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Single Family ResidenceResidential
$972,497$493 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 95How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $490,000 on May 31, 2011

46 RADIANCE LN

RANCHO SANTA MARGARITA, CA 92688
3
Beds
2.5
Baths
1,972 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
3,868 ft²
Lot SizeThe size of the land the home sits on, from county records.
1998
Year BuiltThe year the home was originally built, according to county records.
2
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$972K
$923K low$1M high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$490,000 · May 31, 2011
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$635,797
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$508,638
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.26%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$336,700
MOUNTAIN WEST FIN'L · recorded Jul 27, 2020

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$6,322 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$640,326 (2026)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$324,067
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$316,259
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$627,771

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyORANGE
Lot (acres)The size of the land the home sits on, from county records.0.09
PoolWhether the property has a pool, and what kind, such as in-ground.Spa/Hot Tub (Only)

Transaction History(3)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Foreclosure Filings(4)

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

M
Las Flores Middle SchoolA
Middle · Grades 6–8 · 0.3 mi
E
Las Flores Elementary SchoolA+
Elementary · Grades KG–5 · 0.3 mi
H
Tesoro High SchoolA
High · Grades 9–12 · 0.8 mi

District: Capistrano Unified School District

Neighborhood · ZIP 92688These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.54
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.100
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.250

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.98%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.36%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.4.7%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.4%
PopulationHow many people live in this area.42,616
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.3,998 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$142,743
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$162,429
Average tempThe average temperature here across a full year.63°F
Annual precipHow much rain and melted snow falls here in a typical year.17 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.75%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

46 Radiance Ln measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 79% of homes in Las Flores
  • Costs less per square foot than 84% of homes in Rancho Santa Margarita 92688
  • Bigger than 70% of homes in Rancho Santa Margarita 92688
  • Has a smaller lot than 86% of homes in Orange County
  • Newer than 92% of homes in Rancho Santa Margarita 92688

What homes are worth in Rancho Santa Margarita 92688

Each bar is how many homes fall in that price range. The marker is this home.

This home
$385K$1.6M

This home is worth more than 50% of homes in Rancho Santa Margarita 92688.

How it measures up in Rancho Santa Margarita 92688

The dot is this home. The mark in the middle is the typical home in Rancho Santa Margarita 92688.

Estimated value$972,497
CheaperTypical $972,680Pricier

Pricier than 50% of homes nearby

Price per ft²$493
CheaperTypical $599Pricier

Pricier than 16% of homes nearby

Living area1,972 ft²
SmallerTypical 1,551 ft²Bigger

Bigger than 70% of homes nearby

Lot size3,868 ft²
SmallerTypical 4,269 ft²Bigger

Bigger than 40% of homes nearby

Year built1998
OlderTypical 1991Newer

Newer than 92% of homes nearby

How 46 Radiance Ln ranks against every home in each area.
MeasureThis homeLas FloresRancho Santa Margarita 92688Orange County
Estimated valuepricier than$972,49721% of homes50% of homes41% of homes
Price per ft²pricier than$49339% of homes16% of homes16% of homes
Living areabigger than1,972 ft²46% of homes70% of homes61% of homes
Lot sizebigger than3,868 ft²30% of homes40% of homes14% of homes
Year builtnewer than199879% of homes92% of homes83% of homes

About 46 Radiance Ln

How much is 46 Radiance Ln, Rancho Santa Margarita, CA worth?

The TopHap Estimate for 46 Radiance Ln, Rancho Santa Margarita, CA is $972,497 as of Jul 14, 2026. The likely range is $923,395 to $1,021,599. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 46 Radiance Ln, Rancho Santa Margarita, CA last sell?

46 Radiance Ln, Rancho Santa Margarita, CA last sold on May 31, 2011 for $490,000, according to the county's recorded deed. TopHap holds 3 recorded sales for this parcel.

How big is 46 Radiance Ln, Rancho Santa Margarita, CA?

46 Radiance Ln, Rancho Santa Margarita, CA has 3 bedrooms, 2.5 bathrooms, 1,972 square feet of living space and a 0.09-acre lot.

When was 46 Radiance Ln, Rancho Santa Margarita, CA built?

46 Radiance Ln, Rancho Santa Margarita, CA was built in 1998, making it 28 years old.

What schools serve 46 Radiance Ln, Rancho Santa Margarita, CA?

46 Radiance Ln, Rancho Santa Margarita, CA is assigned to Las Flores Middle School (middle), rated A; Las Flores Elementary School (elementary), rated A+; Tesoro High School (high), rated A. All sit in Capistrano Unified School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 46 Radiance Ln, Rancho Santa Margarita, CA compare to other homes in Rancho Santa Margarita 92688?

Among the 13,068 homes in Rancho Santa Margarita 92688, it is worth more than 50% of them ($972,497 against a typical $972,680), its price per square foot is higher than 16% of them ($493 against a typical $599), it is bigger than 70% of them (1,972 ft² against a typical 1,551 ft²), its lot is bigger than 40% of them (3,868 ft² against a typical 4,269 ft²) and it is newer than 92% of them (1998 against a typical 1991). Measured against all of Orange County, it is worth more than 41% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 46 Radiance Ln, Rancho Santa Margarita, CA?

The 2025 property tax bill for 46 Radiance Ln, Rancho Santa Margarita, CA was $6,322. The county assessed it at $640,326.

Closest homes

More homes in Rancho Santa Margarita 92688

Assigned schools

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