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Rural ResidenceResidential
$183,892$79 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 88How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

4521 BACK RIVER RD

BELMONT, NY 14813
3
Beds
1
Baths
2,334 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
25 ac
Lot SizeThe size of the land the home sits on, from county records.
1968
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.
6
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.
1
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$184K
$161K low$207K high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$51,892
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$41,514
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.69%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$132,000
ROCKET MORTGAGE · R · recorded Oct 27, 2021

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$3,913 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$114,100 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$34,300
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$79,800
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$114,100
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$146,300

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.48
91
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
7
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
56
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
83
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
4
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.51 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.51%

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Rural Residence
StyleThe architectural style of the home, such as ranch or colonial.Colonial
CountyAllegany
Lot (acres)The size of the land the home sits on, from county records.25.00
HeatingThe type of heating system in the home.Forced Air
FireplaceWhether the home has a fireplace, and what kind.Yes
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Detached
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Porch · 436 ft²

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Genesee Valley Central SchoolC+
Elementary · Grades PK–12 · 2.6 mi

District: Genesee Valley Central School District

Neighborhood · ZIP 14813These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.102
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.90
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.39

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.79%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.14%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.18%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.0%
PopulationHow many people live in this area.3,838
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.61 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$59,965
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$79,260
Average tempThe average temperature here across a full year.45°F
Annual precipHow much rain and melted snow falls here in a typical year.38 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.48%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

4521 Back River Rd measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 84% of homes in Belmont 14813
  • Costs more per square foot than 69% of homes in Belmont 14813
  • Bigger than 89% of homes in Allegany County
  • Has a bigger lot than 86% of homes in Belmont 14813

What homes are worth in Belmont 14813

Each bar is how many homes fall in that price range. The marker is this home.

This home
$36K$393K

This home is worth more than 84% of homes in Belmont 14813.

How it measures up in Belmont 14813

The dot is this home. The mark in the middle is the typical home in Belmont 14813.

Estimated value$183,892
CheaperTypical $95,213Pricier

Pricier than 84% of homes nearby

Price per ft²$79
CheaperTypical $60Pricier

Pricier than 69% of homes nearby

Living area2,334 ft²
SmallerTypical 1,501 ft²Bigger

Bigger than 86% of homes nearby

Lot size25 ac
SmallerTypical 1.4 acBigger

Bigger than 86% of homes nearby

Year built1968
OlderTypical 1953Newer

Newer than 62% of homes nearby

How 4521 Back River Rd ranks against every home in each area.
MeasureThis homeBelmont 14813Allegany County
Estimated valuepricier than$183,89284% of homes79% of homes
Price per ft²pricier than$7969% of homes55% of homes
Living areabigger than2,334 ft²86% of homes89% of homes
Lot sizebigger than25 ac86% of homes84% of homes
Year builtnewer than196862% of homes55% of homes

About 4521 Back River Rd

How much is 4521 Back River Rd, Belmont, NY worth?

The TopHap Estimate for 4521 Back River Rd, Belmont, NY is $183,892 as of Jul 14, 2026. The likely range is $161,262 to $206,522. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

How big is 4521 Back River Rd, Belmont, NY?

4521 Back River Rd, Belmont, NY has 3 bedrooms, 1 bathrooms, 2,334 square feet of living space and a 25.00-acre lot.

When was 4521 Back River Rd, Belmont, NY built?

4521 Back River Rd, Belmont, NY was built in 1968, making it 58 years old. It is a colonial home. The building has 2 stories.

What schools serve 4521 Back River Rd, Belmont, NY?

4521 Back River Rd, Belmont, NY is assigned to Genesee Valley Central School (elementary), rated C+. All sit in Genesee Valley Central School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 4521 Back River Rd, Belmont, NY compare to other homes in Belmont 14813?

Among the 1,104 homes in Belmont 14813, it is worth more than 84% of them ($183,892 against a typical $95,213), its price per square foot is higher than 69% of them ($79 against a typical $60), it is bigger than 86% of them (2,334 ft² against a typical 1,501 ft²), its lot is bigger than 86% of them (25 ac against a typical 1.4 ac) and it is newer than 62% of them (1968 against a typical 1953). Measured against all of Allegany County, it is worth more than 79% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 4521 Back River Rd, Belmont, NY?

The 2025 property tax bill for 4521 Back River Rd, Belmont, NY was $3,913. The county assessed it at $114,100.

Closest homes

More homes in Belmont 14813

Assigned schools

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