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Single Family ResidenceResidential
$145,368
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 70How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

45046 COUNTY ROAD 20

ROSEAU, MN 56751
0
Baths
3.8 ac
Lot SizeThe size of the land the home sits on, from county records.
1975
Year BuiltThe year the home was originally built, according to county records.

Valuation

$145K
$101K low$190K high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$145,368
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$116,294

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$488 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$43,200 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$7,600
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$35,600
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$43,200
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$43,200

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.33
14
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
63
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
41
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
40
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
9
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.12 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.6%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyRoseau
Lot (acres)The size of the land the home sits on, from county records.3.80
CoolingThe type of cooling or air conditioning in the home.None
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Detached

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

M
Roseau Secondary SchoolC+
Middle · Grades 7–12 · 12.2 mi
E
Roseau Elementary SchoolC+
Elementary · Grades PK–6 · 12.3 mi

District: Roseau Public School District

Neighborhood · ZIP 56751These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.109
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.91
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.12

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.91%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.18%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.12%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.3%
PopulationHow many people live in this area.5,741
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.13 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$73,707
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$86,634
Average tempThe average temperature here across a full year.37°F
Annual precipHow much rain and melted snow falls here in a typical year.22 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.59%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

45046 County Road 20 measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 82% of homes in Roseau 56751

What homes are worth in Roseau 56751

Each bar is how many homes fall in that price range. The marker is this home.

This home
$92K$445K

This home is worth more than 18% of homes in Roseau 56751.

How it measures up in Roseau 56751

The dot is this home. The mark in the middle is the typical home in Roseau 56751.

Estimated value$145,368
CheaperTypical $205,874Pricier

Pricier than 18% of homes nearby

Lot size3.8 ac
SmallerTypical 3.08 acBigger

Bigger than 53% of homes nearby

Year built1975
OlderTypical 1979Newer

Newer than 43% of homes nearby

How 45046 County Road 20 ranks against every home in each area.
MeasureThis homeRoseau 56751Roseau County
Estimated valuepricier than$145,36818% of homes23% of homes
Lot sizebigger than3.8 ac53% of homes48% of homes
Year builtnewer than197543% of homes40% of homes

About 45046 County Road 20

How much is 45046 County Road 20, Roseau, MN worth?

The TopHap Estimate for 45046 County Road 20, Roseau, MN is $145,368 as of Jul 14, 2026. The likely range is $101,073 to $189,663. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When was 45046 County Road 20, Roseau, MN built?

45046 County Road 20, Roseau, MN was built in 1975, making it 51 years old.

What schools serve 45046 County Road 20, Roseau, MN?

45046 County Road 20, Roseau, MN is assigned to Roseau Secondary School (middle), rated C+; Roseau Elementary School (elementary), rated C+. All sit in Roseau Public School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 45046 County Road 20, Roseau, MN compare to other homes in Roseau 56751?

Among the 2,540 homes in Roseau 56751, it is worth more than 18% of them ($145,368 against a typical $205,874), its lot is bigger than 53% of them (3.8 ac against a typical 3.08 ac) and it is newer than 43% of them (1975 against a typical 1979). Measured against all of Roseau County, it is worth more than 23% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 45046 County Road 20, Roseau, MN?

The 2025 property tax bill for 45046 County Road 20, Roseau, MN was $488. The county assessed it at $43,200.

Closest homes

More homes in Roseau 56751

Assigned schools

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