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Single Family ResidenceResidential
$945,554$414 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 86How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Sep 24, 2026
Last sold for $589,000 on Jun 20, 2018

4636 SADDLE RIDGE DR SE

OWENS CROSS ROADS, AL 35763
3 / 1
Baths
2,283 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
2012
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.

Valuation

$946K
$810K low$1.1M high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$589,000 · Jun 20, 2018

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$4,463 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$77,780 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$7,840
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$69,940
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$72,700
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$792,900

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyMadison
ConstructionThe main material the home's frame and walls are built from.Wood (Unspecified)
RoofThe main material covering the roof, such as asphalt shingle or tile.Asphalt
HeatingThe type of heating system in the home.Forced Air
CoolingThe type of cooling or air conditioning in the home.Yes
FireplaceWhether the home has a fireplace, and what kind.Yes
PoolWhether the property has a pool, and what kind, such as in-ground.In-Ground Vinyl Pool

Transaction History(3)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Goldsmith Schiffman Elementary SchoolB+
Elementary · Grades PK–5 · 1.2 mi
M
Hampton Cove Middle SchoolA+
Middle · Grades 6–8 · 1.6 mi
H
Huntsville High SchoolA-
High · Grades 9–12 · 7.1 mi

District: Huntsville City School District

Neighborhood · ZIP 35763These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.35
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.114
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.71

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.96%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.33%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.3.1%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.9%
PopulationHow many people live in this area.20,465
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.504 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$128,528
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$147,317
Average tempThe average temperature here across a full year.60°F
Annual precipHow much rain and melted snow falls here in a typical year.57 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.58%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

4636 Saddle Ridge Dr Se measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Among the most valuable homes in Owens Cross Roads 35763
  • Costs more per square foot than 98% of homes in Owens Cross Roads 35763
  • Bigger than 80% of homes in Madison County
  • Newer than 80% of homes in Madison County

What homes are worth in Owens Cross Roads 35763

Each bar is how many homes fall in that price range. The marker is this home.

This home
$143K$895K

This home is worth more than almost all homes in Owens Cross Roads 35763.

How it measures up in Owens Cross Roads 35763

The dot is this home. The mark in the middle is the typical home in Owens Cross Roads 35763.

Estimated value$945,554
CheaperTypical $432,886Pricier

Pricier than almost all homes nearby

Price per ft²$414
CheaperTypical $203Pricier

Pricier than 98% of homes nearby

Living area2,283 ft²
SmallerTypical 2,066 ft²Bigger

Bigger than 62% of homes nearby

Year built2012
OlderTypical 2008Newer

Newer than 64% of homes nearby

How 4636 Saddle Ridge Dr Se ranks against every home in each area.
MeasureThis homeOwens Cross Roads 35763Madison County
Estimated valuepricier than$945,554almost all homes98% of homes
Price per ft²pricier than$41498% of homes98% of homes
Living areabigger than2,283 ft²62% of homes80% of homes
Year builtnewer than201264% of homes80% of homes

About 4636 Saddle Ridge Dr Se

How much is 4636 Saddle Ridge Dr Se, Owens Cross Roads, AL worth?

The TopHap Estimate for 4636 Saddle Ridge Dr Se, Owens Cross Roads, AL is $945,554 as of Sep 24, 2026. The likely range is $809,958 to $1,081,150. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 4636 Saddle Ridge Dr Se, Owens Cross Roads, AL last sell?

4636 Saddle Ridge Dr Se, Owens Cross Roads, AL last sold on Jun 20, 2018 for $589,000, according to the county's recorded deed. TopHap holds 3 recorded sales for this parcel.

How big is 4636 Saddle Ridge Dr Se, Owens Cross Roads, AL?

4636 Saddle Ridge Dr Se, Owens Cross Roads, AL has 3 bathrooms and 2,283 square feet of living space.

When was 4636 Saddle Ridge Dr Se, Owens Cross Roads, AL built?

4636 Saddle Ridge Dr Se, Owens Cross Roads, AL was built in 2012, making it 14 years old. The building has 1 story.

What schools serve 4636 Saddle Ridge Dr Se, Owens Cross Roads, AL?

4636 Saddle Ridge Dr Se, Owens Cross Roads, AL is assigned to Goldsmith Schiffman Elementary School (elementary), rated B+; Hampton Cove Middle School (middle), rated A+; Huntsville High School (high), rated A-. All sit in Huntsville City School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 4636 Saddle Ridge Dr Se, Owens Cross Roads, AL compare to other homes in Owens Cross Roads 35763?

Among the 9,245 homes in Owens Cross Roads 35763, it is worth more than almost all of them ($945,554 against a typical $432,886), its price per square foot is higher than 98% of them ($414 against a typical $203), it is bigger than 62% of them (2,283 ft² against a typical 2,066 ft²) and it is newer than 64% of them (2012 against a typical 2008). Measured against all of Madison County, it is worth more than 98% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 4636 Saddle Ridge Dr Se, Owens Cross Roads, AL?

The 2025 property tax bill for 4636 Saddle Ridge Dr Se, Owens Cross Roads, AL was $4,463. The county assessed it at $77,780.

More homes on Saddle Ridge Dr Se

Closest homes

More homes in Owens Cross Roads 35763

Assigned schools

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