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Single Family ResidenceResidential
$284,580$214 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 89How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $70,500 on Nov 13, 2020

45 SMITH TER

CLEMENTON, NJ 08021
0
Baths
1,331 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.13 ac
Lot SizeThe size of the land the home sits on, from county records.
1940
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.

Valuation

$285K
$254K low$315K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$70,500 · Nov 13, 2020
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$212,580
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$170,064
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.28%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$72,000
MAX REHAB LENDING LLC · recorded Nov 13, 2020

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$5,597 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$117,200 (2026)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$32,500
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$84,700
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$117,200
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$117,200

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyCAMDEN
Lot (acres)The size of the land the home sits on, from county records.0.13
ConstructionThe main material the home's frame and walls are built from.Frame (Unspecified)
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(3)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Foreclosure Filings(2)

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Clementon Elementary SchoolA-
Elementary · Grades PK–8 · 1.0 mi
H
Overbrook High SchoolD-
High · Grades 9–12 · 1.5 mi

District: Clementon Borough School District

Neighborhood · ZIP 08021These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.119
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.94
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.67

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.95%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.18%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.15%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.7%
PopulationHow many people live in this area.49,974
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.3,895 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$67,085
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$85,481
Average tempThe average temperature here across a full year.55°F
Annual precipHow much rain and melted snow falls here in a typical year.46 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.56%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Absentee owner
Company ownedWhether the owner is a company or trust rather than a person.Yes

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

45 Smith Ter measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 69% of homes in Camden County
  • Smaller than 67% of homes in Camden County
  • Has a smaller lot than 69% of homes in Clementon 08021
  • Older than 81% of homes in Clementon 08021

What homes are worth in Clementon 08021

Each bar is how many homes fall in that price range. The marker is this home.

This home
$134K$475K

This home is worth more than 50% of homes in Clementon 08021.

How it measures up in Clementon 08021

The dot is this home. The mark in the middle is the typical home in Clementon 08021.

Estimated value$284,580
CheaperTypical $284,369Pricier

Pricier than 50% of homes nearby

Price per ft²$214
CheaperTypical $200Pricier

Pricier than 63% of homes nearby

Living area1,331 ft²
SmallerTypical 1,408 ft²Bigger

Bigger than 42% of homes nearby

Lot size0.13 ac
SmallerTypical 0.2 acBigger

Bigger than 31% of homes nearby

Year built1940
OlderTypical 1970Newer

Newer than 19% of homes nearby

How 45 Smith Ter ranks against every home in each area.
MeasureThis homeClementon 08021Camden County
Estimated valuepricier than$284,58050% of homes31% of homes
Price per ft²pricier than$21463% of homes43% of homes
Living areabigger than1,331 ft²42% of homes33% of homes
Lot sizebigger than0.13 ac31% of homes31% of homes
Year builtnewer than194019% of homes29% of homes

About 45 Smith Ter

How much is 45 Smith Ter, Clementon, NJ worth?

The TopHap Estimate for 45 Smith Ter, Clementon, NJ is $284,580 as of Jul 14, 2026. The likely range is $253,994 to $315,166. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 45 Smith Ter, Clementon, NJ last sell?

45 Smith Ter, Clementon, NJ last sold on Nov 13, 2020 for $70,500, according to the county's recorded deed. TopHap holds 2 recorded sales for this parcel.

How big is 45 Smith Ter, Clementon, NJ?

45 Smith Ter, Clementon, NJ has 1,331 square feet of living space and a 0.13-acre lot.

When was 45 Smith Ter, Clementon, NJ built?

45 Smith Ter, Clementon, NJ was built in 1940, making it 86 years old. The building has 1 story.

What schools serve 45 Smith Ter, Clementon, NJ?

45 Smith Ter, Clementon, NJ is assigned to Clementon Elementary School (elementary), rated A-; Overbrook High School (high), rated D-. All sit in Clementon Borough School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 45 Smith Ter, Clementon, NJ compare to other homes in Clementon 08021?

Among the 11,810 homes in Clementon 08021, it is worth more than 50% of them ($284,580 against a typical $284,369), its price per square foot is higher than 63% of them ($214 against a typical $200), it is bigger than 42% of them (1,331 ft² against a typical 1,408 ft²), its lot is bigger than 31% of them (0.13 ac against a typical 0.2 ac) and it is newer than 19% of them (1940 against a typical 1970). Measured against all of Camden County, it is worth more than 31% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 45 Smith Ter, Clementon, NJ?

The 2025 property tax bill for 45 Smith Ter, Clementon, NJ was $5,597. The county assessed it at $117,200.

Closest homes

More homes in Clementon 08021

Assigned schools

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