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Single Family ResidenceResidential

45 SPRUCE RIDGE RD

BAY CITY, MI 48706
2
Beds
1
Baths
832 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.23 ac
Lot SizeThe size of the land the home sits on, from county records.

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$1,810 (2026)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$52,450 (2026)
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$51,350
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$104,900

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Ranch
CountyBAY
Lot (acres)The size of the land the home sits on, from county records.0.23
HeatingThe type of heating system in the home.Space
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Neighborhood · ZIP 48706These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.93
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.97
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.14

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.93%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.14%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.14%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.5%
PopulationHow many people live in this area.39,140
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.528 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$65,363
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$77,404
Average tempThe average temperature here across a full year.47°F
Annual precipHow much rain and melted snow falls here in a typical year.31 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.50%

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

45 Spruce Ridge Rd measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Smaller than 95% of homes in Bay City 48706

How it measures up in Bay City 48706

The dot is this home. The mark in the middle is the typical home in Bay City 48706.

Living area832 ft²
SmallerTypical 1,390 ft²Bigger

Bigger than 5% of homes nearby

Lot size0.23 ac
SmallerTypical 0.3 acBigger

Bigger than 37% of homes nearby

How 45 Spruce Ridge Rd ranks against every home in each area.
MeasureThis homeBay City 48706Bay County
Living areabigger than832 ft²5% of homes5% of homes
Lot sizebigger than0.23 ac37% of homes36% of homes

About 45 Spruce Ridge Rd

When did 45 Spruce Ridge Rd, Bay City, MI last sell?

45 Spruce Ridge Rd, Bay City, MI last sold on Jan 1, 1900, according to the county's recorded deed.

How big is 45 Spruce Ridge Rd, Bay City, MI?

45 Spruce Ridge Rd, Bay City, MI has 2 bedrooms, 1 bathrooms, 832 square feet of living space and a 0.23-acre lot.

How does 45 Spruce Ridge Rd, Bay City, MI compare to other homes in Bay City 48706?

Among the 15,668 homes in Bay City 48706, it is bigger than 5% of them (832 ft² against a typical 1,390 ft²) and its lot is bigger than 37% of them (0.23 ac against a typical 0.3 ac). These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 45 Spruce Ridge Rd, Bay City, MI?

The 2026 property tax bill for 45 Spruce Ridge Rd, Bay City, MI was $1,810. The county assessed it at $52,450.

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