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Single Family ResidenceResidential
$442,195$146 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 90How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Sep 24, 2026

4731 SADDLE RIDGE DR SE

OWENS CROSS ROADS, AL 35763
2 / 1
Baths
3,038 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.38 ac
Lot SizeThe size of the land the home sits on, from county records.
2002
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.

Valuation

$442K
$398K low$486K high

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$2,289 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$44,880 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$3,500
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$41,380
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$41,960
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$449,200

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.45
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
19
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
94
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
86
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
29
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyMadison
Lot (acres)The size of the land the home sits on, from county records.0.38
ConstructionThe main material the home's frame and walls are built from.Wood (Unspecified)
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.Retaining Wall
RoofThe main material covering the roof, such as asphalt shingle or tile.Asphalt
HeatingThe type of heating system in the home.Forced Air
CoolingThe type of cooling or air conditioning in the home.Yes
FireplaceWhether the home has a fireplace, and what kind.Yes
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Goldsmith Schiffman Elementary SchoolB+
Elementary · Grades PK–5 · 0.9 mi
M
Hampton Cove Middle SchoolA+
Middle · Grades 6–8 · 1.7 mi
H
Huntsville High SchoolA-
High · Grades 9–12 · 7.5 mi

District: Huntsville City School District

Neighborhood · ZIP 35763These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.35
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.114
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.71

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.96%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.33%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.3.1%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.9%
PopulationHow many people live in this area.20,465
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.504 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$128,528
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$147,317
Average tempThe average temperature here across a full year.60°F
Annual precipHow much rain and melted snow falls here in a typical year.57 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.58%

Owner Tools

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

4731 Saddle Ridge Dr Se measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 77% of homes in Madison County
  • Costs less per square foot than 91% of homes in Owens Cross Roads 35763
  • Bigger than 97% of homes in Madison County
  • Older than 70% of homes in Owens Cross Roads 35763

What homes are worth in Owens Cross Roads 35763

Each bar is how many homes fall in that price range. The marker is this home.

This home
$143K$895K

This home is worth more than 52% of homes in Owens Cross Roads 35763.

How it measures up in Owens Cross Roads 35763

The dot is this home. The mark in the middle is the typical home in Owens Cross Roads 35763.

Estimated value$442,195
CheaperTypical $432,886Pricier

Pricier than 52% of homes nearby

Price per ft²$146
CheaperTypical $203Pricier

Pricier than 9% of homes nearby

Living area3,038 ft²
SmallerTypical 2,066 ft²Bigger

Bigger than 92% of homes nearby

Lot size0.38 ac
SmallerTypical 0.4 acBigger

Bigger than 45% of homes nearby

Year built2002
OlderTypical 2008Newer

Newer than 30% of homes nearby

How 4731 Saddle Ridge Dr Se ranks against every home in each area.
MeasureThis homeOwens Cross Roads 35763Madison County
Estimated valuepricier than$442,19552% of homes77% of homes
Price per ft²pricier than$1469% of homes23% of homes
Living areabigger than3,038 ft²92% of homes97% of homes
Lot sizebigger than0.38 ac45% of homes46% of homes
Year builtnewer than200230% of homes63% of homes

About 4731 Saddle Ridge Dr Se

How much is 4731 Saddle Ridge Dr Se, Owens Cross Roads, AL worth?

The TopHap Estimate for 4731 Saddle Ridge Dr Se, Owens Cross Roads, AL is $442,195 as of Sep 24, 2026. The likely range is $398,392 to $485,998. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 4731 Saddle Ridge Dr Se, Owens Cross Roads, AL last sell?

4731 Saddle Ridge Dr Se, Owens Cross Roads, AL last sold on May 15, 2025, according to the county's recorded deed.

How big is 4731 Saddle Ridge Dr Se, Owens Cross Roads, AL?

4731 Saddle Ridge Dr Se, Owens Cross Roads, AL has 2 bathrooms, 3,038 square feet of living space and a 0.38-acre lot.

When was 4731 Saddle Ridge Dr Se, Owens Cross Roads, AL built?

4731 Saddle Ridge Dr Se, Owens Cross Roads, AL was built in 2002, making it 24 years old. The building has 1 story.

What schools serve 4731 Saddle Ridge Dr Se, Owens Cross Roads, AL?

4731 Saddle Ridge Dr Se, Owens Cross Roads, AL is assigned to Goldsmith Schiffman Elementary School (elementary), rated B+; Hampton Cove Middle School (middle), rated A+; Huntsville High School (high), rated A-. All sit in Huntsville City School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 4731 Saddle Ridge Dr Se, Owens Cross Roads, AL compare to other homes in Owens Cross Roads 35763?

Among the 9,245 homes in Owens Cross Roads 35763, it is worth more than 52% of them ($442,195 against a typical $432,886), its price per square foot is higher than 9% of them ($146 against a typical $203), it is bigger than 92% of them (3,038 ft² against a typical 2,066 ft²), its lot is bigger than 45% of them (0.38 ac against a typical 0.4 ac) and it is newer than 30% of them (2002 against a typical 2008). Measured against all of Madison County, it is worth more than 77% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 4731 Saddle Ridge Dr Se, Owens Cross Roads, AL?

The 2025 property tax bill for 4731 Saddle Ridge Dr Se, Owens Cross Roads, AL was $2,289. The county assessed it at $44,880.

More homes on Saddle Ridge Dr Se

Closest homes

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Assigned schools

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