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Single Family ResidenceResidential
$170,525$155 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 86How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

4540 RIVER ST

QUINNESEC, MI 49876
3
Beds
1 / 1
Baths
1,100 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.28 ac
Lot SizeThe size of the land the home sits on, from county records.
1972
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.

Valuation

$171K
$146K low$195K high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$90,523
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$72,418
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.47%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$80,002
GOLD STAR MORTGAGE CORPORATION · recorded Jan 21, 2011

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$1,110 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$73,200 (2026)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$73,200
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$66,500
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$146,400

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.23
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
6
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
42
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
62
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
6
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyDICKINSON
Lot (acres)The size of the land the home sits on, from county records.0.28
HeatingThe type of heating system in the home.Forced Air With Air Conditioning
CoolingThe type of cooling or air conditioning in the home.None
PoolWhether the property has a pool, and what kind, such as in-ground.No

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

H
Kingsford High SchoolA
High · Grades 9–12 · 3.5 mi
M
Kingsford Middle SchoolB
Middle · Grades 5–8 · 3.5 mi
E
Woodland Elementary SchoolB+
Elementary · Grades KG–4 · 5.0 mi

District: Breitung Township Schools

Neighborhood · ZIP 49876These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.35
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.79
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.17

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.95%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.12%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.12%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.5%
PopulationHow many people live in this area.994
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.150 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$72,798
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$100,741
Average tempThe average temperature here across a full year.42°F
Annual precipHow much rain and melted snow falls here in a typical year.30 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.45%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

4540 River St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Costs more per square foot than 65% of homes in Dickinson County
  • Smaller than 70% of homes in Quinnesec 49876

What homes are worth in Quinnesec 49876

Each bar is how many homes fall in that price range. The marker is this home.

This home
$80K$408K

This home is worth more than 41% of homes in Quinnesec 49876.

How it measures up in Quinnesec 49876

The dot is this home. The mark in the middle is the typical home in Quinnesec 49876.

Estimated value$170,525
CheaperTypical $181,978Pricier

Pricier than 41% of homes nearby

Price per ft²$155
CheaperTypical $153Pricier

Pricier than 52% of homes nearby

Living area1,100 ft²
SmallerTypical 1,200 ft²Bigger

Bigger than 30% of homes nearby

Lot size0.28 ac
SmallerTypical 0.31 acBigger

Bigger than 37% of homes nearby

Year built1972
OlderTypical 1972Newer

Newer than 52% of homes nearby

How 4540 River St ranks against every home in each area.
MeasureThis homeQuinnesec 49876Dickinson County
Estimated valuepricier than$170,52541% of homes59% of homes
Price per ft²pricier than$15552% of homes65% of homes
Living areabigger than1,100 ft²30% of homes37% of homes
Lot sizebigger than0.28 ac37% of homes37% of homes
Year builtnewer than197252% of homes63% of homes

About 4540 River St

How much is 4540 River St, Quinnesec, MI worth?

The TopHap Estimate for 4540 River St, Quinnesec, MI is $170,525 as of Jul 14, 2026. The likely range is $145,906 to $195,144. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 4540 River St, Quinnesec, MI last sell?

4540 River St, Quinnesec, MI last sold on Jan 1, 1900, according to the county's recorded deed.

How big is 4540 River St, Quinnesec, MI?

4540 River St, Quinnesec, MI has 3 bedrooms, 1 bathrooms, 1,100 square feet of living space and a 0.28-acre lot.

When was 4540 River St, Quinnesec, MI built?

4540 River St, Quinnesec, MI was built in 1972, making it 54 years old. The building has 1 story.

What schools serve 4540 River St, Quinnesec, MI?

4540 River St, Quinnesec, MI is assigned to Kingsford High School (high), rated A; Kingsford Middle School (middle), rated B; Woodland Elementary School (elementary), rated B+. All sit in Breitung Township Schools. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 4540 River St, Quinnesec, MI compare to other homes in Quinnesec 49876?

Among the 532 homes in Quinnesec 49876, it is worth more than 41% of them ($170,525 against a typical $181,978), its price per square foot is higher than 52% of them ($155 against a typical $153), it is bigger than 30% of them (1,100 ft² against a typical 1,200 ft²), its lot is bigger than 37% of them (0.28 ac against a typical 0.31 ac) and it is newer than 52% of them (1972 against a typical 1972). Measured against all of Dickinson County, it is worth more than 59% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 4540 River St, Quinnesec, MI?

The 2025 property tax bill for 4540 River St, Quinnesec, MI was $1,110. The county assessed it at $73,200.

Closest homes

More homes in Quinnesec 49876

Assigned schools

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