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Single Family ResidenceResidential
$106,429$106 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 85How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

4521 STATE ROUTE 3

RED BUD, IL 62278
2
Beds
2
Baths
1,008 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.48 ac
Lot SizeThe size of the land the home sits on, from county records.
1969
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.

Valuation

$106K
$91K low$122K high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$66,429
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$53,143
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.41%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$40,000
FIRST NATIONAL BANK WATERLOO · recorded Jun 22, 2023

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$858 (2024)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$42,810 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$6,460
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$36,350
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$27,944
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$128,430

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.42
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
28
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
89
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
72
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
24
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyMONROE
Lot (acres)The size of the land the home sits on, from county records.0.48
ConstructionThe main material the home's frame and walls are built from.Frame (Unspecified)
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.No Foundation
HeatingThe type of heating system in the home.Central
CoolingThe type of cooling or air conditioning in the home.Central
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Patio · 144 ft²Porch · 150 ft²

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

H
Waterloo High SchoolB-
High · Grades 9–12 · 6.7 mi
M
Waterloo Junior High SchoolB+
Middle · Grades 6–8 · 8.0 mi
E
W. J. Zahnow Elementary School
Elementary · Grades PK–1 · 8.2 mi

District: Waterloo Community Unit School District 5

Neighborhood · ZIP 62278These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.117
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.83
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.180

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.92%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.13%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.3.9%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.2%
PopulationHow many people live in this area.6,383
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.63 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$77,732
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$92,030
Average tempThe average temperature here across a full year.56°F
Annual precipHow much rain and melted snow falls here in a typical year.41 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.59%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

4521 State Route 3 measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Among the least valuable homes in Monroe County
  • Costs less per square foot than 97% of homes in Red Bud 62278
  • Smaller than 85% of homes in Monroe County
  • Older than 68% of homes in Monroe County

What homes are worth in Red Bud 62278

Each bar is how many homes fall in that price range. The marker is this home.

This home
$68K$537K

This home is worth more than 8% of homes in Red Bud 62278.

How it measures up in Red Bud 62278

The dot is this home. The mark in the middle is the typical home in Red Bud 62278.

Estimated value$106,429
CheaperTypical $233,751Pricier

Pricier than 8% of homes nearby

Price per ft²$106
CheaperTypical $190Pricier

Pricier than 3% of homes nearby

Living area1,008 ft²
SmallerTypical 1,408 ft²Bigger

Bigger than 17% of homes nearby

Lot size0.48 ac
SmallerTypical 0.44 acBigger

Bigger than 53% of homes nearby

Year built1969
OlderTypical 1978Newer

Newer than 38% of homes nearby

How 4521 State Route 3 ranks against every home in each area.
MeasureThis homeRed Bud 62278Monroe County
Estimated valuepricier than$106,4298% of homesalmost no homes
Price per ft²pricier than$1063% of homes3% of homes
Living areabigger than1,008 ft²17% of homes15% of homes
Lot sizebigger than0.48 ac53% of homes52% of homes
Year builtnewer than196938% of homes32% of homes

About 4521 State Route 3

How much is 4521 State Route 3, Red Bud, IL worth?

The TopHap Estimate for 4521 State Route 3, Red Bud, IL is $106,429 as of Jul 14, 2026. The likely range is $90,581 to $122,277. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 4521 State Route 3, Red Bud, IL last sell?

4521 State Route 3, Red Bud, IL last sold on Jan 1, 1900, according to the county's recorded deed.

How big is 4521 State Route 3, Red Bud, IL?

4521 State Route 3, Red Bud, IL has 2 bedrooms, 2 bathrooms, 1,008 square feet of living space and a 0.48-acre lot.

When was 4521 State Route 3, Red Bud, IL built?

4521 State Route 3, Red Bud, IL was built in 1969, making it 57 years old. The building has 1 story.

What schools serve 4521 State Route 3, Red Bud, IL?

4521 State Route 3, Red Bud, IL is assigned to Waterloo High School (high), rated B-; Waterloo Junior High School (middle), rated B+; W. J. Zahnow Elementary School (elementary). All sit in Waterloo Community Unit School District 5. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 4521 State Route 3, Red Bud, IL compare to other homes in Red Bud 62278?

Among the 2,395 homes in Red Bud 62278, it is worth more than 8% of them ($106,429 against a typical $233,751), its price per square foot is higher than 3% of them ($106 against a typical $190), it is bigger than 17% of them (1,008 ft² against a typical 1,408 ft²), its lot is bigger than 53% of them (0.48 ac against a typical 0.44 ac) and it is newer than 38% of them (1969 against a typical 1978). Measured against all of Monroe County, it is worth more than almost no homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 4521 State Route 3, Red Bud, IL?

The 2024 property tax bill for 4521 State Route 3, Red Bud, IL was $858. The county assessed it at $42,810.

Closest homes

More homes in Red Bud 62278

Assigned schools

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