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Single Family ResidenceResidential
$519,930$371 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 94How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $518,000 on Sep 19, 2022

45864 RUTGERS ST

INDIO, CA 92201
3
Beds
2
Baths
1,401 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.14 ac
Lot SizeThe size of the land the home sits on, from county records.
1994
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
2
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$520K
$490K low$550K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$518,000 · Sep 19, 2022
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$119,930
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$95,944
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.78%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$400,000
ROCKET MORTGAGE LLC · recorded Sep 19, 2022

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$7,775 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$549,705 (2026)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$53,060
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$496,645
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$538,927
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$293,850

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.59 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.1 percent flood zone

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyRIVERSIDE
Effective Year BuiltAn adjusted build year that accounts for condition and major remodels. A big renovation can make a home count as newer than it is.1995
Lot (acres)The size of the land the home sits on, from county records.0.14
ConstructionThe main material the home's frame and walls are built from.Wood (Unspecified)
RoofThe main material covering the roof, such as asphalt shingle or tile.Tile
HeatingThe type of heating system in the home.Central
CoolingThe type of cooling or air conditioning in the home.Central
FireplaceWhether the home has a fireplace, and what kind.Yes
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Attached
PoolWhether the property has a pool, and what kind, such as in-ground.Yes

Transaction History(3)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
James Madison Elementary SchoolD+
Elementary · Grades KG–5 · 0.3 mi
M
Indio Middle SchoolF
Middle · Grades 6–8 · 0.7 mi
H
Indio High SchoolC
High · Grades 9–12 · 1.1 mi

District: Desert Sands Unified School District

Neighborhood · ZIP 92201These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.133
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.92
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.469

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.87%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.8.8%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.12%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.7%
PopulationHow many people live in this area.69,213
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.4,225 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$56,775
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$80,626
Average tempThe average temperature here across a full year.73°F
Annual precipHow much rain and melted snow falls here in a typical year.3 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.68%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Absentee owner
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

45864 Rutgers St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 65% of homes in Indio 92201
  • Costs more per square foot than 92% of homes in Indio 92201
  • Smaller than 73% of homes in Riverside County
  • Has a smaller lot than 83% of homes in Riverside County

What homes are worth in Indio 92201

Each bar is how many homes fall in that price range. The marker is this home.

This home
$216K$1.4M

This home is worth more than 65% of homes in Indio 92201.

How it measures up in Indio 92201

The dot is this home. The mark in the middle is the typical home in Indio 92201.

Estimated value$519,930
CheaperTypical $462,089Pricier

Pricier than 65% of homes nearby

Price per ft²$371
CheaperTypical $284Pricier

Pricier than 92% of homes nearby

Living area1,401 ft²
SmallerTypical 1,623 ft²Bigger

Bigger than 35% of homes nearby

Lot size0.14 ac
SmallerTypical 0.17 acBigger

Bigger than 21% of homes nearby

Year built1994
OlderTypical 1994Newer

Newer than 50% of homes nearby

How 45864 Rutgers St ranks against every home in each area.
MeasureThis homeIndio 92201Riverside County
Estimated valuepricier than$519,93065% of homes37% of homes
Price per ft²pricier than$37192% of homes73% of homes
Living areabigger than1,401 ft²35% of homes27% of homes
Lot sizebigger than0.14 ac21% of homes17% of homes
Year builtnewer than199450% of homes54% of homes

About 45864 Rutgers St

How much is 45864 Rutgers St, Indio, CA worth?

The TopHap Estimate for 45864 Rutgers St, Indio, CA is $519,930 as of Jul 14, 2026. The likely range is $490,267 to $549,593. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 45864 Rutgers St, Indio, CA last sell?

45864 Rutgers St, Indio, CA last sold on Sep 19, 2022 for $518,000, according to the county's recorded deed. TopHap holds 3 recorded sales for this parcel.

How big is 45864 Rutgers St, Indio, CA?

45864 Rutgers St, Indio, CA has 3 bedrooms, 2 bathrooms, 1,401 square feet of living space and a 0.14-acre lot.

When was 45864 Rutgers St, Indio, CA built?

45864 Rutgers St, Indio, CA was built in 1994, making it 32 years old. The building has 1 story.

What schools serve 45864 Rutgers St, Indio, CA?

45864 Rutgers St, Indio, CA is assigned to James Madison Elementary School (elementary), rated D+; Indio Middle School (middle), rated F; Indio High School (high), rated C. All sit in Desert Sands Unified School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 45864 Rutgers St, Indio, CA compare to other homes in Indio 92201?

Among the 17,829 homes in Indio 92201, it is worth more than 65% of them ($519,930 against a typical $462,089), its price per square foot is higher than 92% of them ($371 against a typical $284), it is bigger than 35% of them (1,401 ft² against a typical 1,623 ft²), its lot is bigger than 21% of them (0.14 ac against a typical 0.17 ac) and it is newer than 50% of them (1994 against a typical 1994). Measured against all of Riverside County, it is worth more than 37% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 45864 Rutgers St, Indio, CA?

The 2025 property tax bill for 45864 Rutgers St, Indio, CA was $7,775. The county assessed it at $549,705.

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Assigned schools

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