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Single Family ResidenceResidential
$195,265$143 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 88How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $80,000 on Aug 7, 2009

45399 FINCH RD

RICHFIELD, NC 28137
3
Beds
1
Baths
1,363 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
1.1 ac
Lot SizeThe size of the land the home sits on, from county records.
1970
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.

Valuation

$195K
$172K low$219K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$80,000 · Aug 7, 2009

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$681 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$111,570 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$18,350
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$93,220
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$86,426
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$111,570

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyStanly
Lot (acres)The size of the land the home sits on, from county records.1.10
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.Masonry (Unspecified)
RoofThe main material covering the roof, such as asphalt shingle or tile.Composition Shingle
HeatingThe type of heating system in the home.Central
CoolingThe type of cooling or air conditioning in the home.Central
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Attached
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Porch · 72 ft²

Transaction History(4)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Richfield Elementary SchoolA-
Elementary · Grades KG–5 · 1.0 mi
H
North Stanly High SchoolD+
High · Grades 9–12 · 2.8 mi
M
North Stanly Middle SchoolC-
Middle · Grades 6–8 · 3.3 mi

District: Stanly County Schools

Neighborhood · ZIP 28137These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.112
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.84
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.60

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.88%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.14%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.8.4%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.0%
PopulationHow many people live in this area.3,328
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.72 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$67,527
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$81,494
Average tempThe average temperature here across a full year.60°F
Annual precipHow much rain and melted snow falls here in a typical year.48 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.62%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

45399 Finch Rd measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 76% of homes in Richfield 28137
  • Costs less per square foot than 71% of homes in Richfield 28137
  • Smaller than 68% of homes in Richfield 28137
  • Has a smaller lot than 67% of homes in Richfield 28137
  • Older than 66% of homes in Richfield 28137

What homes are worth in Richfield 28137

Each bar is how many homes fall in that price range. The marker is this home.

This home
$56K$773K

This home is worth more than 24% of homes in Richfield 28137.

How it measures up in Richfield 28137

The dot is this home. The mark in the middle is the typical home in Richfield 28137.

Estimated value$195,265
CheaperTypical $285,402Pricier

Pricier than 24% of homes nearby

Price per ft²$143
CheaperTypical $176Pricier

Pricier than 29% of homes nearby

Living area1,363 ft²
SmallerTypical 1,608 ft²Bigger

Bigger than 32% of homes nearby

Lot size1.1 ac
SmallerTypical 2.17 acBigger

Bigger than 33% of homes nearby

Year built1970
OlderTypical 1988Newer

Newer than 34% of homes nearby

How 45399 Finch Rd ranks against every home in each area.
MeasureThis homeRichfield 28137Stanly County
Estimated valuepricier than$195,26524% of homes27% of homes
Price per ft²pricier than$14329% of homes30% of homes
Living areabigger than1,363 ft²32% of homes37% of homes
Lot sizebigger than1.1 ac33% of homes61% of homes
Year builtnewer than197034% of homes46% of homes

About 45399 Finch Rd

How much is 45399 Finch Rd, Richfield, NC worth?

The TopHap Estimate for 45399 Finch Rd, Richfield, NC is $195,265 as of Jul 14, 2026. The likely range is $171,964 to $218,566. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 45399 Finch Rd, Richfield, NC last sell?

45399 Finch Rd, Richfield, NC last sold on Aug 7, 2009 for $80,000, according to the county's recorded deed. TopHap holds 2 recorded sales for this parcel.

How big is 45399 Finch Rd, Richfield, NC?

45399 Finch Rd, Richfield, NC has 3 bedrooms, 1 bathrooms, 1,363 square feet of living space and a 1.10-acre lot.

When was 45399 Finch Rd, Richfield, NC built?

45399 Finch Rd, Richfield, NC was built in 1970, making it 56 years old. The building has 1 story.

What schools serve 45399 Finch Rd, Richfield, NC?

45399 Finch Rd, Richfield, NC is assigned to Richfield Elementary School (elementary), rated A-; North Stanly High School (high), rated D+; North Stanly Middle School (middle), rated C-. All sit in Stanly County Schools. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 45399 Finch Rd, Richfield, NC compare to other homes in Richfield 28137?

Among the 1,363 homes in Richfield 28137, it is worth more than 24% of them ($195,265 against a typical $285,402), its price per square foot is higher than 29% of them ($143 against a typical $176), it is bigger than 32% of them (1,363 ft² against a typical 1,608 ft²), its lot is bigger than 33% of them (1.1 ac against a typical 2.17 ac) and it is newer than 34% of them (1970 against a typical 1988). Measured against all of Stanly County, it is worth more than 27% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 45399 Finch Rd, Richfield, NC?

The 2025 property tax bill for 45399 Finch Rd, Richfield, NC was $681. The county assessed it at $111,570.

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