Skip to content
Skip to content
TopHapOpen in map
Rural ResidenceResidential
$812,326$174 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 93How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

4500 LOWER RIVER RD

GREAT FALLS, MT 59405
4
Beds
4
Baths
4,666 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.31 ac
Lot SizeThe size of the land the home sits on, from county records.
1987
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.
8
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.
6
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$812K
$756K low$868K high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$37,326
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$29,861
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.93%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$356,000
PRAIRIE MOUNTAIN BANK · recorded Apr 30, 2012
2nd MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$419,000
AMERICAN BANK CENTER

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$6,914 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$1,185,000 (2025)
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$1,185,000
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$1,185,000

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.26 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.1 percent flood zone

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Rural Residence
StyleThe architectural style of the home, such as ranch or colonial.Conventional
CountyCascade
Effective Year BuiltAn adjusted build year that accounts for condition and major remodels. A big renovation can make a home count as newer than it is.2010
Lot (acres)The size of the land the home sits on, from county records.0.32
ConstructionThe main material the home's frame and walls are built from.Frame (Unspecified)
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.Concrete
RoofThe main material covering the roof, such as asphalt shingle or tile.Asphalt
HeatingThe type of heating system in the home.Hot Water
CoolingThe type of cooling or air conditioning in the home.Central
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Deck · 799 ft²Porch · 180 ft²

Transaction History(7)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Mountain View Elementary SchoolB
Elementary · Grades KG–6 · 3.3 mi
H
Great Falls High SchoolD-
High · Grades 9–12 · 3.3 mi
M
East Middle SchoolC+
Middle · Grades 7–8 · 4.3 mi

District: Great Falls Elementary School District

Neighborhood · ZIP 59405These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.108
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.105
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.54

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.92%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.15%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.17%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.7%
PopulationHow many people live in this area.32,971
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.88 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$55,016
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$69,667
Average tempThe average temperature here across a full year.43°F
Annual precipHow much rain and melted snow falls here in a typical year.17 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.61%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

4500 Lower River Rd measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 97% of homes in Great Falls 59405
  • Costs less per square foot than 94% of homes in Cascade County
  • Among the largest homes in Great Falls 59405
  • Has a bigger lot than 80% of homes in Great Falls 59405
  • Newer than 80% of homes in Great Falls 59405

What homes are worth in Great Falls 59405

Each bar is how many homes fall in that price range. The marker is this home.

This home
$148K$842K

This home is worth more than 97% of homes in Great Falls 59405.

How it measures up in Great Falls 59405

The dot is this home. The mark in the middle is the typical home in Great Falls 59405.

Estimated value$812,326
CheaperTypical $318,575Pricier

Pricier than 97% of homes nearby

Price per ft²$174
CheaperTypical $273Pricier

Pricier than 7% of homes nearby

Living area4,666 ft²
SmallerTypical 1,156 ft²Bigger

Bigger than almost all homes nearby

Lot size0.31 ac
SmallerTypical 0.17 acBigger

Bigger than 80% of homes nearby

Year built1987
OlderTypical 1961Newer

Newer than 80% of homes nearby

How 4500 Lower River Rd ranks against every home in each area.
MeasureThis homeGreat Falls 59405Cascade County
Estimated valuepricier than$812,32697% of homes96% of homes
Price per ft²pricier than$1747% of homes6% of homes
Living areabigger than4,666 ft²almost all homesalmost all homes
Lot sizebigger than0.31 ac80% of homes68% of homes
Year builtnewer than198780% of homes75% of homes

About 4500 Lower River Rd

How much is 4500 Lower River Rd, Great Falls, MT worth?

The TopHap Estimate for 4500 Lower River Rd, Great Falls, MT is $812,326 as of Jul 14, 2026. The likely range is $756,282 to $868,370. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 4500 Lower River Rd, Great Falls, MT last sell?

4500 Lower River Rd, Great Falls, MT last sold on Apr 13, 2012, according to the county's recorded deed.

How big is 4500 Lower River Rd, Great Falls, MT?

4500 Lower River Rd, Great Falls, MT has 4 bedrooms, 4 bathrooms, 4,666 square feet of living space and a 0.32-acre lot.

When was 4500 Lower River Rd, Great Falls, MT built?

4500 Lower River Rd, Great Falls, MT was built in 1987, making it 39 years old. It is a conventional home. The building has 2 stories.

What schools serve 4500 Lower River Rd, Great Falls, MT?

4500 Lower River Rd, Great Falls, MT is assigned to Mountain View Elementary School (elementary), rated B; Great Falls High School (high), rated D-; East Middle School (middle), rated C+. All sit in Great Falls Elementary School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 4500 Lower River Rd, Great Falls, MT compare to other homes in Great Falls 59405?

Among the 9,924 homes in Great Falls 59405, it is worth more than 97% of them ($812,326 against a typical $318,575), its price per square foot is higher than 7% of them ($174 against a typical $273), it is bigger than almost all of them (4,666 ft² against a typical 1,156 ft²), its lot is bigger than 80% of them (0.31 ac against a typical 0.17 ac) and it is newer than 80% of them (1987 against a typical 1961). Measured against all of Cascade County, it is worth more than 96% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 4500 Lower River Rd, Great Falls, MT?

The 2025 property tax bill for 4500 Lower River Rd, Great Falls, MT was $6,914. The county assessed it at $1,185,000.

Closest homes

More homes in Great Falls 59405

Assigned schools

Explore the area

See this home in context

Open 4500 Lower River Rd on TopHap’s interactive map to compare it against every sale nearby, overlay school zones and flood risk, and run a CMA.

Open in map
A flyover of TopHap's photorealistic 3D map, with recorded sale prices pinned to homes
Search any address, city, zip, or county…3D$1.9M$6.25MOpen in map