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Single Family ResidenceResidential
$155,085$162 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 91How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

4640 RIVER ST

QUINNESEC, MI 49876
3
Beds
1
Baths
955 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.29 ac
Lot SizeThe size of the land the home sits on, from county records.
1975
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.

Valuation

$155K
$141K low$169K high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$129,085
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$103,268
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.16%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$26,000
RIVER VALLEY BANK · recorded Aug 4, 2014

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$1,066 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$65,400 (2026)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$65,400
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$59,500
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$130,800

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.24
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
9
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
42
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
62
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
6
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyDICKINSON
Lot (acres)The size of the land the home sits on, from county records.0.29
HeatingThe type of heating system in the home.Forced Air With Air Conditioning
CoolingThe type of cooling or air conditioning in the home.None
PoolWhether the property has a pool, and what kind, such as in-ground.No

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

H
Kingsford High SchoolA
High · Grades 9–12 · 3.5 mi
M
Kingsford Middle SchoolB
Middle · Grades 5–8 · 3.5 mi
E
Woodland Elementary SchoolB+
Elementary · Grades KG–4 · 4.9 mi

District: Breitung Township Schools

Neighborhood · ZIP 49876These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.35
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.79
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.17

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.95%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.12%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.12%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.5%
PopulationHow many people live in this area.994
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.150 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$72,798
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$100,741
Average tempThe average temperature here across a full year.42°F
Annual precipHow much rain and melted snow falls here in a typical year.30 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.45%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

4640 River St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 76% of homes in Quinnesec 49876
  • Costs more per square foot than 69% of homes in Dickinson County
  • Smaller than 88% of homes in Quinnesec 49876
  • Newer than 73% of homes in Quinnesec 49876

What homes are worth in Quinnesec 49876

Each bar is how many homes fall in that price range. The marker is this home.

This home
$84K$408K

This home is worth more than 24% of homes in Quinnesec 49876.

How it measures up in Quinnesec 49876

The dot is this home. The mark in the middle is the typical home in Quinnesec 49876.

Estimated value$155,085
CheaperTypical $182,016Pricier

Pricier than 24% of homes nearby

Price per ft²$162
CheaperTypical $153Pricier

Pricier than 66% of homes nearby

Living area955 ft²
SmallerTypical 1,200 ft²Bigger

Bigger than 12% of homes nearby

Lot size0.29 ac
SmallerTypical 0.31 acBigger

Bigger than 37% of homes nearby

Year built1975
OlderTypical 1972Newer

Newer than 73% of homes nearby

How 4640 River St ranks against every home in each area.
MeasureThis homeQuinnesec 49876Dickinson County
Estimated valuepricier than$155,08524% of homes52% of homes
Price per ft²pricier than$16266% of homes69% of homes
Living areabigger than955 ft²12% of homes25% of homes
Lot sizebigger than0.29 ac37% of homes37% of homes
Year builtnewer than197573% of homes66% of homes

About 4640 River St

How much is 4640 River St, Quinnesec, MI worth?

The TopHap Estimate for 4640 River St, Quinnesec, MI is $155,085 as of Jul 14, 2026. The likely range is $141,245 to $168,925. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 4640 River St, Quinnesec, MI last sell?

4640 River St, Quinnesec, MI last sold on Jan 1, 1900, according to the county's recorded deed.

How big is 4640 River St, Quinnesec, MI?

4640 River St, Quinnesec, MI has 3 bedrooms, 1 bathrooms, 955 square feet of living space and a 0.29-acre lot.

When was 4640 River St, Quinnesec, MI built?

4640 River St, Quinnesec, MI was built in 1975, making it 51 years old. The building has 1 story.

What schools serve 4640 River St, Quinnesec, MI?

4640 River St, Quinnesec, MI is assigned to Kingsford High School (high), rated A; Kingsford Middle School (middle), rated B; Woodland Elementary School (elementary), rated B+. All sit in Breitung Township Schools. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 4640 River St, Quinnesec, MI compare to other homes in Quinnesec 49876?

Among the 532 homes in Quinnesec 49876, it is worth more than 24% of them ($155,085 against a typical $182,016), its price per square foot is higher than 66% of them ($162 against a typical $153), it is bigger than 12% of them (955 ft² against a typical 1,200 ft²), its lot is bigger than 37% of them (0.29 ac against a typical 0.31 ac) and it is newer than 73% of them (1975 against a typical 1972). Measured against all of Dickinson County, it is worth more than 52% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 4640 River St, Quinnesec, MI?

The 2025 property tax bill for 4640 River St, Quinnesec, MI was $1,066. The county assessed it at $65,400.

Closest homes

More homes in Quinnesec 49876

Assigned schools

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