Skip to content
Skip to content
TopHapOpen in map
Single Family ResidenceResidential
$62,083$132 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 57How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $10,000 on Mar 3, 2017

45331 FINCH RD

RICHFIELD, NC 28137
1
Beds
1
Baths
472 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
1 ac
Lot SizeThe size of the land the home sits on, from county records.
1902
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.

Valuation

$62K
$35K low$89K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$10,000 · Mar 3, 2017
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$62,083
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$49,666

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$158 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$25,840 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$17,500
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$8,340
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$20,654
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$25,840

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyStanly
Lot (acres)The size of the land the home sits on, from county records.1.00
HeatingThe type of heating system in the home.Space
CoolingThe type of cooling or air conditioning in the home.Yes
FireplaceWhether the home has a fireplace, and what kind.Yes
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Porch · 448 ft²

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Richfield Elementary SchoolA-
Elementary · Grades KG–5 · 1.2 mi
H
North Stanly High SchoolD+
High · Grades 9–12 · 2.6 mi
M
North Stanly Middle SchoolC-
Middle · Grades 6–8 · 3.2 mi

District: Stanly County Schools

Neighborhood · ZIP 28137These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.112
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.84
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.60

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.88%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.14%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.8.4%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.0%
PopulationHow many people live in this area.3,328
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.72 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$67,527
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$81,494
Average tempThe average temperature here across a full year.60°F
Annual precipHow much rain and melted snow falls here in a typical year.48 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.62%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

45331 Finch Rd measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Among the least valuable homes in Stanly County
  • Costs less per square foot than 80% of homes in Richfield 28137
  • Among the smallest homes in Richfield 28137
  • Has a smaller lot than 71% of homes in Richfield 28137
  • Among the oldest homes in Stanly County

What homes are worth in Richfield 28137

Each bar is how many homes fall in that price range. The marker is this home.

This home
$62K$771K

This home is worth more than 2% of homes in Richfield 28137.

How it measures up in Richfield 28137

The dot is this home. The mark in the middle is the typical home in Richfield 28137.

Estimated value$62,083
CheaperTypical $291,718Pricier

Pricier than 2% of homes nearby

Price per ft²$132
CheaperTypical $177Pricier

Pricier than 20% of homes nearby

Living area472 ft²
SmallerTypical 1,607 ft²Bigger

Smaller than almost all homes nearby

Lot size1 ac
SmallerTypical 2.2 acBigger

Bigger than 29% of homes nearby

Year built1902
OlderTypical 1986Newer

Newer than 2% of homes nearby

How 45331 Finch Rd ranks against every home in each area.
MeasureThis homeRichfield 28137Stanly County
Estimated valuepricier than$62,0832% of homesalmost no homes
Price per ft²pricier than$13220% of homes23% of homes
Living areabigger than472 ft²almost no homesalmost no homes
Lot sizebigger than1 ac29% of homes58% of homes
Year builtnewer than19022% of homesalmost no homes

About 45331 Finch Rd

How much is 45331 Finch Rd, Richfield, NC worth?

The TopHap Estimate for 45331 Finch Rd, Richfield, NC is $62,083 as of Jul 14, 2026. The likely range is $35,452 to $88,714. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 45331 Finch Rd, Richfield, NC last sell?

45331 Finch Rd, Richfield, NC last sold on Mar 3, 2017 for $10,000, according to the county's recorded deed.

How big is 45331 Finch Rd, Richfield, NC?

45331 Finch Rd, Richfield, NC has 1 bedrooms, 1 bathrooms, 472 square feet of living space and a 1.00-acre lot.

When was 45331 Finch Rd, Richfield, NC built?

45331 Finch Rd, Richfield, NC was built in 1902, making it 124 years old. The building has 1 story.

What schools serve 45331 Finch Rd, Richfield, NC?

45331 Finch Rd, Richfield, NC is assigned to Richfield Elementary School (elementary), rated A-; North Stanly High School (high), rated D+; North Stanly Middle School (middle), rated C-. All sit in Stanly County Schools. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 45331 Finch Rd, Richfield, NC compare to other homes in Richfield 28137?

Among the 1,348 homes in Richfield 28137, it is worth more than 2% of them ($62,083 against a typical $291,718), its price per square foot is higher than 20% of them ($132 against a typical $177), it is bigger than almost none of them (472 ft² against a typical 1,607 ft²), its lot is bigger than 29% of them (1 ac against a typical 2.2 ac) and it is newer than 2% of them (1902 against a typical 1986). Measured against all of Stanly County, it is worth more than almost no homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 45331 Finch Rd, Richfield, NC?

The 2025 property tax bill for 45331 Finch Rd, Richfield, NC was $158. The county assessed it at $25,840.

Closest homes

More homes in Richfield 28137

Assigned schools

Explore the area

See this home in context

Open 45331 Finch Rd on TopHap’s interactive map to compare it against every sale nearby, overlay school zones and flood risk, and run a CMA.

Open in map
A flyover of TopHap's photorealistic 3D map, with recorded sale prices pinned to homes
Search any address, city, zip, or county…3D$1.9M$6.25MOpen in map