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Single Family ResidenceResidential
$115,942$87 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 90How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

46 J P RUTLAND LN

COLLINS, MS 39428
1.5
Baths
1,337 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.5 ac
Lot SizeThe size of the land the home sits on, from county records.
1999
Year BuiltThe year the home was originally built, according to county records.

Valuation

$116K
$105K low$127K high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$65,942
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$52,754
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.47%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$50,000
REGIONS BANK · recorded May 24, 2023

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$694 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$7,226 (2025)
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$4,817
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$48,170

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.52
47
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
36
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
95
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
78
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
5
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.11 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyCOVINGTON
Lot (acres)The size of the land the home sits on, from county records.0.50
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.No Foundation
RoofThe main material covering the roof, such as asphalt shingle or tile.Metal
HeatingThe type of heating system in the home.Gravity
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Mt. Olive Attendance CenterC-
Elementary · Grades KG–12 · 5.0 mi

District: Covington County School District

Neighborhood · ZIP 39428These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.110
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.84
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.33

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.89%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.9.7%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.26%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.6%
PopulationHow many people live in this area.8,312
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.46 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$47,121
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$54,939
Average tempThe average temperature here across a full year.65°F
Annual precipHow much rain and melted snow falls here in a typical year.60 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.61%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Absentee owner
Company ownedWhether the owner is a company or trust rather than a person.Yes

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

46 J P Rutland Ln measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 83% of homes in Covington County
  • Costs less per square foot than 79% of homes in Covington County
  • Smaller than 68% of homes in Collins 39428
  • Has a smaller lot than 87% of homes in Covington County
  • Newer than 75% of homes in Collins 39428

What homes are worth in Collins 39428

Each bar is how many homes fall in that price range. The marker is this home.

This home
$61K$516K

This home is worth more than 20% of homes in Collins 39428.

How it measures up in Collins 39428

The dot is this home. The mark in the middle is the typical home in Collins 39428.

Estimated value$115,942
CheaperTypical $173,096Pricier

Pricier than 20% of homes nearby

Price per ft²$87
CheaperTypical $105Pricier

Pricier than 27% of homes nearby

Living area1,337 ft²
SmallerTypical 1,585 ft²Bigger

Bigger than 32% of homes nearby

Lot size0.5 ac
SmallerTypical 1.68 acBigger

Bigger than 17% of homes nearby

Year built1999
OlderTypical 1985Newer

Newer than 75% of homes nearby

How 46 J P Rutland Ln ranks against every home in each area.
MeasureThis homeCollins 39428Covington County
Estimated valuepricier than$115,94220% of homes17% of homes
Price per ft²pricier than$8727% of homes21% of homes
Living areabigger than1,337 ft²32% of homes33% of homes
Lot sizebigger than0.5 ac17% of homes13% of homes
Year builtnewer than199975% of homes72% of homes

About 46 J P Rutland Ln

How much is 46 J P Rutland Ln, Collins, MS worth?

The TopHap Estimate for 46 J P Rutland Ln, Collins, MS is $115,942 as of Jul 14, 2026. The likely range is $104,524 to $127,360. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 46 J P Rutland Ln, Collins, MS last sell?

46 J P Rutland Ln, Collins, MS last sold on Mar 30, 2021, according to the county's recorded deed.

How big is 46 J P Rutland Ln, Collins, MS?

46 J P Rutland Ln, Collins, MS has 1.5 bathrooms, 1,337 square feet of living space and a 0.50-acre lot.

When was 46 J P Rutland Ln, Collins, MS built?

46 J P Rutland Ln, Collins, MS was built in 1999, making it 27 years old.

What schools serve 46 J P Rutland Ln, Collins, MS?

46 J P Rutland Ln, Collins, MS is assigned to Mt. Olive Attendance Center (elementary), rated C-. All sit in Covington County School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 46 J P Rutland Ln, Collins, MS compare to other homes in Collins 39428?

Among the 3,283 homes in Collins 39428, it is worth more than 20% of them ($115,942 against a typical $173,096), its price per square foot is higher than 27% of them ($87 against a typical $105), it is bigger than 32% of them (1,337 ft² against a typical 1,585 ft²), its lot is bigger than 17% of them (0.5 ac against a typical 1.68 ac) and it is newer than 75% of them (1999 against a typical 1985). Measured against all of Covington County, it is worth more than 17% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 46 J P Rutland Ln, Collins, MS?

The 2025 property tax bill for 46 J P Rutland Ln, Collins, MS was $694. The county assessed it at $7,226.

Closest homes

More homes in Collins 39428

Assigned schools

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