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Single Family ResidenceResidential
$3,057,660$463 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 96How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Oct 21, 2026
Last sold for $1,830,000 on Apr 8, 2021

45 ROCK SHELTER RD

WACCABUC, NY 10597
5
Beds
0
Baths
6,597 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
4.83 ac
Lot SizeThe size of the land the home sits on, from county records.
1999
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.
3
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$3.1M
$2.9M low$3.2M high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$1,830,000 · Apr 8, 2021

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$47,154 (2026)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$150,900 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$31,200
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$119,700
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$155,200
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$2,406,699

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.39
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
21
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
62
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
96
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
16
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Colonial
CountyWESTCHESTER
Lot (acres)The size of the land the home sits on, from county records.4.83
HeatingThe type of heating system in the home.Hot Water
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Attached
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(2)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

H
John Jay High SchoolA
High · Grades 9–12 · 1.8 mi
E
Increase Miller Elementary SchoolA+
Elementary · Grades KG–5 · 2.0 mi
M
John Jay Middle SchoolA-
Middle · Grades 6–8 · 2.0 mi

District: Katonah-Lewisboro Union Free School District

Neighborhood · ZIP 10597These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.84
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.115
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.94

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.90%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.45%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.4.9%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.0%
PopulationHow many people live in this area.1,319
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.368 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$187,354
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$205,348
Average tempThe average temperature here across a full year.51°F
Annual precipHow much rain and melted snow falls here in a typical year.52 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.55%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

45 Rock Shelter Rd measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 96% of homes in Westchester County
  • Bigger than 98% of homes in Westchester County
  • Among the largest lots in Westchester County
  • Newer than 93% of homes in Waccabuc 10597

What homes are worth in Waccabuc 10597

Each bar is how many homes fall in that price range. The marker is this home.

This home
$898K$5.3M

This home is worth more than 82% of homes in Waccabuc 10597.

How it measures up in Waccabuc 10597

The dot is this home. The mark in the middle is the typical home in Waccabuc 10597.

Estimated value$3,057,660
CheaperTypical $1,710,383Pricier

Pricier than 82% of homes nearby

Price per ft²$463
CheaperTypical $496Pricier

Pricier than 39% of homes nearby

Living area6,597 ft²
SmallerTypical 3,335 ft²Bigger

Bigger than 92% of homes nearby

Lot size4.83 ac
SmallerTypical 3 acBigger

Bigger than 78% of homes nearby

Year built1999
OlderTypical 1980Newer

Newer than 93% of homes nearby

How 45 Rock Shelter Rd ranks against every home in each area.
MeasureThis homeWaccabuc 10597Westchester County
Estimated valuepricier than$3,057,66082% of homes96% of homes
Price per ft²pricier than$46339% of homes36% of homes
Living areabigger than6,597 ft²92% of homes98% of homes
Lot sizebigger than4.83 ac78% of homesalmost all homes
Year builtnewer than199993% of homes93% of homes

About 45 Rock Shelter Rd

How much is 45 Rock Shelter Rd, Waccabuc, NY worth?

The TopHap Estimate for 45 Rock Shelter Rd, Waccabuc, NY is $3,057,660 as of Oct 21, 2026. The likely range is $2,927,750 to $3,187,570. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 45 Rock Shelter Rd, Waccabuc, NY last sell?

45 Rock Shelter Rd, Waccabuc, NY last sold on Apr 8, 2021 for $1,830,000, according to the county's recorded deed. TopHap holds 2 recorded sales for this parcel.

How big is 45 Rock Shelter Rd, Waccabuc, NY?

45 Rock Shelter Rd, Waccabuc, NY has 5 bedrooms, 6,597 square feet of living space and a 4.83-acre lot.

When was 45 Rock Shelter Rd, Waccabuc, NY built?

45 Rock Shelter Rd, Waccabuc, NY was built in 1999, making it 27 years old. It is a colonial home. The building has 2 stories.

What schools serve 45 Rock Shelter Rd, Waccabuc, NY?

45 Rock Shelter Rd, Waccabuc, NY is assigned to John Jay High School (high), rated A; Increase Miller Elementary School (elementary), rated A+; John Jay Middle School (middle), rated A-. All sit in Katonah-Lewisboro Union Free School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 45 Rock Shelter Rd, Waccabuc, NY compare to other homes in Waccabuc 10597?

Among the 368 homes in Waccabuc 10597, it is worth more than 82% of them ($3,057,660 against a typical $1,710,383), its price per square foot is higher than 39% of them ($463 against a typical $496), it is bigger than 92% of them (6,597 ft² against a typical 3,335 ft²), its lot is bigger than 78% of them (4.83 ac against a typical 3 ac) and it is newer than 93% of them (1999 against a typical 1980). Measured against all of Westchester County, it is worth more than 96% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 45 Rock Shelter Rd, Waccabuc, NY?

The 2026 property tax bill for 45 Rock Shelter Rd, Waccabuc, NY was $47,154. The county assessed it at $150,900.

More homes on Rock Shelter Rd

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Assigned schools

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