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Single Family ResidenceResidential
$304,605$209 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 98How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

465 FLAT ROCK CT

CLIFTON, CO 81520
4
Beds
2
Baths
1,460 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
1 ac
Lot SizeThe size of the land the home sits on, from county records.
1996
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
5
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Valuation

$305K
$299K low$311K high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$8,821
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$7,057
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.92%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$109,000
UNIFIRST MORTGAGE CORP · recorded Feb 14, 2002
2nd MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$141,784
QUICKEN LOANS LLC
3rd MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$45,000

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$846 (2024)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$18,020 (2024)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$3,060
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$14,960
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$18,020
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$268,950

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Ranch
CountyMesa
ConstructionThe main material the home's frame and walls are built from.Wood (Unspecified)
RoofThe main material covering the roof, such as asphalt shingle or tile.Composition Shingle
HeatingThe type of heating system in the home.Hot Water
CoolingThe type of cooling or air conditioning in the home.Yes
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Patio · 36 ft²

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Rocky Mountain Elementary SchoolD
Elementary · Grades KG–5 · 0.1 mi
M
Mount Garfield Middle SchoolC+
Middle · Grades 6–8 · 2.9 mi
H
Palisade High SchoolC+
High · Grades 9–12 · 4.9 mi

District: Mesa County Valley School District 51

Neighborhood · ZIP 81520These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.120
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.100
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.103

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.95%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.12%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.15%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.4%
PopulationHow many people live in this area.15,343
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.182 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$51,965
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$68,425
Average tempThe average temperature here across a full year.48°F
Annual precipHow much rain and melted snow falls here in a typical year.17 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.71%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

465 Flat Rock Ct measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 84% of homes in Mesa County
  • Costs less per square foot than 87% of homes in Mesa County
  • Bigger than 72% of homes in Clifton 81520
  • Has a bigger lot than 84% of homes in Clifton 81520
  • Newer than 66% of homes in Clifton 81520

What homes are worth in Clifton 81520

Each bar is how many homes fall in that price range. The marker is this home.

This home
$162K$672K

This home is worth more than 44% of homes in Clifton 81520.

How it measures up in Clifton 81520

The dot is this home. The mark in the middle is the typical home in Clifton 81520.

Estimated value$304,605
CheaperTypical $312,641Pricier

Pricier than 44% of homes nearby

Price per ft²$209
CheaperTypical $248Pricier

Pricier than 22% of homes nearby

Living area1,460 ft²
SmallerTypical 1,216 ft²Bigger

Bigger than 72% of homes nearby

Lot size1 ac
SmallerTypical 1 acBigger

Bigger than 84% of homes nearby

Year built1996
OlderTypical 1983Newer

Newer than 66% of homes nearby

How 465 Flat Rock Ct ranks against every home in each area.
MeasureThis homeClifton 81520Mesa County
Estimated valuepricier than$304,60544% of homes16% of homes
Price per ft²pricier than$20922% of homes13% of homes
Living areabigger than1,460 ft²72% of homes43% of homes
Lot sizebigger than1 ac84% of homes83% of homes
Year builtnewer than199666% of homes59% of homes

About 465 Flat Rock Ct

How much is 465 Flat Rock Ct, Clifton, CO worth?

The TopHap Estimate for 465 Flat Rock Ct, Clifton, CO is $304,605 as of Jul 14, 2026. The likely range is $298,616 to $310,594. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 465 Flat Rock Ct, Clifton, CO last sell?

465 Flat Rock Ct, Clifton, CO last sold on Apr 8, 2008, according to the county's recorded deed.

How big is 465 Flat Rock Ct, Clifton, CO?

465 Flat Rock Ct, Clifton, CO has 4 bedrooms, 2 bathrooms and 1,460 square feet of living space.

When was 465 Flat Rock Ct, Clifton, CO built?

465 Flat Rock Ct, Clifton, CO was built in 1996, making it 30 years old. It is a ranch home. The building has 1 story.

What schools serve 465 Flat Rock Ct, Clifton, CO?

465 Flat Rock Ct, Clifton, CO is assigned to Rocky Mountain Elementary School (elementary), rated D; Mount Garfield Middle School (middle), rated C+; Palisade High School (high), rated C+. All sit in Mesa County Valley School District 51. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 465 Flat Rock Ct, Clifton, CO compare to other homes in Clifton 81520?

Among the 4,954 homes in Clifton 81520, it is worth more than 44% of them ($304,605 against a typical $312,641), its price per square foot is higher than 22% of them ($209 against a typical $248), it is bigger than 72% of them (1,460 ft² against a typical 1,216 ft²), its lot is bigger than 84% of them (1 ac against a typical 1 ac) and it is newer than 66% of them (1996 against a typical 1983). Measured against all of Mesa County, it is worth more than 16% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 465 Flat Rock Ct, Clifton, CO?

The 2024 property tax bill for 465 Flat Rock Ct, Clifton, CO was $846. The county assessed it at $18,020.

Closest homes

More homes in Clifton 81520

Assigned schools

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