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Single Family ResidenceResidential
$436,153$242 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 92How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $650,000 on Oct 31, 2025

465 RACHEL DR

PENN LAIRD, VA 22846
4
Beds
4.5
Baths
1,802 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.24 ac
Lot SizeThe size of the land the home sits on, from county records.
2025
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
12
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Valuation

$436K
$401K low$472K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$650,000 · Oct 31, 2025
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$36,153
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$28,922
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.92%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$400,000
PENDLETON COMMUNITY BANK INC · recorded Oct 31, 2025

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$4,087 (2026)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$619,300 (2026)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$85,000
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$534,300
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$60,000
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$619,300

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyROCKINGHAM
Lot (acres)The size of the land the home sits on, from county records.0.24
RoofThe main material covering the roof, such as asphalt shingle or tile.Composition Shingle
HeatingThe type of heating system in the home.Heat Pump
CoolingThe type of cooling or air conditioning in the home.Yes
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Attached
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(3)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

M
Montevideo Middle SchoolB-
Middle · Grades 6–8 · 3.2 mi
H
Spotswood High SchoolB+
High · Grades 9–12 · 3.4 mi
E
Cub Run Elementary SchoolD+
Elementary · Grades PK–5 · 3.4 mi

District: Rockingham County Public Schools

Neighborhood · ZIP 22846These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.68
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.87
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.58

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.94%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.30%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.4.6%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.7%
PopulationHow many people live in this area.1,675
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.198 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$90,346
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$108,127
Average tempThe average temperature here across a full year.53°F
Annual precipHow much rain and melted snow falls here in a typical year.39 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.63%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

465 Rachel Dr measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 68% of homes in Rockingham County
  • Has a smaller lot than 91% of homes in Penn Laird 22846
  • Among the newest homes in Rockingham County

What homes are worth in Penn Laird 22846

Each bar is how many homes fall in that price range. The marker is this home.

This home
$164K$1M

This home is worth more than 46% of homes in Penn Laird 22846.

How it measures up in Penn Laird 22846

The dot is this home. The mark in the middle is the typical home in Penn Laird 22846.

Estimated value$436,153
CheaperTypical $458,359Pricier

Pricier than 46% of homes nearby

Price per ft²$242
CheaperTypical $234Pricier

Pricier than 58% of homes nearby

Living area1,802 ft²
SmallerTypical 1,902 ft²Bigger

Bigger than 46% of homes nearby

Lot size0.24 ac
SmallerTypical 0.46 acBigger

Bigger than 9% of homes nearby

Year built2025
OlderTypical 1999Newer

Newer than almost all homes nearby

How 465 Rachel Dr ranks against every home in each area.
MeasureThis homePenn Laird 22846Rockingham County
Estimated valuepricier than$436,15346% of homes68% of homes
Price per ft²pricier than$24258% of homes61% of homes
Living areabigger than1,802 ft²46% of homes64% of homes
Lot sizebigger than0.24 ac9% of homes21% of homes
Year builtnewer than2025almost all homesalmost all homes

About 465 Rachel Dr

How much is 465 Rachel Dr, Penn Laird, VA worth?

The TopHap Estimate for 465 Rachel Dr, Penn Laird, VA is $436,153 as of Jul 14, 2026. The likely range is $400,615 to $471,691. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 465 Rachel Dr, Penn Laird, VA last sell?

465 Rachel Dr, Penn Laird, VA last sold on Oct 31, 2025 for $650,000, according to the county's recorded deed. TopHap holds 2 recorded sales for this parcel.

How big is 465 Rachel Dr, Penn Laird, VA?

465 Rachel Dr, Penn Laird, VA has 4 bedrooms, 4.5 bathrooms, 1,802 square feet of living space and a 0.24-acre lot.

When was 465 Rachel Dr, Penn Laird, VA built?

465 Rachel Dr, Penn Laird, VA was built in 2025, making it 1 years old. The building has 1 story.

What schools serve 465 Rachel Dr, Penn Laird, VA?

465 Rachel Dr, Penn Laird, VA is assigned to Montevideo Middle School (middle), rated B-; Spotswood High School (high), rated B+; Cub Run Elementary School (elementary), rated D+. All sit in Rockingham County Public Schools. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 465 Rachel Dr, Penn Laird, VA compare to other homes in Penn Laird 22846?

Among the 854 homes in Penn Laird 22846, it is worth more than 46% of them ($436,153 against a typical $458,359), its price per square foot is higher than 58% of them ($242 against a typical $234), it is bigger than 46% of them (1,802 ft² against a typical 1,902 ft²), its lot is bigger than 9% of them (0.24 ac against a typical 0.46 ac) and it is newer than almost all of them (2025 against a typical 1999). Measured against all of Rockingham County, it is worth more than 68% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 465 Rachel Dr, Penn Laird, VA?

The 2026 property tax bill for 465 Rachel Dr, Penn Laird, VA was $4,087. The county assessed it at $619,300.

Closest homes

More homes in Penn Laird 22846

Assigned schools

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See this home in context

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