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Single Family ResidenceResidential
$135,605$148 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 84How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $5,000 on Oct 23, 2008

4540 RIVER RD

SCOTTSVILLE, NY 14546
2
Beds
1
Baths
916 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.75 ac
Lot SizeThe size of the land the home sits on, from county records.
1951
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
2
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$136K
$114K low$157K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$5,000 · Oct 23, 2008
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$60,605
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$48,484
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.54%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$75,000
MANUFACTURERS & TRADERS TR · recorded Apr 15, 2020

Tax & Assessment

Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$91,300 (2024)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$23,900
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$67,400
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$91,300
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$117,100

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.30
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
8
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
56
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
71
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
14
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Ranch
CountyMonroe
Lot (acres)The size of the land the home sits on, from county records.0.75
HeatingThe type of heating system in the home.Forced Air
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Detached
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Porch · 761 ft²

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
T J Connor Elementary SchoolC+
Elementary · Grades PK–5 · 1.1 mi
M
Wheatland-Chili High SchoolB-
Middle · Grades 6–12 · 1.5 mi

District: Wheatland-Chili Central School District

Neighborhood · ZIP 14546These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.92
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.88
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.60

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.95%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.29%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.8.4%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.3%
PopulationHow many people live in this area.6,225
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.177 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$88,217
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$100,281
Average tempThe average temperature here across a full year.48°F
Annual precipHow much rain and melted snow falls here in a typical year.34 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.51%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

4540 River Rd measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 93% of homes in Scottsville 14546
  • Costs less per square foot than 71% of homes in Monroe County
  • Smaller than 97% of homes in Monroe County
  • Has a bigger lot than 89% of homes in Monroe County
  • Older than 66% of homes in Scottsville 14546

What homes are worth in Scottsville 14546

Each bar is how many homes fall in that price range. The marker is this home.

This home
$107K$533K

This home is worth more than 7% of homes in Scottsville 14546.

How it measures up in Scottsville 14546

The dot is this home. The mark in the middle is the typical home in Scottsville 14546.

Estimated value$135,605
CheaperTypical $236,266Pricier

Pricier than 7% of homes nearby

Price per ft²$148
CheaperTypical $152Pricier

Pricier than 44% of homes nearby

Living area916 ft²
SmallerTypical 1,597 ft²Bigger

Bigger than 5% of homes nearby

Lot size0.75 ac
SmallerTypical 0.61 acBigger

Bigger than 56% of homes nearby

Year built1951
OlderTypical 1959Newer

Newer than 34% of homes nearby

How 4540 River Rd ranks against every home in each area.
MeasureThis homeScottsville 14546Monroe County
Estimated valuepricier than$135,6057% of homes10% of homes
Price per ft²pricier than$14844% of homes29% of homes
Living areabigger than916 ft²5% of homes3% of homes
Lot sizebigger than0.75 ac56% of homes89% of homes
Year builtnewer than195134% of homes37% of homes

About 4540 River Rd

How much is 4540 River Rd, Scottsville, NY worth?

The TopHap Estimate for 4540 River Rd, Scottsville, NY is $135,605 as of Jul 14, 2026. The likely range is $114,221 to $156,989. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 4540 River Rd, Scottsville, NY last sell?

4540 River Rd, Scottsville, NY last sold on Oct 23, 2008 for $5,000, according to the county's recorded deed.

How big is 4540 River Rd, Scottsville, NY?

4540 River Rd, Scottsville, NY has 2 bedrooms, 1 bathrooms, 916 square feet of living space and a 0.75-acre lot.

When was 4540 River Rd, Scottsville, NY built?

4540 River Rd, Scottsville, NY was built in 1951, making it 75 years old. It is a ranch home. The building has 1 story.

What schools serve 4540 River Rd, Scottsville, NY?

4540 River Rd, Scottsville, NY is assigned to T J Connor Elementary School (elementary), rated C+; Wheatland-Chili High School (middle), rated B-. All sit in Wheatland-Chili Central School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 4540 River Rd, Scottsville, NY compare to other homes in Scottsville 14546?

Among the 1,634 homes in Scottsville 14546, it is worth more than 7% of them ($135,605 against a typical $236,266), its price per square foot is higher than 44% of them ($148 against a typical $152), it is bigger than 5% of them (916 ft² against a typical 1,597 ft²), its lot is bigger than 56% of them (0.75 ac against a typical 0.61 ac) and it is newer than 34% of them (1951 against a typical 1959). Measured against all of Monroe County, it is worth more than 10% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

Closest homes

More homes in Scottsville 14546

Assigned schools

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