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Single Family ResidenceResidential
$64,274$92 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 58How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

465 RICHARDSON ST

ALBEMARLE, NC 28001
2
Beds
1
Baths
702 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.12 ac
Lot SizeThe size of the land the home sits on, from county records.
1948
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.

Valuation

$64K
$37K low$91K high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$64,274
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$51,419

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$429 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$38,310 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$7,380
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$30,930
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$20,956
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$38,310

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.37 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.1 percent flood zone

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyStanly
Lot (acres)The size of the land the home sits on, from county records.0.12
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.Block (Unspecified)
RoofThe main material covering the roof, such as asphalt shingle or tile.Composition Shingle
HeatingThe type of heating system in the home.Central
CoolingThe type of cooling or air conditioning in the home.Central
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Deck · 60 ft²Porch · 96 ft²

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
East Albemarle Elementary SchoolD-
Elementary · Grades KG–5 · 1.3 mi
M
Albemarle Middle SchoolD+
Middle · Grades 6–8 · 1.4 mi
H
Albemarle High SchoolD+
High · Grades 9–12 · 1.8 mi

District: Stanly County Schools

Neighborhood · ZIP 28001These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.126
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.90
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.68

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.90%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.16%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.16%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.9%
PopulationHow many people live in this area.31,375
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.230 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$58,588
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$71,453
Average tempThe average temperature here across a full year.61°F
Annual precipHow much rain and melted snow falls here in a typical year.48 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.63%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Absentee owner
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

465 Richardson St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Among the least valuable homes in Albemarle 28001
  • Costs less per square foot than 93% of homes in Stanly County
  • Smaller than 98% of homes in Albemarle 28001
  • Has a smaller lot than 98% of homes in Stanly County
  • Older than 78% of homes in Stanly County

What homes are worth in Albemarle 28001

Each bar is how many homes fall in that price range. The marker is this home.

This home
$70K$710K

This home is worth less than almost all homes in Albemarle 28001.

How it measures up in Albemarle 28001

The dot is this home. The mark in the middle is the typical home in Albemarle 28001.

Estimated value$64,274
CheaperTypical $248,011Pricier

Cheaper than almost all homes nearby

Price per ft²$92
CheaperTypical $161Pricier

Pricier than 8% of homes nearby

Living area702 ft²
SmallerTypical 1,496 ft²Bigger

Bigger than 2% of homes nearby

Lot size0.12 ac
SmallerTypical 0.55 acBigger

Bigger than 3% of homes nearby

Year built1948
OlderTypical 1965Newer

Newer than 29% of homes nearby

How 465 Richardson St ranks against every home in each area.
MeasureThis homeAlbemarle 28001Stanly County
Estimated valuepricier than$64,274almost no homesalmost no homes
Price per ft²pricier than$928% of homes7% of homes
Living areabigger than702 ft²2% of homes2% of homes
Lot sizebigger than0.12 ac3% of homes2% of homes
Year builtnewer than194829% of homes22% of homes

About 465 Richardson St

How much is 465 Richardson St, Albemarle, NC worth?

The TopHap Estimate for 465 Richardson St, Albemarle, NC is $64,274 as of Jul 14, 2026. The likely range is $37,165 to $91,383. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 465 Richardson St, Albemarle, NC last sell?

465 Richardson St, Albemarle, NC last sold on Nov 23, 2022, according to the county's recorded deed.

How big is 465 Richardson St, Albemarle, NC?

465 Richardson St, Albemarle, NC has 2 bedrooms, 1 bathrooms, 702 square feet of living space and a 0.12-acre lot.

When was 465 Richardson St, Albemarle, NC built?

465 Richardson St, Albemarle, NC was built in 1948, making it 78 years old. The building has 1 story.

What schools serve 465 Richardson St, Albemarle, NC?

465 Richardson St, Albemarle, NC is assigned to East Albemarle Elementary School (elementary), rated D-; Albemarle Middle School (middle), rated D+; Albemarle High School (high), rated D+. All sit in Stanly County Schools. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 465 Richardson St, Albemarle, NC compare to other homes in Albemarle 28001?

Among the 11,330 homes in Albemarle 28001, it is worth more than almost none of them ($64,274 against a typical $248,011), its price per square foot is higher than 8% of them ($92 against a typical $161), it is bigger than 2% of them (702 ft² against a typical 1,496 ft²), its lot is bigger than 3% of them (0.12 ac against a typical 0.55 ac) and it is newer than 29% of them (1948 against a typical 1965). Measured against all of Stanly County, it is worth more than almost no homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 465 Richardson St, Albemarle, NC?

The 2025 property tax bill for 465 Richardson St, Albemarle, NC was $429. The county assessed it at $38,310.

Closest homes

More homes in Albemarle 28001

Assigned schools

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