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Single Family ResidenceResidential
Last sold for $920,000 on Sep 3, 2021

4548 FERN DR

SCOTTS VALLEY, CA 95066
3
Beds
2
Baths
1,456 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.32 ac
Lot SizeThe size of the land the home sits on, from county records.
1956
Year BuiltThe year the home was originally built, according to county records.
6
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Valuation

Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$920,000 · Sep 3, 2021

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$11,636 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$976,311 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$683,418
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$292,893
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$976,311

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.39
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
76
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
29
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
60
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
33
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountySanta Cruz
Effective Year BuiltAn adjusted build year that accounts for condition and major remodels. A big renovation can make a home count as newer than it is.2000
Lot (acres)The size of the land the home sits on, from county records.0.32
ConstructionThe main material the home's frame and walls are built from.Wood (Unspecified)
HeatingThe type of heating system in the home.Yes
FireplaceWhether the home has a fireplace, and what kind.Yes
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Deck · 651 ft²

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

H
Scotts Valley High SchoolA-
High · Grades 9–12 · 3.0 mi
E
Vine Hill Elementary SchoolA
Elementary · Grades KG–5 · 3.2 mi
M
Scotts Valley Middle SchoolA
Middle · Grades 6–8 · 5.2 mi

District: Scotts Valley Unified School District

Neighborhood · ZIP 95066These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.66
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.79
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.437

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.93%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.32%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.6.1%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.9%
PopulationHow many people live in this area.13,663
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.817 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$137,091
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$174,610
Average tempThe average temperature here across a full year.58°F
Annual precipHow much rain and melted snow falls here in a typical year.41 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.73%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

4548 Fern Dr measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Smaller than 74% of homes in Scotts Valley 95066
  • Has a bigger lot than 77% of homes in Santa Cruz County
  • Older than 90% of homes in Scotts Valley 95066

How it measures up in Scotts Valley 95066

The dot is this home. The mark in the middle is the typical home in Scotts Valley 95066.

Living area1,456 ft²
SmallerTypical 1,831 ft²Bigger

Bigger than 26% of homes nearby

Lot size0.32 ac
SmallerTypical 0.23 acBigger

Bigger than 66% of homes nearby

Year built1956
OlderTypical 1981Newer

Newer than 10% of homes nearby

How 4548 Fern Dr ranks against every home in each area.
MeasureThis homeScotts Valley 95066Santa Cruz County
Living areabigger than1,456 ft²26% of homes44% of homes
Lot sizebigger than0.32 ac66% of homes77% of homes
Year builtnewer than195610% of homes29% of homes

About 4548 Fern Dr

When did 4548 Fern Dr, Scotts Valley, CA last sell?

4548 Fern Dr, Scotts Valley, CA last sold on Sep 3, 2021 for $920,000, according to the county's recorded deed.

How big is 4548 Fern Dr, Scotts Valley, CA?

4548 Fern Dr, Scotts Valley, CA has 3 bedrooms, 2 bathrooms, 1,456 square feet of living space and a 0.32-acre lot.

When was 4548 Fern Dr, Scotts Valley, CA built?

4548 Fern Dr, Scotts Valley, CA was built in 1956, making it 70 years old.

What schools serve 4548 Fern Dr, Scotts Valley, CA?

4548 Fern Dr, Scotts Valley, CA is assigned to Scotts Valley High School (high), rated A-; Vine Hill Elementary School (elementary), rated A; Scotts Valley Middle School (middle), rated A. All sit in Scotts Valley Unified School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 4548 Fern Dr, Scotts Valley, CA compare to other homes in Scotts Valley 95066?

Among the 4,930 homes in Scotts Valley 95066, it is bigger than 26% of them (1,456 ft² against a typical 1,831 ft²), its lot is bigger than 66% of them (0.32 ac against a typical 0.23 ac) and it is newer than 10% of them (1956 against a typical 1981). These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 4548 Fern Dr, Scotts Valley, CA?

The 2025 property tax bill for 4548 Fern Dr, Scotts Valley, CA was $11,636. The county assessed it at $976,311.

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