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Single Family ResidenceResidential
$1,153,778$428 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 96How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

45 RIVER RD

MONTVILLE, NJ 07045
0
Baths
2,696 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.75 ac
Lot SizeThe size of the land the home sits on, from county records.
1989
Year BuiltThe year the home was originally built, according to county records.

Valuation

$1.2M
$1.1M low$1.2M high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$705,578
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$564,462
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.40%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$267,000
GMAC MORTGAGE CORP · recorded Sep 29, 2005
2nd MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$181,200
GREEN TREE SERVICING LLC

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$18,039 (2024)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$679,700 (2026)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$258,900
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$420,800
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$679,700
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$679,700

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyMORRIS
Lot (acres)The size of the land the home sits on, from county records.0.75
PoolWhether the property has a pool, and what kind, such as in-ground.No

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

M
Robert R. Lazar Middle SchoolA-
Middle · Grades 6–8 · 0.9 mi
H
Montville Township High SchoolA
High · Grades 9–12 · 1.3 mi
E
Hilldale Elementary SchoolA+
Elementary · Grades KG–5 · 2.2 mi

District: Montville Township School District

Neighborhood · ZIP 07045These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.53
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.100
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.106

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.97%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.38%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.2.0%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.3%
PopulationHow many people live in this area.10,539
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.1,394 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$161,417
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$203,145
Average tempThe average temperature here across a full year.51°F
Annual precipHow much rain and melted snow falls here in a typical year.51 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.56%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

45 River Rd measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 85% of homes in Morris County
  • Costs more per square foot than 87% of homes in Montville 07045
  • Bigger than 76% of homes in Morris County
  • Has a bigger lot than 79% of homes in Montville 07045
  • Newer than 76% of homes in Morris County

What homes are worth in Montville 07045

Each bar is how many homes fall in that price range. The marker is this home.

This home
$106K$1.8M

This home is worth more than 79% of homes in Montville 07045.

How it measures up in Montville 07045

The dot is this home. The mark in the middle is the typical home in Montville 07045.

Estimated value$1,153,778
CheaperTypical $844,263Pricier

Pricier than 79% of homes nearby

Price per ft²$428
CheaperTypical $362Pricier

Pricier than 87% of homes nearby

Living area2,696 ft²
SmallerTypical 2,392 ft²Bigger

Bigger than 65% of homes nearby

Lot size0.75 ac
SmallerTypical 0.46 acBigger

Bigger than 79% of homes nearby

Year built1989
OlderTypical 1986Newer

Newer than 56% of homes nearby

How 45 River Rd ranks against every home in each area.
MeasureThis homeMontville 07045Morris County
Estimated valuepricier than$1,153,77879% of homes85% of homes
Price per ft²pricier than$42887% of homes74% of homes
Living areabigger than2,696 ft²65% of homes76% of homes
Lot sizebigger than0.75 ac79% of homes79% of homes
Year builtnewer than198956% of homes76% of homes

About 45 River Rd

How much is 45 River Rd, Montville, NJ worth?

The TopHap Estimate for 45 River Rd, Montville, NJ is $1,153,778 as of Jul 14, 2026. The likely range is $1,103,294 to $1,204,262. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 45 River Rd, Montville, NJ last sell?

45 River Rd, Montville, NJ last sold on Jan 1, 1900, according to the county's recorded deed.

How big is 45 River Rd, Montville, NJ?

45 River Rd, Montville, NJ has 2,696 square feet of living space and a 0.75-acre lot.

When was 45 River Rd, Montville, NJ built?

45 River Rd, Montville, NJ was built in 1989, making it 37 years old.

What schools serve 45 River Rd, Montville, NJ?

45 River Rd, Montville, NJ is assigned to Robert R. Lazar Middle School (middle), rated A-; Montville Township High School (high), rated A; Hilldale Elementary School (elementary), rated A+. All sit in Montville Township School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 45 River Rd, Montville, NJ compare to other homes in Montville 07045?

Among the 3,948 homes in Montville 07045, it is worth more than 79% of them ($1,153,778 against a typical $844,263), its price per square foot is higher than 87% of them ($428 against a typical $362), it is bigger than 65% of them (2,696 ft² against a typical 2,392 ft²), its lot is bigger than 79% of them (0.75 ac against a typical 0.46 ac) and it is newer than 56% of them (1989 against a typical 1986). Measured against all of Morris County, it is worth more than 85% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 45 River Rd, Montville, NJ?

The 2024 property tax bill for 45 River Rd, Montville, NJ was $18,039. The county assessed it at $679,700.

Closest homes

More homes in Montville 07045

Assigned schools

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