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Single Family ResidenceResidential
$87,578$195 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 64How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Aug 30, 2026
Last sold for $3,750 on May 20, 1992

450 PAYNE RD

ROCK ISLAND, TN 38581
1
Baths
448 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.96 ac
Lot SizeThe size of the land the home sits on, from county records.
1992
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.

Valuation

$88K
$56K low$120K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$3,750 · May 20, 1992

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$197 (2024)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$10,025 (2024)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$3,000
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$7,025
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$10,025
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$40,100

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.49 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyWarren
Lot (acres)The size of the land the home sits on, from county records.0.96
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.Footing
RoofThe main material covering the roof, such as asphalt shingle or tile.Metal
HeatingThe type of heating system in the home.Yes
CoolingThe type of cooling or air conditioning in the home.Package
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Deck · 64 ft²Shed · 224 ft²Patio · 192 ft²

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Eastside Elementary SchoolB+
Elementary · Grades PK–8 · 3.6 mi
H
Warren County High SchoolB-
High · Grades 9–12 · 13.5 mi

District: Warren County School District

Neighborhood · ZIP 38581These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.113
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.119
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.66

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.88%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.8.5%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.12%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.1%
PopulationHow many people live in this area.4,656
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.45 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$52,854
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$61,454
Average tempThe average temperature here across a full year.57°F
Annual precipHow much rain and melted snow falls here in a typical year.57 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.57%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

450 Payne Rd measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 93% of homes in Warren County
  • Costs more per square foot than 81% of homes in Warren County
  • Among the smallest homes in Rock Island 38581
  • Has a smaller lot than 74% of homes in Rock Island 38581
  • Newer than 66% of homes in Warren County

What homes are worth in Rock Island 38581

Each bar is how many homes fall in that price range. The marker is this home.

This home
$50K$1M

This home is worth more than 9% of homes in Rock Island 38581.

How it measures up in Rock Island 38581

The dot is this home. The mark in the middle is the typical home in Rock Island 38581.

Estimated value$87,578
CheaperTypical $198,188Pricier

Pricier than 9% of homes nearby

Price per ft²$195
CheaperTypical $145Pricier

Pricier than 75% of homes nearby

Living area448 ft²
SmallerTypical 1,350 ft²Bigger

Smaller than almost all homes nearby

Lot size0.96 ac
SmallerTypical 2.5 acBigger

Bigger than 26% of homes nearby

Year built1992
OlderTypical 1984Newer

Newer than 61% of homes nearby

How 450 Payne Rd ranks against every home in each area.
MeasureThis homeRock Island 38581Warren County
Estimated valuepricier than$87,5789% of homes7% of homes
Price per ft²pricier than$19575% of homes81% of homes
Living areabigger than448 ft²almost no homesalmost no homes
Lot sizebigger than0.96 ac26% of homes48% of homes
Year builtnewer than199261% of homes66% of homes

About 450 Payne Rd

How much is 450 Payne Rd, Rock Island, TN worth?

The TopHap Estimate for 450 Payne Rd, Rock Island, TN is $87,578 as of Aug 30, 2026. The likely range is $55,649 to $119,507. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 450 Payne Rd, Rock Island, TN last sell?

450 Payne Rd, Rock Island, TN last sold on May 20, 1992 for $3,750, according to the county's recorded deed.

How big is 450 Payne Rd, Rock Island, TN?

450 Payne Rd, Rock Island, TN has 1 bathrooms, 448 square feet of living space and a 0.96-acre lot.

When was 450 Payne Rd, Rock Island, TN built?

450 Payne Rd, Rock Island, TN was built in 1992, making it 34 years old. The building has 1 story.

What schools serve 450 Payne Rd, Rock Island, TN?

450 Payne Rd, Rock Island, TN is assigned to Eastside Elementary School (elementary), rated B+; Warren County High School (high), rated B-. All sit in Warren County School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 450 Payne Rd, Rock Island, TN compare to other homes in Rock Island 38581?

Among the 2,130 homes in Rock Island 38581, it is worth more than 9% of them ($87,578 against a typical $198,188), its price per square foot is higher than 75% of them ($195 against a typical $145), it is bigger than almost none of them (448 ft² against a typical 1,350 ft²), its lot is bigger than 26% of them (0.96 ac against a typical 2.5 ac) and it is newer than 61% of them (1992 against a typical 1984). Measured against all of Warren County, it is worth more than 7% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 450 Payne Rd, Rock Island, TN?

The 2024 property tax bill for 450 Payne Rd, Rock Island, TN was $197. The county assessed it at $10,025.

More homes on Payne Rd

Closest homes

More homes in Rock Island 38581

Assigned schools

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