old. The building has 1 story.

What schools serve 45 River Rd, Chatham, NJ?

45 River Rd, Chatham, NJ is assigned to Washington Avenue School (elementary), rated A+; Chatham High School (high), rated B+; Chatham Middle School (middle), rated B+. All sit in The Chathams School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 45 River Rd, Chatham, NJ compare to other homes in Chatham 07928?

Among the 6,434 homes in Chatham 07928, it is worth more than 15% of them ($801,356 against a typical $1,445,981), its price per square foot is higher than 98% of them ($973 against a typical $637), it is bigger than 2% of them (824 ft² against a typical 2,227 ft²), its lot is bigger than 30% of them (0.2 ac against a typical 0.33 ac) and it is newer than 6% of them (1920 against a typical 1959). Measured against all of Morris County, it is worth more than 61% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 45 River Rd, Chatham, NJ?

The 2024 property tax bill for 45 River Rd, Chatham, NJ was $7,831. The county assessed it at $483,700.

Closest homes

More homes in Chatham 07928

Assigned schools

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