Skip to content
Skip to content
TopHapOpen in map
Single Family ResidentialResidential
$138,327$180 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 78How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

45 ROCKY RD

JAY, ME 04239
0
Baths
768 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
1.6 ac
Lot SizeThe size of the land the home sits on, from county records.
2004
Year BuiltThe year the home was originally built, according to county records.

Valuation

$138K
$107K low$169K high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$123,327
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$98,662
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.11%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$15,000
OTIS FCU · recorded Mar 20, 2008

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$3,239 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$269,950 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$51,970
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$217,980
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$135,610

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residential
CountyFRANKLIN
Lot (acres)The size of the land the home sits on, from county records.1.60
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

M
Spruce Mountain Middle SchoolD-
Middle · Grades 6–8 · 5.6 mi
H
Spruce Mountain High SchoolD+
High · Grades 9–12 · 5.7 mi
E
Spruce Mountain Primary School
Elementary · Grades PK–2 · 9.0 mi

District: Regional School Unit 73

Neighborhood · ZIP 04239These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.75
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.73
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.83

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.92%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.17%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.6.7%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.2%
PopulationHow many people live in this area.4,898
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.100 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$75,638
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$86,324
Average tempThe average temperature here across a full year.43°F
Annual precipHow much rain and melted snow falls here in a typical year.45 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.50%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

45 Rocky Rd measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 83% of homes in Franklin County
  • Costs less per square foot than 74% of homes in Jay 04239
  • Smaller than 84% of homes in Jay 04239
  • Newer than 86% of homes in Franklin County

What homes are worth in Jay 04239

Each bar is how many homes fall in that price range. The marker is this home.

This home
$58K$509K

This home is worth more than 21% of homes in Jay 04239.

How it measures up in Jay 04239

The dot is this home. The mark in the middle is the typical home in Jay 04239.

Estimated value$138,327
CheaperTypical $224,792Pricier

Pricier than 21% of homes nearby

Price per ft²$180
CheaperTypical $230Pricier

Pricier than 26% of homes nearby

Living area768 ft²
SmallerTypical 1,008 ft²Bigger

Bigger than 16% of homes nearby

Lot size1.6 ac
SmallerTypical 1.14 acBigger

Bigger than 57% of homes nearby

Year built2004
OlderTypical 1977Newer

Newer than 84% of homes nearby

How 45 Rocky Rd ranks against every home in each area.
MeasureThis homeJay 04239Franklin County
Estimated valuepricier than$138,32721% of homes17% of homes
Price per ft²pricier than$18026% of homes32% of homes
Living areabigger than768 ft²16% of homes20% of homes
Lot sizebigger than1.6 ac57% of homes52% of homes
Year builtnewer than200484% of homes86% of homes

About 45 Rocky Rd

How much is 45 Rocky Rd, Jay, ME worth?

The TopHap Estimate for 45 Rocky Rd, Jay, ME is $138,327 as of Jul 14, 2026. The likely range is $107,494 to $169,160. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 45 Rocky Rd, Jay, ME last sell?

45 Rocky Rd, Jay, ME last sold on Jan 1, 1900, according to the county's recorded deed.

How big is 45 Rocky Rd, Jay, ME?

45 Rocky Rd, Jay, ME has 768 square feet of living space and a 1.60-acre lot.

When was 45 Rocky Rd, Jay, ME built?

45 Rocky Rd, Jay, ME was built in 2004, making it 22 years old.

What schools serve 45 Rocky Rd, Jay, ME?

45 Rocky Rd, Jay, ME is assigned to Spruce Mountain Middle School (middle), rated D-; Spruce Mountain High School (high), rated D+; Spruce Mountain Primary School (elementary). All sit in Regional School Unit 73. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 45 Rocky Rd, Jay, ME compare to other homes in Jay 04239?

Among the 1,691 homes in Jay 04239, it is worth more than 21% of them ($138,327 against a typical $224,792), its price per square foot is higher than 26% of them ($180 against a typical $230), it is bigger than 16% of them (768 ft² against a typical 1,008 ft²), its lot is bigger than 57% of them (1.6 ac against a typical 1.14 ac) and it is newer than 84% of them (2004 against a typical 1977). Measured against all of Franklin County, it is worth more than 17% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 45 Rocky Rd, Jay, ME?

The 2025 property tax bill for 45 Rocky Rd, Jay, ME was $3,239. The county assessed it at $269,950.

Closest homes

More homes in Jay 04239

Assigned schools

Explore the area

See this home in context

Open 45 Rocky Rd on TopHap’s interactive map to compare it against every sale nearby, overlay school zones and flood risk, and run a CMA.

Open in map
A flyover of TopHap's photorealistic 3D map, with recorded sale prices pinned to homes
Search any address, city, zip, or county…3D$1.9M$6.25MOpen in map