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Single Family ResidenceResidential
$205,985$215 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 75How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $26,000 on Aug 5, 2020

4670 RIVER RD

FRANKLIN, NC 28734
2
Beds
2
Baths
960 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.8 ac
Lot SizeThe size of the land the home sits on, from county records.

Valuation

$206K
$154K low$258K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$26,000 · Aug 5, 2020
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$12,260
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$9,808
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.89%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$193,725
NANTAHALA BANK & TRUST COMPANY · recorded Sep 15, 2023

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$909 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$247,960 (2026)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$40,000
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$207,960
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$247,960
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$247,960

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.64
94
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
23
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
75
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
98
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
33
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.89 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.51%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Conventional
CountyMACON
Lot (acres)The size of the land the home sits on, from county records.0.80
ConstructionThe main material the home's frame and walls are built from.Frame (Unspecified)
RoofThe main material covering the roof, such as asphalt shingle or tile.Composition Shingle
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(3)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

M
Macon Middle SchoolB-
Middle · Grades 7–8 · 4.8 mi
H
Macon Early College High SchoolB+
High · Grades 9–12 · 5.9 mi
E
East Franklin Elementary SchoolB
Elementary · Grades KG–4 · 6.5 mi

District: Macon County Schools

Neighborhood · ZIP 28734These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.104
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.91
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.114

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.73%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.15%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.12%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.9%
PopulationHow many people live in this area.31,079
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.101 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$50,932
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$69,401
Average tempThe average temperature here across a full year.54°F
Annual precipHow much rain and melted snow falls here in a typical year.64 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.59%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

4670 River Rd measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 85% of homes in Macon County
  • Costs less per square foot than 69% of homes in Macon County
  • Smaller than 80% of homes in Macon County
  • Has a smaller lot than 67% of homes in Franklin 28734

What homes are worth in Franklin 28734

Each bar is how many homes fall in that price range. The marker is this home.

This home
$114K$858K

This home is worth more than 20% of homes in Franklin 28734.

How it measures up in Franklin 28734

The dot is this home. The mark in the middle is the typical home in Franklin 28734.

Estimated value$205,985
CheaperTypical $301,225Pricier

Pricier than 20% of homes nearby

Price per ft²$215
CheaperTypical $230Pricier

Pricier than 42% of homes nearby

Living area960 ft²
SmallerTypical 1,304 ft²Bigger

Bigger than 22% of homes nearby

Lot size0.8 ac
SmallerTypical 1.11 acBigger

Bigger than 33% of homes nearby

How 4670 River Rd ranks against every home in each area.
MeasureThis homeFranklin 28734Macon County
Estimated valuepricier than$205,98520% of homes15% of homes
Price per ft²pricier than$21542% of homes31% of homes
Living areabigger than960 ft²22% of homes20% of homes
Lot sizebigger than0.8 ac33% of homes35% of homes

About 4670 River Rd

How much is 4670 River Rd, Franklin, NC worth?

The TopHap Estimate for 4670 River Rd, Franklin, NC is $205,985 as of Jul 14, 2026. The likely range is $153,848 to $258,122. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 4670 River Rd, Franklin, NC last sell?

4670 River Rd, Franklin, NC last sold on Aug 5, 2020 for $26,000, according to the county's recorded deed.

How big is 4670 River Rd, Franklin, NC?

4670 River Rd, Franklin, NC has 2 bedrooms, 2 bathrooms, 960 square feet of living space and a 0.80-acre lot.

What schools serve 4670 River Rd, Franklin, NC?

4670 River Rd, Franklin, NC is assigned to Macon Middle School (middle), rated B-; Macon Early College High School (high), rated B+; East Franklin Elementary School (elementary), rated B. All sit in Macon County Schools. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 4670 River Rd, Franklin, NC compare to other homes in Franklin 28734?

Among the 15,850 homes in Franklin 28734, it is worth more than 20% of them ($205,985 against a typical $301,225), its price per square foot is higher than 42% of them ($215 against a typical $230), it is bigger than 22% of them (960 ft² against a typical 1,304 ft²) and its lot is bigger than 33% of them (0.8 ac against a typical 1.11 ac). Measured against all of Macon County, it is worth more than 15% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 4670 River Rd, Franklin, NC?

The 2025 property tax bill for 4670 River Rd, Franklin, NC was $909. The county assessed it at $247,960.

Closest homes

More homes in Franklin 28734

Assigned schools

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