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Single Family ResidenceResidential
$352,667$177 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 90How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

46 STATE ROUTE 23

MONTAGUE, NJ 07827
0
Baths
1,992 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
2.12 ac
Lot SizeThe size of the land the home sits on, from county records.
1960
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.

Valuation

$353K
$318K low$387K high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$317,667
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$254,134
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.9%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$35,000
BANK OF NEW YORK · E · recorded Dec 27, 2005

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$5,491 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$173,500 (2026)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$54,900
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$118,600
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$173,500
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$173,500

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.40
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
17
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
64
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
96
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
25
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Ranch
CountySUSSEX
ConstructionThe main material the home's frame and walls are built from.Frame (Unspecified)
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(2)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

M
Port Jervis Middle SchoolB+
Middle · Grades 7–8 · 1.8 mi
H
Port Jervis Senior High SchoolC
High · Grades 9–12 · 2.4 mi
E
Montague Elementary SchoolB-
Elementary · Grades PK–6 · 7.2 mi

District: Port Jervis City School District

Neighborhood · ZIP 07827These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.125
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.96
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.91

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.87%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.27%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.9.3%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.5%
PopulationHow many people live in this area.4,264
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.80 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$87,544
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$117,620
Average tempThe average temperature here across a full year.48°F
Annual precipHow much rain and melted snow falls here in a typical year.47 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.56%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

46 State Route 23 measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 72% of homes in Sussex County
  • Costs less per square foot than 96% of homes in Sussex County
  • Bigger than 78% of homes in Montague 07827
  • Has a bigger lot than 88% of homes in Sussex County
  • Older than 85% of homes in Montague 07827

What homes are worth in Montague 07827

Each bar is how many homes fall in that price range. The marker is this home.

This home
$66K$586K

This home is worth more than 66% of homes in Montague 07827.

How it measures up in Montague 07827

The dot is this home. The mark in the middle is the typical home in Montague 07827.

Estimated value$352,667
CheaperTypical $275,869Pricier

Pricier than 66% of homes nearby

Price per ft²$177
CheaperTypical $205Pricier

Pricier than 28% of homes nearby

Living area1,992 ft²
SmallerTypical 1,402 ft²Bigger

Bigger than 78% of homes nearby

Lot size2.12 ac
SmallerTypical 0.75 acBigger

Bigger than 81% of homes nearby

Year built1960
OlderTypical 1975Newer

Newer than 15% of homes nearby

How 46 State Route 23 ranks against every home in each area.
MeasureThis homeMontague 07827Sussex County
Estimated valuepricier than$352,66766% of homes28% of homes
Price per ft²pricier than$17728% of homes4% of homes
Living areabigger than1,992 ft²78% of homes68% of homes
Lot sizebigger than2.12 ac81% of homes88% of homes
Year builtnewer than196015% of homes34% of homes

About 46 State Route 23

How much is 46 State Route 23, Montague, NJ worth?

The TopHap Estimate for 46 State Route 23, Montague, NJ is $352,667 as of Jul 14, 2026. The likely range is $317,961 to $387,373. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 46 State Route 23, Montague, NJ last sell?

46 State Route 23, Montague, NJ last sold on Jan 1, 1900, according to the county's recorded deed.

When was 46 State Route 23, Montague, NJ built?

46 State Route 23, Montague, NJ was built in 1960, making it 66 years old. It is a ranch home. The building has 1 story.

What schools serve 46 State Route 23, Montague, NJ?

46 State Route 23, Montague, NJ is assigned to Port Jervis Middle School (middle), rated B+; Port Jervis Senior High School (high), rated C; Montague Elementary School (elementary), rated B-. All sit in Port Jervis City School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 46 State Route 23, Montague, NJ compare to other homes in Montague 07827?

Among the 2,720 homes in Montague 07827, it is worth more than 66% of them ($352,667 against a typical $275,869), its price per square foot is higher than 28% of them ($177 against a typical $205), it is bigger than 78% of them (1,992 ft² against a typical 1,402 ft²), its lot is bigger than 81% of them (2.12 ac against a typical 0.75 ac) and it is newer than 15% of them (1960 against a typical 1975). Measured against all of Sussex County, it is worth more than 28% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 46 State Route 23, Montague, NJ?

The 2025 property tax bill for 46 State Route 23, Montague, NJ was $5,491. The county assessed it at $173,500.

Closest homes

More homes in Montague 07827

Assigned schools

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