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Single Family ResidenceResidential
$501,746$575 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 96How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $325,500 on Apr 3, 2019

4520 GOLDEN RIDGE DR

OCEANSIDE, CA 92056
2
Beds
1
Baths
873 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.11 ac
Lot SizeThe size of the land the home sits on, from county records.
1980
Year BuiltThe year the home was originally built, according to county records.
1
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$502K
$484K low$520K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$325,500 · Apr 3, 2019
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$321,096
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$256,877
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.36%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$180,650
LOANDEPOT COM LLC · recorded Sep 30, 2020

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$4,171 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$370,357 (2026)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$255,420
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$114,937
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$363,096

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.28
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
1
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
35
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
15
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
89
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountySAN DIEGO
Lot (acres)The size of the land the home sits on, from county records.0.11
GarageWhether the property has a garage, and details like whether it is attached to the home.Carport (Unspecified)
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(6)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Foreclosure Filings(1)

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Empresa Elementary SchoolB+
Elementary · Grades KG–5 · 0.8 mi
M
Roosevelt Middle SchoolC-
Middle · Grades 6–8 · 1.5 mi
H
Vista High SchoolC-
High · Grades 9–12 · 2.3 mi

District: Vista Unified School District

Neighborhood · ZIP 92056These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.79
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.98
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.218

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.96%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.26%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.5.4%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.3%
PopulationHow many people live in this area.55,699
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.4,381 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$93,460
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$118,029
Average tempThe average temperature here across a full year.62°F
Annual precipHow much rain and melted snow falls here in a typical year.15 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.68%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Absentee owner
Company ownedWhether the owner is a company or trust rather than a person.Yes

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

4520 Golden Ridge Dr measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 95% of homes in Oceanside 92056
  • Costs more per square foot than 69% of homes in Peacock
  • Smaller than 91% of homes in Oceanside 92056
  • Has a smaller lot than 96% of homes in Peacock

What homes are worth in Oceanside 92056

Each bar is how many homes fall in that price range. The marker is this home.

This home
$437K$1.4M

This home is worth more than 5% of homes in Oceanside 92056.

How it measures up in Oceanside 92056

The dot is this home. The mark in the middle is the typical home in Oceanside 92056.

Estimated value$501,746
CheaperTypical $841,453Pricier

Pricier than 5% of homes nearby

Price per ft²$575
CheaperTypical $541Pricier

Pricier than 68% of homes nearby

Living area873 ft²
SmallerTypical 1,580 ft²Bigger

Bigger than 9% of homes nearby

Lot size0.11 ac
SmallerTypical 0.21 acBigger

Bigger than 4% of homes nearby

Year built1980
OlderTypical 1987Newer

Newer than 37% of homes nearby

How 4520 Golden Ridge Dr ranks against every home in each area.
MeasureThis homePeacockOceanside 92056San Diego County
Estimated valuepricier than$501,7469% of homes5% of homes8% of homes
Price per ft²pricier than$57569% of homes68% of homes51% of homes
Living areabigger than873 ft²23% of homes9% of homes14% of homes
Lot sizebigger than0.11 ac4% of homes4% of homes8% of homes
Year builtnewer than198040% of homes37% of homes43% of homes

About 4520 Golden Ridge Dr

How much is 4520 Golden Ridge Dr, Oceanside, CA worth?

The TopHap Estimate for 4520 Golden Ridge Dr, Oceanside, CA is $501,746 as of Jul 14, 2026. The likely range is $483,908 to $519,584. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 4520 Golden Ridge Dr, Oceanside, CA last sell?

4520 Golden Ridge Dr, Oceanside, CA last sold on Apr 3, 2019 for $325,500, according to the county's recorded deed. TopHap holds 3 recorded sales for this parcel.

How big is 4520 Golden Ridge Dr, Oceanside, CA?

4520 Golden Ridge Dr, Oceanside, CA has 2 bedrooms, 1 bathrooms, 873 square feet of living space and a 0.11-acre lot.

When was 4520 Golden Ridge Dr, Oceanside, CA built?

4520 Golden Ridge Dr, Oceanside, CA was built in 1980, making it 46 years old.

What schools serve 4520 Golden Ridge Dr, Oceanside, CA?

4520 Golden Ridge Dr, Oceanside, CA is assigned to Empresa Elementary School (elementary), rated B+; Roosevelt Middle School (middle), rated C-; Vista High School (high), rated C-. All sit in Vista Unified School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 4520 Golden Ridge Dr, Oceanside, CA compare to other homes in Oceanside 92056?

Among the 18,542 homes in Oceanside 92056, it is worth more than 5% of them ($501,746 against a typical $841,453), its price per square foot is higher than 68% of them ($575 against a typical $541), it is bigger than 9% of them (873 ft² against a typical 1,580 ft²), its lot is bigger than 4% of them (0.11 ac against a typical 0.21 ac) and it is newer than 37% of them (1980 against a typical 1987). Measured against all of San Diego County, it is worth more than 8% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 4520 Golden Ridge Dr, Oceanside, CA?

The 2025 property tax bill for 4520 Golden Ridge Dr, Oceanside, CA was $4,171. The county assessed it at $370,357.

Closest homes

More homes in Oceanside 92056

Assigned schools

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