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Single Family ResidenceResidential
$554,073$160 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 94How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $475,000 on Apr 13, 2021

463 BLUFF ST

ALTON, IL 62002
0
Baths
3,457 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.45 ac
Lot SizeThe size of the land the home sits on, from county records.
1
StoriesHow many floors the home has above ground.
2
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$554K
$521K low$587K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$475,000 · Apr 13, 2021
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$174,073
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$139,258
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.66%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$380,000
FLAT BRANCH MORTGAGE INC · 3.38% · recorded Apr 13, 2021

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$15,290 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$197,010 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$23,190
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$173,820
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$178,210
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$591,031

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.37
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
29
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
83
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
70
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
4
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyMADISON
Lot (acres)The size of the land the home sits on, from county records.0.45
ConstructionThe main material the home's frame and walls are built from.Frame (Unspecified)
RoofThe main material covering the roof, such as asphalt shingle or tile.Shingle
HeatingThe type of heating system in the home.Yes
CoolingThe type of cooling or air conditioning in the home.Yes
FireplaceWhether the home has a fireplace, and what kind.Yes
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Attached
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(2)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

M
Alton Middle SchoolC-
Middle · Grades 6–8 · 2.3 mi
E
Gilson Brown Elementary School
Elementary · Grades KG–1 · 2.7 mi
H
Alton High SchoolD+
High · Grades 9–12 · 3.4 mi

District: Alton Community Unit School District 11

Neighborhood · ZIP 62002These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.135
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.85
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.125

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.89%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.16%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.19%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.1%
PopulationHow many people live in this area.28,813
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.738 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$61,207
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$78,082
Average tempThe average temperature here across a full year.55°F
Annual precipHow much rain and melted snow falls here in a typical year.39 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.59%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

463 Bluff St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Among the most valuable homes in Alton 62002
  • Costs more per square foot than 79% of homes in Alton 62002
  • Among the largest homes in Alton 62002
  • Has a bigger lot than 84% of homes in Alton 62002

What homes are worth in Alton 62002

Each bar is how many homes fall in that price range. The marker is this home.

This home
$24K$437K

This home is worth more than almost all homes in Alton 62002.

How it measures up in Alton 62002

The dot is this home. The mark in the middle is the typical home in Alton 62002.

Estimated value$554,073
CheaperTypical $104,009Pricier

Pricier than almost all homes nearby

Price per ft²$160
CheaperTypical $103Pricier

Pricier than 79% of homes nearby

Living area3,457 ft²
SmallerTypical 1,008 ft²Bigger

Bigger than almost all homes nearby

Lot size0.45 ac
SmallerTypical 0.19 acBigger

Bigger than 84% of homes nearby

How 463 Bluff St ranks against every home in each area.
MeasureThis homeAlton 62002Madison County
Estimated valuepricier than$554,073almost all homes97% of homes
Price per ft²pricier than$16079% of homes51% of homes
Living areabigger than3,457 ft²almost all homesalmost all homes
Lot sizebigger than0.45 ac84% of homes74% of homes

About 463 Bluff St

How much is 463 Bluff St, Alton, IL worth?

The TopHap Estimate for 463 Bluff St, Alton, IL is $554,073 as of Jul 14, 2026. The likely range is $521,197 to $586,949. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 463 Bluff St, Alton, IL last sell?

463 Bluff St, Alton, IL last sold on Apr 13, 2021 for $475,000, according to the county's recorded deed. TopHap holds 2 recorded sales for this parcel.

How big is 463 Bluff St, Alton, IL?

463 Bluff St, Alton, IL has 3,457 square feet of living space and a 0.45-acre lot.

What schools serve 463 Bluff St, Alton, IL?

463 Bluff St, Alton, IL is assigned to Alton Middle School (middle), rated C-; Gilson Brown Elementary School (elementary); Alton High School (high), rated D+. All sit in Alton Community Unit School District 11. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 463 Bluff St, Alton, IL compare to other homes in Alton 62002?

Among the 12,598 homes in Alton 62002, it is worth more than almost all of them ($554,073 against a typical $104,009), its price per square foot is higher than 79% of them ($160 against a typical $103), it is bigger than almost all of them (3,457 ft² against a typical 1,008 ft²) and its lot is bigger than 84% of them (0.45 ac against a typical 0.19 ac). Measured against all of Madison County, it is worth more than 97% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 463 Bluff St, Alton, IL?

The 2025 property tax bill for 463 Bluff St, Alton, IL was $15,290. The county assessed it at $197,010.

Closest homes

More homes in Alton 62002

Assigned schools

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