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Single Family ResidenceResidential
$503,634$188 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 97How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

4509 RIVER XING

MCKINNEY, TX 75070
0
Baths
2,679 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
2006
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.
1
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$504K
$486K low$521K high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$316,884
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$253,507
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.39%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$186,750
AMEGY MORTGAGE CO LLC · P · recorded Jan 2, 2013

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$6,727 (2024)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$493,233 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$130,000
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$363,233
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$454,139
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$493,233

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyCollin
ConstructionThe main material the home's frame and walls are built from.Frame (Unspecified)
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.Mat/Raft Foundation (Slab)
HeatingThe type of heating system in the home.Central
CoolingThe type of cooling or air conditioning in the home.Central
FireplaceWhether the home has a fireplace, and what kind.Yes
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Attached
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Porch · 375 ft²

Transaction History(3)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Foreclosure Filings(6)

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Lindsey Elementary SchoolA+
Elementary · Grades KG–6 · 0.2 mi
H
Allen High SchoolA
High · Grades 9–12 · 3.6 mi
M
Curtis Middle SchoolA+
Middle · Grades 7–8 · 4.8 mi

District: Allen Independent School District

Neighborhood · ZIP 75070These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.44
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.102
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.28

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.93%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.38%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.4.3%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.4%
PopulationHow many people live in this area.71,722
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.5,840 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$110,516
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$134,687
Average tempThe average temperature here across a full year.65°F
Annual precipHow much rain and melted snow falls here in a typical year.40 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.62%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

4509 River Xing measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 67% of homes in Saddle Club
  • Costs less per square foot than 87% of homes in Saddle Club
  • Bigger than 75% of homes in Saddle Club
  • Older than 79% of homes in Saddle Club

What homes are worth in McKinney 75070

Each bar is how many homes fall in that price range. The marker is this home.

This home
$310K$1.1M

This home is worth more than 54% of homes in McKinney 75070.

How it measures up in McKinney 75070

The dot is this home. The mark in the middle is the typical home in McKinney 75070.

Estimated value$503,634
CheaperTypical $484,636Pricier

Pricier than 54% of homes nearby

Price per ft²$188
CheaperTypical $208Pricier

Pricier than 24% of homes nearby

Living area2,679 ft²
SmallerTypical 2,458 ft²Bigger

Bigger than 60% of homes nearby

Year built2006
OlderTypical 2006Newer

Newer than 55% of homes nearby

How 4509 River Xing ranks against every home in each area.
MeasureThis homeSaddle ClubMcKinney 75070Collin County
Estimated valuepricier than$503,63467% of homes54% of homes49% of homes
Price per ft²pricier than$18813% of homes24% of homes26% of homes
Living areabigger than2,679 ft²75% of homes60% of homes58% of homes
Year builtnewer than200621% of homes55% of homes58% of homes

About 4509 River Xing

How much is 4509 River Xing, Mckinney, TX worth?

The TopHap Estimate for 4509 River Xing, Mckinney, TX is $503,634 as of Jul 14, 2026. The likely range is $486,022 to $521,246. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 4509 River Xing, Mckinney, TX last sell?

4509 River Xing, Mckinney, TX last sold on Jan 2, 2013, according to the county's recorded deed.

When was 4509 River Xing, Mckinney, TX built?

4509 River Xing, Mckinney, TX was built in 2006, making it 20 years old. The building has 2 stories.

What schools serve 4509 River Xing, Mckinney, TX?

4509 River Xing, Mckinney, TX is assigned to Lindsey Elementary School (elementary), rated A+; Allen High School (high), rated A; Curtis Middle School (middle), rated A+. All sit in Allen Independent School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 4509 River Xing, Mckinney, TX compare to other homes in McKinney 75070?

Among the 15,673 homes in McKinney 75070, it is worth more than 54% of them ($503,634 against a typical $484,636), its price per square foot is higher than 24% of them ($188 against a typical $208), it is bigger than 60% of them (2,679 ft² against a typical 2,458 ft²) and it is newer than 55% of them (2006 against a typical 2006). Measured against all of Collin County, it is worth more than 49% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 4509 River Xing, Mckinney, TX?

The 2024 property tax bill for 4509 River Xing, Mckinney, TX was $6,727. The county assessed it at $493,233.

Closest homes

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Assigned schools

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