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Single Family ResidenceResidential
$322,003$206 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 97How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $200,000 on May 20, 2015

4595 N RIVER RD

CLYDE, MI 48049
3
Beds
2
Baths
1,564 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.53 ac
Lot SizeThe size of the land the home sits on, from county records.
1991
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
2
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$322K
$312K low$332K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$200,000 · May 20, 2015
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$67,003
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$53,602
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.75%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$180,000
MICHIGAN MUTUAL INC · recorded Oct 23, 2020
2nd MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$75,000
THE HUNTINGTON NATIONAL BANK

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$3,404 (2024)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$171,600 (2025)
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$171,600
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$343,200

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.197 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.51%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.1 percent flood zone

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountySt. Clair
Lot (acres)The size of the land the home sits on, from county records.0.53
HeatingThe type of heating system in the home.Forced Air
CoolingThe type of cooling or air conditioning in the home.Yes
FireplaceWhether the home has a fireplace, and what kind.Yes
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(4)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Thomas Edison Elementary SchoolB
Elementary · Grades PK–5 · 1.6 mi
M
Fort Gratiot Middle SchoolB+
Middle · Grades 6–8 · 2.2 mi
H
Port Huron Northern High SchoolB-
High · Grades 9–12 · 3.8 mi

District: Port Huron Area School District

Neighborhood · ZIP 48049These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.41
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.107
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.20

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.97%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.16%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.3.3%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.3%
PopulationHow many people live in this area.5,595
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.156 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$85,528
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$115,121
Average tempThe average temperature here across a full year.47°F
Annual precipHow much rain and melted snow falls here in a typical year.31 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.53%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

4595 N River Rd measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 80% of homes in North Street 48049
  • Costs more per square foot than 93% of homes in North Street 48049
  • Has a smaller lot than 89% of homes in North Street 48049
  • Newer than 72% of homes in St. Clair County

What homes are worth in North Street 48049

Each bar is how many homes fall in that price range. The marker is this home.

This home
$80K$546K

This home is worth more than 80% of homes in North Street 48049.

How it measures up in North Street 48049

The dot is this home. The mark in the middle is the typical home in North Street 48049.

Estimated value$322,003
CheaperTypical $243,209Pricier

Pricier than 80% of homes nearby

Price per ft²$206
CheaperTypical $143Pricier

Pricier than 93% of homes nearby

Living area1,564 ft²
SmallerTypical 1,680 ft²Bigger

Bigger than 41% of homes nearby

Lot size0.53 ac
SmallerTypical 1.74 acBigger

Bigger than 11% of homes nearby

Year built1991
OlderTypical 1976Newer

Newer than 71% of homes nearby

How 4595 N River Rd ranks against every home in each area.
MeasureThis homeNorth Street 48049St. Clair County
Estimated valuepricier than$322,00380% of homes77% of homes
Price per ft²pricier than$20693% of homes85% of homes
Living areabigger than1,564 ft²41% of homes55% of homes
Lot sizebigger than0.53 ac11% of homes53% of homes
Year builtnewer than199171% of homes72% of homes

About 4595 N River Rd

How much is 4595 N River Rd, Clyde, MI worth?

The TopHap Estimate for 4595 N River Rd, Clyde, MI is $322,003 as of Jul 14, 2026. The likely range is $311,867 to $332,139. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 4595 N River Rd, Clyde, MI last sell?

4595 N River Rd, Clyde, MI last sold on May 20, 2015 for $200,000, according to the county's recorded deed. TopHap holds 2 recorded sales for this parcel.

How big is 4595 N River Rd, Clyde, MI?

4595 N River Rd, Clyde, MI has 3 bedrooms, 2 bathrooms, 1,564 square feet of living space and a 0.53-acre lot.

When was 4595 N River Rd, Clyde, MI built?

4595 N River Rd, Clyde, MI was built in 1991, making it 35 years old. The building has 1 story.

What schools serve 4595 N River Rd, Clyde, MI?

4595 N River Rd, Clyde, MI is assigned to Thomas Edison Elementary School (elementary), rated B; Fort Gratiot Middle School (middle), rated B+; Port Huron Northern High School (high), rated B-. All sit in Port Huron Area School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 4595 N River Rd, Clyde, MI compare to other homes in North Street 48049?

Among the 2,195 homes in North Street 48049, it is worth more than 80% of them ($322,003 against a typical $243,209), its price per square foot is higher than 93% of them ($206 against a typical $143), it is bigger than 41% of them (1,564 ft² against a typical 1,680 ft²), its lot is bigger than 11% of them (0.53 ac against a typical 1.74 ac) and it is newer than 71% of them (1991 against a typical 1976). Measured against all of St. Clair County, it is worth more than 77% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 4595 N River Rd, Clyde, MI?

The 2024 property tax bill for 4595 N River Rd, Clyde, MI was $3,404. The county assessed it at $171,600.

Closest homes

More homes in Clyde 48049

Assigned schools

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