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Rural ResidenceResidential
$485,271$268 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 92How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $269,000 on Aug 7, 2018

4530 RUCH RD

OAKLEY, IL 62501
2
Baths
1,809 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
12 ac
Lot SizeThe size of the land the home sits on, from county records.
2011
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
4
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$485K
$446K low$524K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$269,000 · Aug 7, 2018
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$115,071
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$92,057
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.80%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$215,200
PNC BANK · recorded Aug 7, 2018
2nd MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$155,000
PNC BANK

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$6,502 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$91,496 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$13,962
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$77,534
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$87,040
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$274,515

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.62
97
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
13
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
83
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
74
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
43
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.86 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.51%

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Rural Residence
CountyMACON
Lot (acres)The size of the land the home sits on, from county records.12.00
ConstructionThe main material the home's frame and walls are built from.Frame (Unspecified)
CoolingThe type of cooling or air conditioning in the home.Central
FireplaceWhether the home has a fireplace, and what kind.Yes
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Porch · 114 ft²

Transaction History(2)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Cerro Gordo Elementary SchoolB+
Elementary · Grades PK–5 · 2.6 mi
M
Cerro Gordo Jr and Sr High SchoolA-
Middle · Grades 6–12 · 2.7 mi

District: Cerro Gordo Community Unit School District 100

Neighborhood · ZIP 62501These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.56
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.92
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.47

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.94%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.19%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.10.0%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.7%
PopulationHow many people live in this area.2,891
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.36 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$86,515
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$104,497
Average tempThe average temperature here across a full year.53°F
Annual precipHow much rain and melted snow falls here in a typical year.39 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.59%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

4530 Ruch Rd measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 98% of homes in Macon County
  • Costs more per square foot than 97% of homes in Macon County
  • Bigger than 86% of homes in Macon County
  • Has a bigger lot than 98% of homes in Macon County
  • Newer than 98% of homes in Macon County

What homes are worth in Argenta 62501

Each bar is how many homes fall in that price range. The marker is this home.

This home
$55K$559K

This home is worth more than 95% of homes in Argenta 62501.

How it measures up in Argenta 62501

The dot is this home. The mark in the middle is the typical home in Argenta 62501.

Estimated value$485,271
CheaperTypical $206,506Pricier

Pricier than 95% of homes nearby

Price per ft²$268
CheaperTypical $149Pricier

Pricier than 92% of homes nearby

Living area1,809 ft²
SmallerTypical 1,352 ft²Bigger

Bigger than 78% of homes nearby

Lot size12 ac
SmallerTypical 1.33 acBigger

Bigger than 85% of homes nearby

Year built2011
OlderTypical 1965Newer

Newer than 97% of homes nearby

How 4530 Ruch Rd ranks against every home in each area.
MeasureThis homeArgenta 62501Macon County
Estimated valuepricier than$485,27195% of homes98% of homes
Price per ft²pricier than$26892% of homes97% of homes
Living areabigger than1,809 ft²78% of homes86% of homes
Lot sizebigger than12 ac85% of homes98% of homes
Year builtnewer than201197% of homes98% of homes

About 4530 Ruch Rd

How much is 4530 Ruch Rd, Oakley, IL worth?

The TopHap Estimate for 4530 Ruch Rd, Oakley, IL is $485,271 as of Jul 14, 2026. The likely range is $446,060 to $524,482. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 4530 Ruch Rd, Oakley, IL last sell?

4530 Ruch Rd, Oakley, IL last sold on Aug 7, 2018 for $269,000, according to the county's recorded deed.

How big is 4530 Ruch Rd, Oakley, IL?

4530 Ruch Rd, Oakley, IL has 2 bathrooms, 1,809 square feet of living space and a 12.00-acre lot.

When was 4530 Ruch Rd, Oakley, IL built?

4530 Ruch Rd, Oakley, IL was built in 2011, making it 15 years old. The building has 1 story.

What schools serve 4530 Ruch Rd, Oakley, IL?

4530 Ruch Rd, Oakley, IL is assigned to Cerro Gordo Elementary School (elementary), rated B+; Cerro Gordo Jr and Sr High School (middle), rated A-. All sit in Cerro Gordo Community Unit School District 100. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 4530 Ruch Rd, Oakley, IL compare to other homes in Argenta 62501?

Among the 1,104 homes in Argenta 62501, it is worth more than 95% of them ($485,271 against a typical $206,506), its price per square foot is higher than 92% of them ($268 against a typical $149), it is bigger than 78% of them (1,809 ft² against a typical 1,352 ft²), its lot is bigger than 85% of them (12 ac against a typical 1.33 ac) and it is newer than 97% of them (2011 against a typical 1965). Measured against all of Macon County, it is worth more than 98% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 4530 Ruch Rd, Oakley, IL?

The 2025 property tax bill for 4530 Ruch Rd, Oakley, IL was $6,502. The county assessed it at $91,496.

Closest homes

More homes in Oakley 62501

Assigned schools

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