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Single Family ResidenceResidential
$1,166,369$499 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 93How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Sep 24, 2026
Last sold for $275,000 on Mar 7, 2022

4560 FERN DR

SCOTTS VALLEY, CA 95066
3
Beds
2
Baths
2,338 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.51 ac
Lot SizeThe size of the land the home sits on, from county records.
1945
Year BuiltThe year the home was originally built, according to county records.
4
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Valuation

$1.2M
$1.1M low$1.3M high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$275,000 · Mar 7, 2022

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$6,766 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$553,279 (2026)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$398,071
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$155,208
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$542,431
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$504,180

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.40
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
77
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
29
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
60
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
33
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountySANTA CRUZ
Lot (acres)The size of the land the home sits on, from county records.0.51
ConstructionThe main material the home's frame and walls are built from.Wood (Unspecified)
RoofThe main material covering the roof, such as asphalt shingle or tile.Composition Shingle
HeatingThe type of heating system in the home.Central
CoolingThe type of cooling or air conditioning in the home.Central
GarageWhether the property has a garage, and details like whether it is attached to the home.Carport (Unspecified)
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(6)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Foreclosure Filings(5)

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

H
Scotts Valley High SchoolA-
High · Grades 9–12 · 3.1 mi
E
Vine Hill Elementary SchoolA
Elementary · Grades KG–5 · 3.3 mi
M
Scotts Valley Middle SchoolA
Middle · Grades 6–8 · 5.2 mi

District: Scotts Valley Unified School District

Neighborhood · ZIP 95066These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.66
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.79
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.437

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.93%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.32%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.6.1%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.9%
PopulationHow many people live in this area.13,663
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.817 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$137,091
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$174,610
Average tempThe average temperature here across a full year.58°F
Annual precipHow much rain and melted snow falls here in a typical year.41 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.73%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

4560 Fern Dr measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Costs less per square foot than 87% of homes in Scotts Valley 95066
  • Bigger than 81% of homes in Santa Cruz County
  • Has a bigger lot than 85% of homes in Santa Cruz County
  • Older than 97% of homes in Scotts Valley 95066

What homes are worth in Scotts Valley 95066

Each bar is how many homes fall in that price range. The marker is this home.

This home
$532K$2.4M

This home is worth more than 44% of homes in Scotts Valley 95066.

How it measures up in Scotts Valley 95066

The dot is this home. The mark in the middle is the typical home in Scotts Valley 95066.

Estimated value$1,166,369
CheaperTypical $1,226,278Pricier

Pricier than 44% of homes nearby

Price per ft²$499
CheaperTypical $622Pricier

Pricier than 13% of homes nearby

Living area2,338 ft²
SmallerTypical 1,831 ft²Bigger

Bigger than 69% of homes nearby

Lot size0.51 ac
SmallerTypical 0.23 acBigger

Bigger than 79% of homes nearby

Year built1945
OlderTypical 1981Newer

Newer than 3% of homes nearby

How 4560 Fern Dr ranks against every home in each area.
MeasureThis homeScotts Valley 95066Santa Cruz County
Estimated valuepricier than$1,166,36944% of homes57% of homes
Price per ft²pricier than$49913% of homes21% of homes
Living areabigger than2,338 ft²69% of homes81% of homes
Lot sizebigger than0.51 ac79% of homes85% of homes
Year builtnewer than19453% of homes16% of homes

About 4560 Fern Dr

How much is 4560 Fern Dr, Scotts Valley, CA worth?

The TopHap Estimate for 4560 Fern Dr, Scotts Valley, CA is $1,166,369 as of Sep 24, 2026. The likely range is $1,080,732 to $1,252,006. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 4560 Fern Dr, Scotts Valley, CA last sell?

4560 Fern Dr, Scotts Valley, CA last sold on Mar 7, 2022 for $275,000, according to the county's recorded deed. TopHap holds 6 recorded sales for this parcel.

How big is 4560 Fern Dr, Scotts Valley, CA?

4560 Fern Dr, Scotts Valley, CA has 3 bedrooms, 2 bathrooms, 2,338 square feet of living space and a 0.51-acre lot.

When was 4560 Fern Dr, Scotts Valley, CA built?

4560 Fern Dr, Scotts Valley, CA was built in 1945, making it 81 years old.

What schools serve 4560 Fern Dr, Scotts Valley, CA?

4560 Fern Dr, Scotts Valley, CA is assigned to Scotts Valley High School (high), rated A-; Vine Hill Elementary School (elementary), rated A; Scotts Valley Middle School (middle), rated A. All sit in Scotts Valley Unified School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 4560 Fern Dr, Scotts Valley, CA compare to other homes in Scotts Valley 95066?

Among the 4,930 homes in Scotts Valley 95066, it is worth more than 44% of them ($1,166,369 against a typical $1,226,278), its price per square foot is higher than 13% of them ($499 against a typical $622), it is bigger than 69% of them (2,338 ft² against a typical 1,831 ft²), its lot is bigger than 79% of them (0.51 ac against a typical 0.23 ac) and it is newer than 3% of them (1945 against a typical 1981). Measured against all of Santa Cruz County, it is worth more than 57% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 4560 Fern Dr, Scotts Valley, CA?

The 2025 property tax bill for 4560 Fern Dr, Scotts Valley, CA was $6,766. The county assessed it at $553,279.

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